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The Spend Free September NSD Challenge

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  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Banana ice cream, kerri, or a version of icecream, is a good way to use bananas which are going a bit soft (I like green-ish bananas as well)

    Slice bananas and freeze them, they don't go completely solid. Get the bananas out of freezer 2-3 hours before needed and let them thaw for around half an hour, no more. Then put in a blender and mix with some yogurt (I use Mooler banana and custard or vanilla), but something like greek yogurt would be good as well. Back in freezer then until needed, it needs a couple of hours to go solid.

    The "ice cream" will keep for a few days in the freezer, around a week maximum.

    You can leave the bananas in the freezer for up to a month, I wouldn't leave them any longer or they go a bit crystalline and aren't as nice.

    Hope that helps x

    I did think about freezing the bananas, or mashing them and freezing them so I can bake with them when I want to, but do they go black in the freezer too?

    Made banana pancakes tonight so they're going to be frozen - had a couple and they are quite nice but now i feel a bit sick and don't really fancy the others :o

    Nearly a NSD for me, but then I stumbled across an item I'd been looking for since the Hyde Park concert (somehow my and my friend missed the merchandise stand out and there was something i saw after that I really really wanted). Ordered one for me and one for my friends xmas - £3 + p&p, not bad given some sold on fleaby for £20+ :eek:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • NSD 2 for me today! I spent the day catching up with some comps and watching the Paralympics!
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • NSD 2 and 2 in a row

    :j:j:j:j:j:j:j:j
    Although back to work :eek:
    Took a packed lunch (and diet coke) and kept busy!!
    Tomorrow will be a spend day as dinner money and breakfast club fees to pay but will pay for the month rather than each week as I will probably forget :eek::eek::eek:
  • Grrr bad day today. Went to buy plimsols (that were budgeted for) but stupidly didn't take cash. Mr S had beer on offer, so i bought a crate. Will be a saving in the long run but was an unnecessary spend. So now purse stays home!!!! Annoyed with myself :(
    L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • Not a NSD day for me today. Had to buy golden syrup and marg to make some of Twinks hobnob biscuits! They were delicious :-).
  • beanielou
    beanielou Posts: 96,001 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bag is fab rising.
    Got my SW supplies but had put money away so NSD no 2.

    Congratulations wanna be in credit.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sorry i'm late joining in can i go for my usual 10 nsd and 5 in a row please
    will keep reading on my phone and will update when i can i so miss my little laptop





    2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • xKazi
    xKazi Posts: 27 Forumite
    Day number 2 of no spending! Don;t think I'll manage another one tomorrow as Ive got 2 bills to pay and postage on 2 things sold on ebay - I also need some cordial, but will try to make sure there is no silly spending!
    Bank Overdraft 1 - £1287; Overdraft 2 - £900; Credit Card - £395; Store Cards - £340; Car Finance - £8450:
    Trying to reduce debts one step at a time!
  • NSD Number 2 today.
    Prizes Won in 2012: £3,740
    Prizes Won in 2013: £ 802

    Jazz night canary wharf, War of the world night London, Whitesnake/Thunder Birmingham, Biscuiteer biscuits, Fat he'd products, hotel guide, Beauty me products, A Chorus Line tickets, Charles Worthington products, A little black dress, Rasta mouse books.
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