Help with RBS bank account - 15 year old

jonesMUFCforever

benjyy424 wrote: »

Still not with you. Are you suggesting that I am making this up or something?
Which part of it don't you believe - seriously? I've only told the truth since starting the thread.

Fact 1 - you would have had to provide ID to open a business account - what did you provide?
Fact 2 - You need to be 18 to open a business account - how did you get around this?

benjyy424

jonesMUFCforever wrote: »

Fact 1 - you would have had to provide ID to open a business account - what did you provide?
Fact 2 - You need to be 18 to open a business account - how did you get around this?

1. I did not need ID because if you already have an account with RBS it is not required - only a signature is. I presume it is the same with most banks.

2. I don't know! The system wouldn't allow it as business accounts come with a credit account by default (I think). So the business manager who saw me filled out a form and did it manually. I've been told you are allowed one. And after looking in the T&C's of the account, it seems no mention of age is in it. However, what they did was still unsuitable for a child.

daffodil

benjyy424 wrote: »

Still not with you. Are you suggesting that I am making this up or something?
Which part of it don't you believe - seriously? I've only told the truth since starting the thread.

I believe you

benjyy424

And I was also charged 75p interest on the money that I went overdrawn with which has now been refunded. :rotfl:
It's not even worth complaining about... thanks anyway RBS!

benjyy424

I never would of thought anyone would think I was lying - why even would I? It's ignorant that some people think that just because I am 15, I would lie and make things up. So I guess I have to prove it to you. Some people seem to see a teenager as 'stupid'. And thanks to those who actually gave advice rather than doubting what I was posting.



As you can see from this screenshot of my online banking, I have an RBS revolve account, which is for 11-18 year olds, I am 15, then below is my business account and the business reserve account which are both due to be closed. Is that good enough for you?! :wall: :wall: :wall:

System

benjyy424 wrote: »

1. I did not need ID because if you already have an account with RBS it is not required - only a signature is. I presume it is the same with most banks.

WRONG !!! when i changed my daughters account from a rainbow acc to a current account i had to provide her birth certificate even though they had already had it to open the previous account.


p.s your pm just goes to prove you are nothing but a little wannabe.

benjyy424

CHRISSYG wrote: »

1. I did not need ID because if you already have an account with RBS it is not required - only a signature is. I presume it is the same with most banks.

WRONG !!! when i changed my daughters account from a rainbow acc to a current account i had to provide her birth certificate even though they had already had it to open the previous account.


p.s your pm just goes to prove you are nothing but a little wannabe.

Not at all wrong - they knew me at the branch as it is a small village so I was only asked to fill out a form, sign, and also put my current debit card in the chip and pin machine and enter my pincode. That was all the proof they needed.

I have a business account - I would not make that up, and you're just trying to wind me up because you have nothing better to do. I've posted proof that I have a business account, and you still insist that I don't. You can clearly see that I have a revolve account, and business account.

The PM was just because I was annoyed with you winding me up for no reason when I was just trying to get advise on a forum!

olly300

CHRISSYG wrote: »

p.s your pm just goes to prove you are nothing but a little wannabe.

Whether the OP is lying or not as they are immature it's best to leave them alone and not get into an argument.

chambta

CHRISSYG wrote: »

benjyy424 wrote: »

1. I did not need ID because if you already have an account with RBS it is not required - only a signature is. I presume it is the same with most banks.

WRONG !!! when i changed my daughters account from a rainbow acc to a current account i had to provide her birth certificate even though they had already had it to open the previous account.


p.s your pm just goes to prove you are nothing but a little wannabe.

He's not wrong. A Rainbow Account does not create a 'KYC' status (known customer) and subsequent account require further ID. A business account would not.

jonesMUFCforever

I don't think his parents will be best pleased when they find out he 's been scanning their bank statements on the internet.