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Mortgage with halifax underwriter?
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What's OH?0
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Sorry its usually me asking those questions
OH - Other HalfI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Basically the house I'm in was going to a BTL to releasing money for deposit, for a new place. However over the weekend I sold my place raising more funds. So I will be borrowing less.0
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Has your broker asked Halifax to reconsider at 75%?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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yeah, he said it would'nt have made a difference.0
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Ive checked her experian and there is nothing obvious in 1997 address wise....what should i be looking for??0
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2007 I hope you mean.
You should be looking for a default, or looking for a linked or associate address from that time.
Unfortunately I will not know what "it" looks like until I would have seen it...
Good luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
one of the defaults a natwest credit card was opened in 2007. However that is showing as satisfied.0
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could it be that?0
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It will definitely be that. It is the default date that is important and not the satisfied date.
Can you afford this in just your salary (according to Halifax)I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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