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16 pay days til DF?.....hope so!

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Comments

  • Loopylou1
    Loopylou1 Posts: 152 Forumite
    edited 19 October 2012 at 4:14PM
    Well today has been a day of reflection...as it my birthday :j

    I have been totally spolit for my family and friends and I can't wait for my night out

    I have however spent some time thinking today and I think I'm more determined not to have another birthday where i love the pressies i've been given but I can't help thinking i'd rather have had the cash!!

    I know everyone had new year resolutions but I thought I'd have some birthday ones!
    • to loose 1 1/2 stone
    • to have paid off most of my debt :D
    • to have got a new job
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • beanielou
    beanielou Posts: 96,857 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy birthday :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Loopylou1
    Loopylou1 Posts: 152 Forumite
    beanielou wrote: »
    Happy birthday :)

    Thank you beanielou I had a lovely weekend

    Well another NSD in the bag today :j go me! Mainly because I woke up this morning with the sniffles and have felt yukky all day didn't help that his highness woke me up being sick at 5am

    Payday T-minus 4 days going to aim for about £500 of the debt and I know i've been on here for a month but its been kinda retraining myself ready this pay day is the first on the official count down :D

    I've even been on the 3 supermarkets websites tonight and worked out I can get my monthly shop for £48.97 and even includes veg (although its frozen!) one good thing about being single I can eat what I want :D

    i'm so excited want this week to hurry up...

    The diet isn't going so well... I opened the huge box of hotel du chocolat that my best friend bought me for my birthday nom nom nom......waaaay to much :o
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • Loopylou1
    Loopylou1 Posts: 152 Forumite
    Well half a box of chocolates gone :o oops well..I had a bit of a disaster yesterday - leaky boiler! my heart sunk I don't have the money for that right now... but a friend came to the rescue and got a plummer friend round who fixed it for a box of cider!.... couldn't believe it! so a not NSD but a lot cheaper than it could of been and today i'm going to have a long hot soak in my bath :D
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • payday tomorrow!! :j

    i've set up all my payments using online banking so they go out first thing tomorrow :D

    After all my bills are paid I have £214 left for spends, petrol etc.. works out to £7 a day so i'm going to draw that out every day and then put it in a pot if I don't spend it and pay that off CC2 at the end of the month :D

    I also managed another NSD yesterday and I have signed up to some of the survey sites to trying up-ing my income
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • Sorry I missed your birthday :o
    Glad you had a nice weekend :D x
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya, I've not been a round for a bit so just catching up... Glad to see things are still going well :)

    Happy Belated Birthday, glad you enjoyed and got spoilt :D
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Hope all is okay xx

    Have a nice weekend :D x
  • Loopylou1
    Loopylou1 Posts: 152 Forumite
    edited 3 November 2012 at 11:06AM
    Thanks guys!

    I'm doing ok nothing new really... i've signed up for the "say NOvember" challenge... i've got all my food shopping for the month with £10 left. I'm havinging a swagbucks day to day to see how much I can get and i'm going to magpie my CD's I think.

    No movement on the job front but I have manged 2 days at the gym this week :D

    Taking a leaf out of Hidden Identity's book i'm doing a to do list for the weekend
    • Ironing
    • Get Bread, teabags and cat litter using clubcard vouchers
    • Go to the gym
    • Magpie some CD's
    • Clear out fridge
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
  • Loopylou1
    Loopylou1 Posts: 152 Forumite
    Loopylou1 wrote: »
    Thanks guys!

    Taking a leaf out of Hidden Identity's book i'm doing a to do list for the weekend

    • [STRIKE]Iro[/STRIKE]ning (only half done!)
    • [STRIKE]Get Bread, teabags and cat litter using clubcard vouchers[/STRIKE]
    • [STRIKE]Go to the gym[/STRIKE]
    • Magpie some CD's
    • Clear out fridge
    sooo... i've been to the gym twice this week already :D..and i've lost 1lb :D but my debt balance hasn't :o:rotfl:

    I've just been so tired i've been coming home and sleeping! wonder whether its the weather?
    CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...
    CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00
    [STRIKE]£11,195.00[/STRIKE] £10,371.79
    DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999
    S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:
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