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Making chicken feed of my mortgage

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    I've calculated that I need to OP £1,126.49 in order to start the New Year at £134,999.99 so I will need to rein in my spending in the run up to Christmas.

    That would be a mortgage reduction of £30,000 in 2013 as I started the year at £164,999.99 :j

    GG - is there a doing cartwheels smilie?!
    Yes there is but need to wait till I'm home :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have spent this weekend reading your diary and have really enjoyed it, especially the pics of The Girls and your lovely interiors. Not forgetting the delicious meals your DH has been rustling up.

    Good luck with your journey you are doing really well :)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • edinburgher
    edinburgher Posts: 14,091 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Looking forward to the moussaka - not sure that I'll be able to leave it to cool for 30 minutes before eating...

    How was it? I think if I ever retire abroad it would need to be Greece :)

    So many happy memories.
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    muddywhitechicken wrote: »
    I've calculated that I need to OP £1,126.49 in order to start the New Year at £134,999.99 so I will need to rein in my spending in the run up to Christmas.

    That would be a mortgage reduction of £30,000 in 2013 as I started the year at £164,999.99 :j

    GG - is there a doing cartwheels smilie?!
    That's truly fab news - until GG posts here's a few of these :j:j:j:j
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    You are doing really well. I hope I get to be like your aunt, I can't bear the thought of having to leave my home, sell it and give the money to an avaricious care company who make a profit out of my frailty.

    It is a big incentive to look aft myself. Does she have any tips?
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Secret_Saving_Squirrel wrote: »
    You are doing really well. I hope I get to be like your aunt, I can't bear the thought of having to leave my home, sell it and give the money to an avaricious care company who make a profit out of my frailty.

    It is a big incentive to look aft myself. Does she have any tips?

    Her top tips are:

    - no grey hairs, bright red fingernails and tell everyone you are 45 :rotfl:
    and
    -keep busy

    Unfortunately, she has a thieving, lazy, scumbag of a grandson who takes advantage of her generosity :mad:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edinburgher wrote: »
    How was it? I think if I ever retire abroad it would need to be Greece :)

    So many happy memories.

    Deeeeeeeeelicious :D

    I used Felicity Cloake's perfect moussaka recipe (with added potato slices)

    http://www.theguardian.com/lifeandstyle/wordofmouth/2012/apr/05/how-to-cook-perfect-moussaka
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    XSpender wrote: »
    I have spent this weekend reading your diary and have really enjoyed it, especially the pics of The Girls and your lovely interiors. Not forgetting the delicious meals your DH has been rustling up.

    Good luck with your journey you are doing really well :)

    Thanks XSpender - you're doing really well too :)

    I can never stick to a grocery budget either!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Tilly_MFW_in_6_YRS wrote: »
    That's truly fab news - until GG posts here's a few of these :j:j:j:j

    Thanks Tilly

    MFW is sooooo addictive :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    I've calculated that I need to OP £1,126.49 in order to start the New Year at £134,999.99 so I will need to rein in my spending in the run up to Christmas.

    That would be a mortgage reduction of £30,000 in 2013 as I started the year at £164,999.99 :j

    GG - is there a doing cartwheels smilie?!
    Revving up....... HSlostmind.gifHSlostmind.gifHSlostmind.gif

    Whee.......
    HScartwheel.gifHScartwheel.gifHScartwheel.gifHScartwheel.gifHScartwheel.gifHScartwheel.gifHScartwheel.gif

    Oops........

    HSgurney.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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