Insurance Nightmare

duk3nuk3m

Bedsit_Bob wrote: »

So you were turning right, across the path of a vehicle approaching, from directly in front of you?

Simply put, yes.

Although I had no idea there was a vehicle approaching because he had no headlight on (which I know is near impossible to prove) and he was also speeding across the junction.

[Deleted User]

The road with the Land Rover has street lights (one of which is at the junction), and I presume you had your own headlamp on, illuminating the approaching traffic?

duk3nuk3m

Bedsit_Bob wrote: »

The road with the Land Rover has street lights (one of which is at the junction), and I presume you had your own headlamp on, illuminating the approaching traffic?

Yes, my headlights were on.

fivetide

Sorry OP I think you are hoping his headlight wasn't on more than knowing it - it's the only way you can qualify not having seen him.

Trouble is, as you said initially, you only think it wasn't on "or I would have seen him" but the witnesses don't seem to back it up (your words).

Sounds like you simply didn't notice him and went. These things happen and you need to sort it out with the insurance now.

5t.

[Deleted User]

You turned right, and collided with oncoming traffic.

I don't see any other outcome, than you were at fault.

I note there is a camera pointing into the road with the Land Rover.

Is it CCTV, or is it a Red Light, camera?

duk3nuk3m

fivetide wrote: »

Sorry OP I think you are hoping his headlight wasn't on more than knowing it - it's the only way you can qualify not having seen him.

Trouble is, as you said initially, you only think it wasn't on "or I would have seen him" but the witnesses don't seem to back it up (your words).

Sounds like you simply didn't notice him and went. These things happen and you need to sort it out with the insurance now.

5t.

The witnesses wouldn't have seen whether or not his headlight was on because the moped passed from behind them.

I am not hoping for anything, just merely advice and opinion.

Thanks for your help.

duk3nuk3m

Bedsit_Bob wrote: »

You turned right, and collided with oncoming traffic.

I don't see any other outcome, than you were at fault.

I note there is a camera pointing into the road with the Land Rover.

Is it CCTV, or is it a Red Light, camera?

To be honest, I'm not sure. May well be a red light camera but it's just as likely to be CCTV as this junction is quite near the town centre.

Could be worth looking up?

rxbren

you didnt see him so how can you say his headlight was not on? is it just a way of justifying why you didnt see him
a crash investigator could possibly tell if the lights were on by either checking the light switch or if the light was smashed glass would attach it self to the warm bulb
its unfair to say he was driving without due care and attention as was YOU who pulled out in front of him so you could in theory be done for driving without due care and attention
he may not have been carrying his mcflurry in his hand
also pedestrians walking wont be able to tell if a vehicle is speeding most/all people wont be able to say how fast a vehicle is travelling
so unfortunately its your fault

[Deleted User]

duk3nuk3m wrote: »

To be honest, I'm not sure. May well be a red light camera but it's just as likely to be CCTV as this junction is quite near the town centre.

Could be worth looking up?

Bear in mind, that it could provide evidence both for, or against, you.