want to be Debt free ASAP

optimistic-mummy

morning everyone」just woke up and cant get back to sleep so thought i would note down the budget for the week.
budget from 31/12/12 - 07/12/12

food £60
petrol £20
electric £30
gas £20
water £12
coffee with friend £10
LO's birthday present etc £50
odds and sods £28
total £230.00

£785 to go untill debt free!!!!

optimistic-mummy

plan for the next few days :

[STRIKE]1. do a meal plan for the week and get what i need to get us through the week[/STRIKE]

[STRIKE]2. buy pet food [/STRIKE]

[STRIKE]3. make a CC payment[/STRIKE]

[STRIKE]4. declare my current debt balance[/STRIKE] total £900

[STRIKE]5. have some more NSD's [/STRIKE]

6. find out when ebay has its free listing ! 26th dec - 1st jan
[STRIKE]
7. take the Xmas decs down[/STRIKE]

[STRIKE]8. book a drs appointment for me .....
[/STRIKE]
[STRIKE]9. get back on track with the weekly fly lady thread [/STRIKE]

10. get some money bags and bag up change pot and pay in the bank ...

optimistic-mummy

hi all just done my food shop online .... think ive got everything went slightly over budget though hoping to make another payment towards the debt this weekend, i will be debt free by march !!

been talking to my best mate tonight .... shes just found out shes pregnant and not long left her partner who was abusive so trying to help her and advise her as much as i can ..... will pop back as soon as i have anything to update on debt wise
TTFN speek soon tc all xxx

optimistic-mummy

evening everyone.
i received some money today off a family member so im going to use it towards the cc .... hoping the balance by end of next week beginning of the week after will be sat below £500 but need to wait for the check to clear will update you all once the check has cleared and the payments have been made. think i will probably be ahead of my target DFD after that but will continue to make as many payments as i can however small they are.
really think this year is going to be a good one, not only will we hopefully be debt free within the next month to 6 weeks .... we've got a pantomime to go to tomorrow a family tradition my grandma has organised ever year since i was little, should be fun, LO has loved it every year that hes been so far and i get to see family that i don't see very often think there's about 12 of us going this year .... there was nearly 30 of us last year lol

im off to chill out before bed. catch up soon hugs to all that need one TC all xxx

beanielou

That is great news.
Enjoy tomorrow

optimistic-mummy

morning all, hope everyone is well, hugs to all that need/want one.
i was in bed by 8 last night so im up earlier than normal today,
had a lovely time yesterday with the family.
ive already done some tidying and cleaning around the place this morning going to have a good sort out later and sort out LO's clothes. MIL is going into hospital today so will phone around tea time to see if she is home and see how shes doing. not alot planned for today apart from a good 'spring' clean, and sort out.
ive made another payment towards the debt. cheque should clear sometime this week so will update on here and/or my sig when it does

catch you all later xxx TTFN xxx

optimistic-mummy

budget for week 07/01/2013 - 13/01/2013

£30 food etc / £10
£10 b'day stuff (have already brought present)
£20 other
£100 towards debts
£150 total / £10 spent

need to do this week 07/01/2013 - 13/01/2013

• make £100 debt repayments
• sort out stuff to sell - LO's clothes sorted & 20 items listed for sale so far
• list stuff for sale put money towards debt repayments - every little bit counts
• book asthma check
• keep up with housework
• have a friend round for cuppa and chat
• write thankyou letter to family member for the money
• organise to go and see nana
• phone nana
• organsie to go and see auntie in the next few weeks
• DP to attend dentist app
• book dentist check up for me and LO

optimistic-mummy

Morning all, hope everyone is well, im up bright and early again .... well not so bright its still dark out lol
i made a £10 payment to the CC yesterday so £90 left to hit my target to pay off £100 this week. fingers crossed we'll do it !!:)

need to do this week 07/01/2013 - 13/01/2013

1. make £100 debt repayments £41.34
2. sort out stuff to sell - LO's clothes sorted & 23 items listed for sale so far
3. list stuff for sale put money towards debt repayments - every little bit counts
4. book asthma check
5. keep up with housework
6. have a friend round for cuppa and chat
7. write thankyou letter to family member for the money
8. organise to go and see nana
[STRIKE]9. phone nana[/STRIKE]
10. organsie to go and see auntie in the next few weeks
11. DP to attend dentist app weds @ 11.30am
12. book dentist check up for me and LO
13. pay money in bank
14. get change bags from bank to empty change pot and cash in
15. txt friend back about meeting up

i have set up too more savings accounts online. i currently have 2 which i have named christmas 2013 and holiday as we plan to go away a few months after paying the debt. the other 2 will be birthdays etc and other .... so thats that sorted so no more debt once we have paid it all off it will be save for it if we can't afford it we dont have it

optimistic-mummy

Morning everyone, hope you are all well... hugs to those that need/want one.
i was up early again this morning so got a few quiet jobs done.
LO did wake till 7.10 its his first day back at preschool today. hes ready to go. currently sat infront of the tv as he hasn't got to be there till 9am. havent got much planned today other than i want to sort my clothes out i have far too many. some i have to squeeze into lol so thats the target today while LO is at preschool also going to make another payment to the debt so will update sig when thats done
talk soon TC all xxxx

**have updated my sig**

optimistic-mummy

just a quick update.
had my water statement through and as im in credit by over £100 i phoned to see if i could have a cheque sent. so they are sending a cheque for £199 ...... which im going to put towards the debt as soon as its cleared

so with the money from a family member and another cheque and the cheque i have coming from the water once it is all cleared i will have

£549

towards the debt. i will put a pound towards it just to round it up to an even number which will leave £140 left to pay off xxxx :j :j :j