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Halifax clarity, the first to decline me! I dont' get it!!!
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As others have said, it could be a million reasons. Maybe they are taking into account all your other available credit (other credit card limits, overdrafts etc) and have decided you do not need any more. Even if your salary is amazing, if you have too much available credit (from a lenders pov) then you will not get anymore.
You have already had a very recent search done on you for the current account you opened. Now you have another 2 searches all within 6 months... makes you look a bit desperate so I would not apply for any more. You will most likely keep getting declined now.
You will not benefit from the Nationwide card as they only offer the free abroad usage to loyal customers.Total Mortgage OP £61,000Outstanding Mortgage £27,971Emergency Fund £62,100I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>0 -
halifax wouldnt give me a card until 6 months of account been openDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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