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Bank Of Cyprus Ilegal Searches

2

Comments

  • k12479
    k12479 Posts: 824 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    chanz4 wrote: »
    refund of what I had to pay out.
    You didn't have to pay out anything.
  • antrobus
    antrobus Posts: 17,386 Forumite
    chanz4 wrote: »
    Nope they have done it to all their previous customers,...

    That's only what the Bank of Cyprus told you. You might well have been singled out for an ID Check for some reason or another, but don't want you to know that, for fear of 'tipping you off'.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    k12479 wrote: »
    You didn't have to pay out anything.


    Do you read, I paid £6.95 out?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    antrobus wrote: »
    That's only what the Bank of Cyprus told you. You might well have been singled out for an ID Check for some reason or another, but don't want you to know that, for fear of 'tipping you off'.


    From a year ago, don't think so.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • antrobus
    antrobus Posts: 17,386 Forumite
    chanz4 wrote: »
    From a year ago, don't think so.

    But you don't know so.
  • BASFORDLAD
    BASFORDLAD Posts: 2,418 Forumite
    chanz4 wrote: »
    Do you read, I paid £6.95 out?

    But why the was no need
    For everthing else there's mastercard.
    For clampers there's Barclaycard.
  • callum9999
    callum9999 Posts: 4,443 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    chanz4 wrote: »
    Do you read, I paid £6.95 out?

    So? That was a stupid thing to do and has nothing to do with the Bank of Cyprus.

    As has already been said, there was no need to order a credit report (let alone one at the inflated price of £6.95). The fact you did it is irrelevant.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Its to check for id fraud, as no application had been made by me. Or is this something your normaly allow? think not
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    chanz4 wrote: »
    Its to check for id fraud, as no application had been made by me. Or is this something your normaly allow? think not

    May be you think not enough, chanz4.

    Imagine: The Bank of Cyprus got a request that looked as it came from you (your name / DoB / address / account number etc). To satisfy the request, they had to carry out a credit search, and "you" authorised that request.

    This is just one of the possible scenarios under which they made a credit search on your account.

    Think again.
  • BASFORDLAD
    BASFORDLAD Posts: 2,418 Forumite
    Op move on pal
    For everthing else there's mastercard.
    For clampers there's Barclaycard.
This discussion has been closed.
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