I need to know about my son's father living with us.

tizzy2_2

please help,at present I am on the dole but would like to change this to working 16 hours self-employed and 12 hours employed work, which one would working tax creidt class as my hours? we have an 8 month old son and I have been on the sick for about two years I also get dla low rate, cb and ctc. for the self-employment I can start designing again, but feel I need to work in the outside world also, and recieve money I can count on. my partner is self-employed but only gets a little money and not enough to pay the rent on the house we rent.
how can I sort this mess out and come away from the dole? without being completely broke I went to the dole office and did a better off calculation to become self-employed but at the time I had not seen the 12 hours a week job and also I would need to know about my son's father living with us as he lives in a rented room I just cannot figure out what is for the best. Could someone else who has been in this situation help please???

ravenfire_2

Both self employed and employed hours are taken into account. Do you declare the money that your sons father is paying as that would be taken into account when working out WTC as well

Oldernotwiser

It's usually best for the child to have both parents living together. However, I think that for you, "best" means most money. I would put your child's emotional wellbeing ahead of the money.

misty

I don't think making judgements when you don't know the OP or the facts is helpful or answers their query.

To the OP I would post your question on the Tax and Benefits boards where people are better informed on this info.

From what I do know - if you are claiming Housing Benefit - you may still be entitled to this on WTC. If you and your partner are not together - his maintenance is not taken into account when assessing your WTC but it will be on when you apply for HB. If you are considering him moving in then
https://www.entitled to.co.uk
may be helpful in assesseing what you are entitled to.

Oldernotwiser

The query, which I answered, was what is "best". Seeing that both the other people - including you - who answered this query also assumed she meant "most money" I don't see why you see me as making judgements.

msmicawber

Hi tizzy,

Why don't you look at this sticky on the Benefits board, as it has a link to a benefits check calculator, then you can play with the figures and see what's what.

http://forums.moneysavingexpert.com/showthread.html?t=197978

Carmina_Piranha_3

don't take this as a criticism, but if your OH doesn't earn much might he be better off getting a job instead of being self employed?

the entitledto calculator is great for working out 'what-if' situations.

my sister gets tax credits, she is self employed. they don't take maintenance into account so she gets to keep an extra 600 per month on top of what she's entitled to in tax credits (that's the amount of maintenance she gets from the fathers of her children). she's certainly better off financially than we are but i appreciate that not all single parents are getting £600 per month in maintenance!

if there's a father paying maintenance then most single parents seem to be better off working part time than they are on the dole. if you wish to stay single then that may be the best financial solution for you as long as you're happy with the childcare you organise.

are you and the baby's father together and happy? if so i would recommend living together. you might not get as much money as you would living apart but it's much easier being a parent, especially a working parent, if you have a partner to share the parenting.

try out all of your different situations in the entitledto calculator and see which one suits you best. speaking personally i love being part of a couple. i've been a single parent and no financial situation could persuade me to go back to it (i am very happy with my partner though, and it feels 'right' for us to live together).

loopychicken

Oldernotwiser wrote: »

It's usually best for the child to have both parents living together. However, I think that for you, "best" means most money. I would put your child's emotional wellbeing ahead of the money.

i have read alot of posts you have replied to an u do seem to have this problem of putting people down alot

misty was right

u comment harshly on peoples problems with out knowing the full facts an i have seen you have upset alot of people

to the op
maybe you choose to live apart for your own reasons and maybe you are looking to see where you have the most money to give your son the best you can
take a look on entitledto.com or ask your new deal advisor mines is really nice if you explain your situation an ask her to do some calculations it cant do no harm it wont be set in stone that you will take the job an move in with babies daddy

good luck xx

milkydrink

Best has gotta be two parents regardless of finances.

BUT the UK is a strange country if families are benefiting financially from being broken, apart, loan-parents ect.
It's CRAZY to read a post that even wonders about it, it just shouldn't be that way, so the question should never arise.

I'm not having a pop a single parents (I was one myself for about a year & a half, before I met my DH after divorcing the two timing rat I was too young & to stupid enough not to realise was a wrong'un).
I am disgusted at a system which would reward parents financially to be separated & penalise them to be a 2 parent family.

:huh: :shocked:

Oldernotwiser

loopychicken wrote: »

i have read alot of posts you have replied to an u do seem to have this problem of putting people down alot

misty was right

u comment harshly on peoples problems with out knowing the full facts an i have seen you have upset alot of people

Sometimes plain speaking and traditional values aren't popular; on the other hand, thank God that some of us still have things we believe in. I always think that a member's helpfulness can be gauged by the number of posts that have been thanked by others; in my case over 40%, in yours 15%. Enough said.

debbiVwoolwich

hmm I have read and re-read the posting, As i read it, the lady is asking advice about being able to come off "dole" and not be completely broke, asking also how having the father living there would affect her WTC payments, I see nothing about her saying the money means more to her than the welfare of her child ?? Tizzy should be commended for wanting to come off "dole" and not be content to sit at home on benefits, I do note a few times on this forum people jumping on peoples postings to have a dig at them, and not being in full knowledge of the facts.and I personally think the being thanked rota % means little,your being thanked I assume on many other different matters,just being right on one subject does not make you right on all.I assumed maybe wrongly that this was an advice forum and putting people down does not advise them, if having nothing constructive to say it might be best saying nothing.