Security number (CCV)

dalesrider

olly300 wrote: »

The entire point of online ordering is that it is quick.

Letters can take 5 days to arrive by then the customer would have gone elsewhere.

There are lots of retailers who regardless of asking for the CCV or not refuse to send orders out to an address that isn't the card holders address. Unfortunately in those cases if they won't say who their courier is then I won't use them simply, because it's unreasonable to expect working households to have someone at home between 8am-6pm.

But it would be easy for a retailer to have to do this for 1st time purchases or any after someone has changed the delivery address.

There has to be a balance between security to everyone and convience to customer.

TBH. If you want quick, you cant beat the good old high street and walking out of a shop with it in your hand.

bobblebob

Plxply wrote: »

Card networks like shifting the liability of fraud onto the merchant, if the merchant doesn't request it then they're more of a target to fraudsters. You'll also find this with the Verified by Visa being rolled out, merchants who don't adopt it will probably soon find that they become more liable.

Has Verified by Visa changed over the past few years? Before when websites used it you had to enter the password, now it connects to it but doesnt ask for a password and just processes the order

reclusive46

bobblebob wrote: »

Has Verified by Visa changed over the past few years? Before when websites used it you had to enter the password, now it connects to it but doesnt ask for a password and just processes the order

It depends on the issuer and how they have it setup. Lloyds for example will go through straight away on small value transactions but ask for all your details for high value ones. N&P still use the password scheme.

Plxply

reclusive46 wrote: »

It depends on the issuer and how they have it setup. Lloyds for example will go through straight away on small value transactions but ask for all your details for high value ones. N&P still use the password scheme.

I've found Lloyds don't do it on value but on their own internal fraud scoring. I make fairly large payments to my credit card every month and I've never been asked for my password by Lloyds although I have been on a much smaller purchase with a new merchant.

taxi36

innovate wrote: »

Well. Id' never heard that before- - thanks, Gromitt, puts me right off buying anything ever again through Amazon!!!

However, I think I will continue to read all the 5-star reviews on amazon for Veet For Men - - - they've been keeping me in stitches for days!

Have just been reading the reviews on Amazon. Hilarious!