What do you honestly think of bankrupts?

wherediditallgo

Well said, Rog. Although I don't feel totally relaxed now I'm BR because I'm waiting to hear what my IPA's going to be set at, I do not feel & never will feel ashamed of the decision I made to go BR. I have no assets, don't own my home & have no way of raising additional funds, other than going down the criminal activities route. I'm not going to ask friends/family for money, & potentially dig myself an even bigger hole. And though at times I've been treated for depression, I am sufficiently self-aware to know that going down the suicide route would make me disappear, not the debts, so I'm here for the long haul.

I took professional advice & was told BR was the best option for me, left it for a few months & then realised that advice had been correct all along. I now care more about when my friend's cat is going to start licking her rear end than I do about someone else's opinion of that decision, so if someone has something negative to say to me about it they'd be better off keeping their opinion to themselves. They haven't been there when I was struggling with my situation, & I don't need their input now. I am walking taller now than I was when I was burdened by debts on my mind that I knew I couldn't pay, & putting on a front pretending everything was alright in my world. I won't hang my head in shame, because I've done nothing to be ashamed of.

Instead of some people being quick to judge bankrupts, they should be thanking their lucky stars they haven't reached that stage themselves.

MARIADANCER

Well im not ashamed at all. I had been paying all my debts off, untill jan this year. When i finally got my own place. Then i realized. that the money i was paying my debts off with. Was needed for more important things(ie gas eletric,etc) And life isnt as easy as something. and these situations do come up. But all i say is, HEY HO. THATS LIFE.

Mike_St_Helens

Questions like this though are a good challenge for us all. The positive and constructive posts can be very helpful indeed.. It also shows that the people that do critisise us get their opinions shot to flames if needs be !

Mike_St_Helens

i_love_it wrote: »

It's better than crime I guess, tho not much, The problem should be addressed long before this being the best solution.

If I were you (Which Im glad I aint) I would sit and ponder on that thought.

Do you think most people do it for a laugh, to rid of debt for a day out to court.

We had a great day out when we went B, Got the train to Liverpool, had breakfast in a posh hotel, went for some drinks, went out for dinner.... (hear the scratch on the record?) We cried hard and hard, Had a whole day being grilled by a stranger about the most sensitive things in my life. I am not bankrupt, Im ashamed, embarrassed, feel like a failure..

What a pathetic comment - before you reply, if you have the balls to do so on this forum, think about how desparate some people are, think how on edge they may be and that your 'unthought out' comment, may just tip them over the edge, and you would have done that - all for a daft stupid thoughtless comment.

Think before you speak. :think:

tammyfshr

i thought putting a poll like this for no reason is going to attract good and bad comments.but just because someone makes a comment that you dont agree with, you cant shoot them down in flames.im bankrupt and i also have family members who are strongly against bankruptcy so i have heard both sides.im afraid you have put quiet alot of negative answers down on your poll,so dont be surprise if you hear things that you dont agree with.how about using this site for the purpose it was ment for ie to give advice and support.

gettingitsorted

tammyfshr wrote: »

i thought putting a poll like this for no reason is going to attract good and bad comments.but just because someone makes a comment that you dont agree with, you cant shoot them down in flames.im bankrupt and i also have family members who are strongly against bankruptcy so i have heard both sides.im afraid you have put quiet alot of negative answers down on your poll,so dont be surprise if you hear things that you dont agree with.how about using this site for the purpose it was ment for ie to give advice and support.

Which is what we do ,i could understand your points if in fact everybody who posts for help got ignored

Mike_St_Helens

tammyfshr wrote: »

i thought putting a poll like this for no reason is going to attract good and bad comments.but just because someone makes a comment that you dont agree with, you cant shoot them down in flames.im bankrupt and i also have family members who are strongly against bankruptcy so i have heard both sides.im afraid you have put quiet alot of negative answers down on your poll,so dont be surprise if you hear things that you dont agree with.how about using this site for the purpose it was ment for ie to give advice and support.

Hang on - here we go again.

The reason for this is to encorage difference, understanding and opinion. Thats the reason.

This site is about support, opinions and people learning to understand. I will shoot anyone down oin flames just as much as I have been in the past if im wrong. Forgive me but isnt this an open forum for discussion ?

Tammy - I know you are not fussy on what I say - why bother yourself in responding to me if yuou think im such an idiot?

Mike_St_Helens

tammyfshr wrote: »

i thought putting a poll like this for no reason is going to attract good and bad comments.but just because someone makes a comment that you dont agree with, you cant shoot them down in flames.im bankrupt and i also have family members who are strongly against bankruptcy so i have heard both sides.im afraid you have put quiet alot of negative answers down on your poll,so dont be surprise if you hear things that you dont agree with.how about using this site for the purpose it was ment for ie to give advice and support.

Oh.. And your 'quite a lot of negatives' its 50/50 hun ??

Mike_St_Helens

tammyfshr wrote: »

i thought putting a poll like this for no reason is going to attract good and bad comments.but just because someone makes a comment that you dont agree with, you cant shoot them down in flames.im bankrupt and i also have family members who are strongly against bankruptcy so i have heard both sides.im afraid you have put quiet alot of negative answers down on your poll,so dont be surprise if you hear things that you dont agree with.how about using this site for the purpose it was ment for ie to give advice and support.

One last thing before I get off my soap box. WHY do you insist on bringing me down a peg or two.. I note you dont offer the advice, support and help DAILY on these boards like some others do.

If yopu dont have anything helpful or interesting or supportive to ask or say, apart from something that YOU want... HHmmm...

Im off my soap box now. (Told ya I was in a bad mood !)

nearlyrich

Mike_St_Helens wrote: »

Im interested as to what people really think.

Heres an anon poll to try get the jist ??

Id love your HONEST opinion.

Ta

Mike

Not everyone will agree with you, their opinion is valid, however this is a forum for support so maybe this isn't the best place for this thread even if it is about bankrupcy.

Please be nice to other moneysavers