Natty's Kicking her Mortgage in the Pants Diary

Lois_E

nattypants wrote: »

Same with me Lois - instead I opted to enter into a disastrous marriage

Snap.

nattypants wrote: »

I do wish my time machine would start working.....

Mine isn't working either.

nattypants

Lois_E wrote: »

nattypants wrote: »

Same with me Lois - instead I opted to enter into a disastrous marriage

Snap.



Mine isn't working either.

We should start a club Lois

Lois_E

nattypants wrote: »

We should start a club Lois

I think there might be quite a few MFWs in it.

nattypants

lulabelle1 wrote: »

I'm assuming you mean your CC and not your mortgage????!!!!!!!!!

17.9% for CC

If I'd been paying that amount of interest on mortgage, I would most definitely be on a six figure salary:D

Okay, quick update in that I'm thinking of staying with N@twest for 2 years at 2.23% and £100 CB.

Perhaps there are other deals out there, but for me this one is the most transparent in that I have no fees (valuation etc.), no credit check (which eases my concerns of current unsecured debt), and all completed online with minimum of fuss.
I have 14 days prior to my product ending to complete so still have plenty 'scouting around for other deals' time, however I do feel a sense of relief that at the very worse I will move from 4% down to 2.23% = reduced payments and I will finally, finally, finally be making MOPs again this year:T (albeit from December )

So to recap, from December, I will be one of you:A

Froggy-G

nattypants wrote: »

17.9% for CC

If I'd been paying that amount of interest on mortgage, I would most definitely be on a six figure salary:D

Okay, quick update in that I'm thinking of staying with N@twest for 2 years at 2.23% and £100 CB.

Perhaps there are other deals out there, but for me this one is the most transparent in that I have no fees (valuation etc.), no credit check (which eases my concerns of current unsecured debt), and all completed online with minimum of fuss.
I have 14 days prior to my product ending to complete so still have plenty 'scouting around for other deals' time, however I do feel a sense of relief that at the very worse I will move from 4% down to 2.23% = reduced payments and I will finally, finally, finally be making MOPs again this year:T (albeit from December )

So to recap, from December, I will be one of you:A

You are back online.. So we would assume you have finished your Uni work then? ... or shall we call HDK to check on you?

lulabelle1

nattypants wrote: »

17.9% for CC

If I'd been paying that amount of interest on mortgage, I would most definitely be on a six figure salary:D

Okay, quick update in that I'm thinking of staying with N@twest for 2 years at 2.23% and £100 CB.

Perhaps there are other deals out there, but for me this one is the most transparent in that I have no fees (valuation etc.), no credit check (which eases my concerns of current unsecured debt), and all completed online with minimum of fuss.
I have 14 days prior to my product ending to complete so still have plenty 'scouting around for other deals' time, however I do feel a sense of relief that at the very worse I will move from 4% down to 2.23% = reduced payments and I will finally, finally, finally be making MOPs again this year:T (albeit from December )

So to recap, from December, I will be one of you:A

Seems like a great deal and a sensible option Natty...... do they have an option to fox for longer with a great rate or just a two year option?

nattypants

Froggy-G wrote: »

You are back online.. So we would assume you have finished your Uni work then? ... or shall we call HDK to check on you?

I thought we were partners in crime Froggy Shhhhh.......

nattypants

lulabelle1 wrote: »

Seems like a great deal and a sensible option Natty...... do they have an option to fox for longer with a great rate or just a two year option?

I think it's just for 2 years lula - well according to the illustration... I would hope that in 2 years time I will have made sensible MOP inroads (well...maybe:o) so if/when rates go up I won't be in a vulnerable position.

I can overpay by 10% each year. Yeah right, like that's ever gonna happen :rotfl::rotfl::rotfl::rotfl:

Lois_E

nattypants wrote: »

I do feel a sense of relief that at the very worse I will move from 4% down to 2.23% = reduced payments and I will finally, finally, finally be making MOPs again this year:T (albeit from December )

:j:j:j

nattypants wrote: »

So to recap, from December, I will be one of you:A

What are you now? One of "them"? I don't think so. There are plenty of us on here who are working towards mortgage freedom in ways that don't actually involve OPing the mortgage just at this very moment. Froggy's lilypad fund, for example, or my family loans are no different from your CC.

Froggy-G wrote: »

You are back online.. So we would assume you have finished your Uni work then? ... or shall we call HDK to check on you?

Froggy!!!! Don't you trust her? Of course she's finished all of it. ;) (Seriously, natty, I hope the work's not too dreadful and you're getting somewhere with it. I am at 8/13 of my to do list, temporarily thwarted because I can't find a small Phillips-head screwdriver.) Edit: that was a typo. I had indeed done 8 items, but there are 17 on the list, not 13.

Froggy-G

nattypants wrote: »

I thought we were partners in crime Froggy Shhhhh.......

Sorry Natty, I could not keep quiet.. You have not paid your monthly subscribtion to the Organised Crime Committee - Cheque to be made payable to Ms GG :rotfl::rotfl: