Ways to bring car insurance down

TomC5

Hi everyone,

Car insurance premiums these days are ridiculously high, and I know a lot of people, including me are getting robbed blind by them, so lets try and help each other out!

I know there's plenty of little ways, for example named drivers or changing your excess, so if you would like to share your tried and tested ways, I, and I'm sure others on this forum would be highly grateful

Thanks and enjoy,

Tom

mildred1978

TomC5 wrote: »

Hi everyone,

Car insurance premiums these days are ridiculously high, and I know a lot of people, including me are getting robbed blind by them, so lets try and help each other out!

I know there's plenty of little ways, for example named drivers or changing your excess, so if you would like to share your tried and tested ways, I, and I'm sure others on this forum would be highly grateful

Thanks and enjoy,

Tom

Isn't it all covered by Martin's article already?

SailorSam

The first thing you should do is shop around. Mine's due this week and my renewal was £316, i went on the Internet yesterday lots of the quotes were more but the three cheapest were all just over £250. The cheapest being the same firm that i'm with now and had quoted me £316.

TomC5

mildred1978 wrote: »

Isn't it all covered by Martin's article already?

He might have I was just trying to find out what people have done to lower theirs. Not being nasty or anything but if you apparently already know everything about it and don't have anything to share then why bother reading the thread?

TomC5

SailorSam wrote: »

The first thing you should do is shop around. Mine's due this week and my renewal was £316, i went on the Internet yesterday lots of the quotes were more but the three cheapest were all just over £250. The cheapest being the same firm that i'm with now and had quoted me £316.

Wow that's crazy, did you phone them up and ask why its cheaper on line than what they sent you I presume in the post.

JimmyTheWig

TomC5 wrote: »

if you apparently already know everything about it and don't have anything to share then why bother reading the thread?

To help out (a) you and (b) others reading the thread looking for similar suggestions.

TomC5

JimmyTheWig wrote: »

To help out (a) you and (b) others reading the thread looking for similar suggestions.

maybe I misinterpreted what they said, having a rough morning because of this car insurance malarkey, thanks for the help anyway Ladies & Gents keep it coming

SailorSam

mildred1978 wrote: »

Isn't it all covered by Martin's article already?

People do ask silly questions sometimes but the Op is a newie so i think we need to give him the benefit-of-the-doubt. He probably doesn't know his way around this site yet.

SailorSam

TomC5 wrote: »

Wow that's crazy, did you phone them up and ask why its cheaper on line than what they sent you I presume in the post.

She said on the phone that the online price which had come via 'moneysupermarket' would have included incentives that were only offered to new clients. I'm waiting for them to come back to see will they matchprice, couple of days left yet before it runs out.

TomC5

SailorSam wrote: »

People do ask silly questions sometimes but the Op is a newie so i think we need to give him the benefit-of-the-doubt. He probably doesn't know his way around this site yet.

Thanks mate, still getting used to this forum. I rarely use forums so its a learning curve for me haha.

TomC5

SailorSam wrote: »

She said on the phone that the online price which had come via 'moneysupermarket' would have included incentives that were only offered to new clients. I'm waiting for them to come back to see will they matchprice, couple of days left yet before it runs out.

So they would have made it cheaper for a new customer, but more expensive for you? Disgusting really, you've given them money and loyalty in the past, they should look after existing customers first.