What Credit Limits Have You Been Given?

Sally22_2

Virgin - £1500 (now closed)

Post Office - £1000 (now closed)

Egg - £4500 (now Barclaycard and I reduced it to £500, will close as I dont even have a card for the account now.)

Barclaycard - £3000 - I reduced to £600

Tesco - £1250 - I reduced to £900 but they have now sent me a letter stating its going upto £1250 again. I use this one for day to day spending to get the clubcard points, pay it off in full each month.

Lloyds - £2500, opened this to get a 0% balance transfer deal, so dont spend on this one.

Dont see why I need such huge credit limits on cards! Its only tempting to spend on them so I would rather manage my limits myself.

Ben8282

Highest credit limit I have is £15,000 on LTSB Mastercard. Account is 20+ years old.

MABLE

Lloyds Avios card £15,000
BC £15,000
MBNA £7,500
Tesco £1,200
NW £4,000.

Possibly a few more.

cos_2

Post Office (Bank of Ireland) £10000
HBOS £8300
Barclaycard £11900

My pre-tax income was around £43k until Oct last year when I took redundancy. I like to call it early retirement

Current pre-tax income is £14k but the CC companies haven't changed anything so far. I tend to pay off every month or not use them for a stretch.

sivs

Hi MSE,

Old, current cards & Limits

£10,000 - HSBC this is closed but I had this limite when I was 21 the good old days before credit crunch

£7,000 - HCF (part of HSBC) Now closed again sill limit to have when 21.

£6,000 - M&S money

£8,000 - Virgin

£4,500 - MBNA

£3800 - Amex

£6540 - RBS