Natty's Kicking her Mortgage in the Pants Diary

nattypants

elantan wrote: »

Can someone explain to me what a tillyup is ? I reckon it's something to do with paying your mortgage off but can I get a dummies explanation please

Glad the party went went natty ( have bee trying to read your full diary I think I'm half way through now )

I'm sorry elentan, you'll get used to me. I promise:D
PS thank you for posting, I used to always read your posts on the DFW board (mainly as a lurker on Hypno's thread - I also read GGs as well but haven't told her as she's got a big enough head as it is:p)

elantan

Ahhhh duh I am thick ... I could do it with the account that isn't for bill paying ... Duh

Sorry obviously a brain fart there

nattypants

Tilly_MFW_in_6_YRS wrote: »

Hi Natty, what channel was it on please? I don't think I'm eating enough fruit so that may help

Thanks Tilly x

Hi Tilly, it was on netflicks I'm afraid:( Although lots of info if you search on google). I'll copy a link over re juicing recipes as soon as I work out how to do this on the iPad X

originalmiscellany

Well I was chatting to a friend today who is on the "seaweed" diet, which you do for 9 months and it restores ph to your body at the end of it, and only has to be only done every 7 years. Seems a bit excessive if you ask me. would be interesting to watch though!

Tilly_MFW_in_6_YRS

Hi Elantan, I have 7 types of mortgage payments/OPs

1. Main monthly mortgage payment, which includes £1005 OP
2. Monthly £1000 OP paid the same day as above
3. Monthly £330 OP paid the same day as above
4. Weekly lodgers money OP
5. Daily Account tidy ups - anything sub 99p is OPd
6. Lodger's food money OP
7. Any eb@y sales are OPd

I have an offset mortgage and switch income to relevant pots to save up for stuff (car maintenance, hols etc).

It's such a long journey that I do as many things as possible to keep the motivation up

I do realise I have made myself sound extremely sad, but in my defence I have a good social life, laugh a lot and manage to work hard as well :rotfl:

Tilly x

nattypants

elantan wrote: »

I like this idea ( and the name )

Gonna explain to me though ( cause I am a bit slow sometimes)

Do you not have your money worked out so tha you have just the right amount in the bill fund and any extra going straight to the mortgage on pay day ?

Also how often do you Do it ?

Sorry if my questions seem silly just trying to get my head around it ... I like the idea and might try it out ( my £3.60 the other day was a start:) )

Tilly will have a far more ingenious method, however I had £xxx.07 in my current account, so via online banking I transferred the 7p to another account that I will ultimately transfer via standing order into my mortgage account (I think tilly has her mortgage account online therefore can do an immediate straight transfer - unfortunately I have to go 'round the houses' a wee bit). I hope this makes sense?

Tilly_MFW_in_6_YRS

Hi Natty, apologies for hijacking your thread :rotfl:

Yes please re links. I have loads of frozen fruit which I can use up for juicing.

Elantan, sorry my response was so long, I get a bit carried away with my planning :T

Tilly

nattypants

originalmiscellany wrote: »

Well I was chatting to a friend today who is on the "seaweed" diet, which you do for 9 months and it restores ph to your body at the end of it, and only has to be only done every 7 years. Seems a bit excessive if you ask me. would be interesting to watch though!

:eek::eek::eek: can she only eat seaweed? I know that seaweed's good for you but :eek::eek::eek:

With the juicing you can either introduce for a week, or continue for a wee while longer - either way it's all about ditching the processed crap in the long term:)
It's probably fairly easy for me as I'm a veggie therefore having no meat wouldn't bother me. I imagine it would be pretty tough going for peeps who like the meat though:cool:

Tilly_MFW_in_6_YRS

What appeals to me is taking a juiced 'thing' in for lunch at work - so either veggie based or fruit. I'm not sure whether you need to drink them as soon as made, or whether they could go into a chilled flask and had later. I'll do some research. Thanks for the tip

Tilly x

elantan

Tilly_MFW_in_6_YRS wrote: »

Hi Elantan, I have 7 types of mortgage payments/OPs

1. Main monthly mortgage payment, which includes £1005 OP
2. Monthly £1000 OP paid the same day as above
3. Monthly £330 OP paid the same day as above
4. Weekly lodgers money OP
5. Daily Account tidy ups - anything sub 99p is OPd
6. Lodger's food money OP
7. Any eb@y sales are OPd

I have an offset mortgage and switch income to relevant pots to save up for stuff (car maintenance, hols etc).

It's such a long journey that I do as many things as possible to keep the motivation up

I do realise I have made myself sound extremely sad, but in my defence I have a good social life, laugh a lot and manage to work hard as well :rotfl:

Tilly x

Not sad even slightly I think it sounds very smart... I think I have been Dfw's for so long I got my head stuck in the Dfw mindset ... Being mfw whilst still becoming debt free is I think ( from lurking in several diaries) a different mind set ... I'm trying to do my 100 month challenge to become totally debt free and to have some savings and I think I need to adopt a few different mid sets to do so

Thank you very much for the help ... Will be digestion and tweaking it for myself