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Radish & Hooch - The BIG house MF journey

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So this week consisted of shuffling across

    £34.30 TT of the joint account
    £4.18 TT of my account
    £180.00 Council tax (rounded up) "free" month

    But the best bit of this week was spending yesterday with great god-daughter and having lot of kisses and cuddles with her, plus taking about 100 photos :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Woooo well done on all the money shuffling! :)

    Sounds like a lovely weekend well spent!:D good luck on the holiday plans - anywhere hot and sunny would be amazing I would say !
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So money shuffled since last post

    £13.32 19-Feb

    Now for the spends

    Have booked an All Inclusive holiday to Mexico for later this year, after BF spending the last 2 month saying we could only spend a certain amount on a holiday this year, yesterday he showed me a holiday for 50% more, so I booked it before he could change his mind. Money is all ready in the joint account so :)

    This will probably be the only big expensive this year, as think we will leave the next DIY project on the house until next year, which will give us a chance to save up and make some inroads on the mortgage

    Went the cinema last night for free (Thanks Tesco club card points) and had a half price Nando's (Thanks Pinecone)

    Today we are going to friends house as my God-daughter is home from Uni for the weekend, we means we also get to have cuddles with Great God-daughter :T
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Aww baby cuddles. Jealous much!
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    he showed me a holiday for 50% more, so I booked it before he could change his mind.
    That's the way to do it Radish :D An AOI holiday sounds lovely and a real treat.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Feb's OP's came to a grand total of £530.10

    March OP's consist of £228.45 as this rounded the mortgage down to £96K (for one day till they added the interest)

    We also discovered last week that 2m of the garden fence is broken/destroyed. It wasn't windy when it broke and we can't prove it was next door "adult" kids, it must just be coincidence that the broken part is right next to the trampoline. So now we need to decide, do we patch it up for the price of some wood, or replace the whole fence all 27 meters of it, which would stop any OP's for a few months :(
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Patch it up with barbed wire!!
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Radish, update us! You have been seen!!
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Alchemilla wrote: »
    Radish, update us! You have been seen!!

    Your wish is my command

    The problem I have is, I only seem to catch up on diaries in the morning whilst eating breakfast, so I read and Thank but don't post often. The number of keys on my keyboard that require extra force when typing due to the number of rice krispies (own brand) that have sneaked underneath is quite shameful

    But we have made the following OP's since my last post

    £180.81 14-Mar
    £3.31 18-Mar
    £231.98 19-Mar

    Which was council tax "free" month, TT and BF rounding down the mortgage (the big part) to £68700 :)

    Overall total for one day = £95583, we will to be under £95K next month just need to find the OP to make this happen

    Fence still broken, starlings nesting in roof space, ironing mountain still in spare room, sun comes out and then disappears followed by hail, work mega busy which means weekends seem to be spent recovering and thinking about doing housework as the dust balls are blown down the hall since I have opened all the windows

    6 months to holiday :T
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I love an ironing mountain - guilt free radio 4 listening.
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