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Worried sick over Universal Credit, can anyone advise?

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Comments

  • princessdon
    princessdon Posts: 6,902 Forumite
    edited 15 October 2012 at 11:12PM
    headcone wrote: »
    Well disprove my figures instead of spouting tory rhetoric then.

    FYI - I never quote rhetoric and am not political at all. I have never seen figures that quote what I want to see. yes they look at GDP etc. What I want to see hasn't been published, as many countries have a version of UC (eg one payment for all) and the UK has so many "pots". Eg DLA, HB. Pensions etc.

    I would really appreciate a comparison table that has all monies paid per country as I genuinely have no idea where the UK lies, as the sources I see have a none comparable figure due to differing ways they pay.
  • headcone
    headcone Posts: 536 Forumite
    FYI - I never quote rhetoric and am not political at all. I have never seen figures that quote what I want to see. yes they look at GDP etc. What I want to see hasn't been published, as many countries have a version of UC (eg one payment for all) and the UK has so many "pots". Eg DLA, HB. Pensions etc.

    I would really appreciate a comparison table that has all monies paid per country as I genuinely have no idea where the UK lies, as the sources I see have a none comparable figure due to differing ways they pay.

    Wow no hope with you clowns,

    Little more than jiberish.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • I'm giving up with you lot. I'm surprised you find time to spend on here if you're all so busy working. You can't budget for a month when your income drops 40% and your expenses increase 40%. Unless you expect people to live on bread and water and live in a tent. I seriously hope none of you ever find yourselves unable to work, but if you do you might change your minds. ANYONE can have an accident and become disabled, why should these poor people have to spend the rest of their lives in poverty while Cameron and his cronies live in multi million pound mansions?

    In 1992 the main wage earner (my husband) in our family had to leave work through sickness and we lost his teacher's salary. I was only working as a lollipop lady at the time, That tiny wage and Incapacity Benefit was our sole income and we had a mortgage to pay and a child at Secondary school.

    We cut all our expenses to the bare minimum, lived on cheap and seasonal food, I took a second job as a dinner lady and we took in a lodger to help pay our bills. It was not easy, but we managed. I do not see why it is impossible to budget, even if your money comes monthly, you can allocate it weekly and budget accordingly.

    I'm not saying it is easy, I know from first hand experience that it is not, but rolling over and giving up is not the answer. Think outside the box and there will usually eb something that can be done.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 16 October 2012 at 1:40PM
    headcone wrote: »
    Well disprove my figures instead of spouting tory rhetoric then.

    As you have already been told, the UK pays lot of different welfare payments and other countries pay in 1 amount.

    Over on immgrationsboards.com, one Dutch national was bemoaning that their countries recent welfare cuts meant that the flat payment didn't allow for different areas and they were complaining that they now can only live in a poor area of the country, on their families welfare payments. They were asking if the UK paid a flat rate for housing or allowed them to live in a nice area and then paid according to the area the claimant lives in (which of course we do) so they decide to move the the UK.

    From your signature, you seem very unhappy with the UKs welfare cuts:-
    "That is why no amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party that inflicted those bitter experiences on me. So far as I am concerned they are lower than vermin. They condemned millions of first-class people to semi-starvation."

    If you are so convinced that all those other EU countries always paid more than UK welfare, then why didn't you exercise your EU rights to live in one of those other EEA countries and claim from them?

    Of course, the welfare cuts in the UK is now putting us below other EU countries for welfare; with more cuts and conditions to come for those that can work but choose to live on welfare instead. You can still exercise your EU rights and move to another EEA country that you think will give you more welfare. Spreken ze deutsch?
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • agme28
    agme28 Posts: 110 Forumite
    Part of the Furniture Combo Breaker
    Universal credit is just a pipedream. They have no idea how it will work. In theory they pay a lump sum monthly (yes monthly) this is supposed to cover everything including rent. But it will be a disaster. Families will be forced to split up because they will get more money living apart. There will be even higher demand for social housing. People have been pushed too far. A revolution is coming.

    I hope there is a revolution, this government are screwing everyone except the very wealthy over - it's all about making a profit hence why immigration is still much more tolerated than other nations. I know so many people - working or middle class - who feel this country cares very little for them and their families.
  • bestpud
    bestpud Posts: 11,048 Forumite
    Yes i do believe it. I know people who have already done it. Most people don't understand the hardship this government will cause. A couple living in a three bedroom flat with two young children will be assessed as having a spare room, the children will be expected to share a room. They will have to pay 14% of the total rent. If one of the parents works the wage he/she earns will be deducted from what these bloodsuckers say they need to live on and benefits will top it up. There will be no point working unless they can earn £35,000+. But if they split up and each get a two bedroom flat and claim for one child each they will get considerably more. We are not talking about just a few quid. Universal credit will cause more unemployment, add to the housing shortage and split families.

    Chicken or egg though isn't it?

    It can be argued that a willingness to go to these measures means our generous welfare stare has created a dependency so great that people will do anything to avoid paying their way.

    Do you really not see a problem with that mindset?

    We need a radical overhaul as too many people are convinced they have no choices if the gravy train stops.
  • jjj1980 wrote: »
    All children qualify for the 15 hours a week free care for 38 weeks of the year from age 3.

    Some nurseries have provision to start this from age 2 but it's usually those run by local authorities, not private nurseries.

    I get 2 yr old funding and she is in private nursary? maybe each LA is different x
    The feeling i got when i confirmed my place studying criminology at Exeter Uni was brilliant!!!!!

    The pride my children told me they had in me was even better!!!!! # setting positive example to children is OUTSTANDING!!!! !:grouphug::grouphug::smileyhea:smileyhea:smileyhea:smileyhea:smileyhea:smileyhea:smileyhea
  • I am really concerned that so many people are unable to get any sensible information about how Universal Credit will work for the self-employed. I hope to have time to read through all your posts properly at some point, but in the meantime I thought you might find my my blog post helpful. I have read through all the regulations and detailed as well as I can how the Universal Credit rules will affect the self-employed. There are also loads of comments at the bottom.

    I am a new user and they won't allow me to post links, but do a Google search for Permaculture House in Totnes and you'll find it. Also search Facebook for Universal Credit and the Self Employed.
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