Security number (CCV)

reclusive46

innovate wrote: »

expiration date has nothing to do with cvv

I know, I was just stating, all the information does not need to be provided.

Plxply

bobblebob wrote: »

So if its not required to process an order, what is the purpose of it?

Card networks like shifting the liability of fraud onto the merchant, if the merchant doesn't request it then they're more of a target to fraudsters. You'll also find this with the Verified by Visa being rolled out, merchants who don't adopt it will probably soon find that they become more liable.

dalesrider

Gromitt wrote: »

dalesrider: How do you know how much fraud Amazon has? Do you work for them? .

No I don't work for amazon. But deal with a lot of fraud and amazon is not a retailer that is seen on a regular basis.

dalesrider

Plxply wrote: »

Card networks like shifting the liability of fraud onto the merchant,
You'll also find this with the Verified by Visa being rolled out, merchants who don't adopt it will probably soon find that they become more liable.

And why not.
Time that a retailer. If requested to send to a diffrent address was forced to send letter to card holder address to confirm this request. if a retailer fails to take advantage of anti fraud measures, should they not be liable for losses.

VBV. Gives a retailer more protection in the event of fraud.

Gromitt

I've heard talk about a new system called Email Verification Service (EVS), where it basically sends you an email once you purchase something online and you have to click the link in the email to confirm the purchase. Never actually seen it in action however.

olly300

Gromitt wrote: »

I've heard talk about a new system called Email Verification Service (EVS), where it basically sends you an email once you purchase something online and you have to click the link in the email to confirm the purchase. Never actually seen it in action however.

How would that help?

Anyone can set up a free email address and email accounts are hackable anyway.

olly300

dalesrider wrote: »

And why not.
Time that a retailer. If requested to send to a diffrent address was forced to send letter to card holder address to confirm this request. if a retailer fails to take advantage of anti fraud measures, should they not be liable for losses.

The entire point of online ordering is that it is quick.

Letters can take 5 days to arrive by then the customer would have gone elsewhere.

There are lots of retailers who regardless of asking for the CCV or not refuse to send orders out to an address that isn't the card holders address. Unfortunately in those cases if they won't say who their courier is then I won't use them simply, because it's unreasonable to expect working households to have someone at home between 8am-6pm.

dtaylor84

olly300 wrote: »

How would that help?

Anyone can set up a free email address

They send the email to the address registered to your card, not just any email address...

and email accounts are hackable anyway.

Speak for yourself. Mine is quite secure.

(although there's always the risk of an unencrypted email being snooped on)

Gromitt

olly300 wrote: »

How would that help?

Anyone can set up a free email address and email accounts are hackable anyway.

Typically only hackable because some people use stupid passwords for them (like 'password', 'letmein', 'mydogsname' etc), not because of the accounts themselves.

Secondly, it's much more difficult if you don't know the email address of the person. Any sane person will not the same email address as they use for forums/etc (I know I don't, important email is delivered to a different domain to what is considered unimportant email).

Plxply

olly300 wrote: »

Anyone can set up a free email address and email accounts are hackable anyway.

If you use Gmail they also support two factor authentication which I recommend you use if you have an account. I believe Hotmail or Outlook as it's now called also has a similar feature.