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The Spend Free September NSD Challenge

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Surprised myself with getting 2 nsds already!!!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • citizenkitten
    citizenkitten Posts: 419 Forumite
    edited 3 September 2012 at 10:46PM
    May I join?

    today NSD number 1!!!

    I am now raiding my handbag for what i am saving £5.56 for PAD
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • Well,not one for me.I had loads of dds taken out today.There's always tomorrow.;)

    if love your Monday face!

    red hope the hangover has gone now...:)

    chris_debtfreewannabe and citizenkitten (love your name) hi and welcome!:hello: Hope you enjoy the challenge of bagging those nsds!:D

    Thanks spoon,it's a lot cooler here I'm pleased to say!

    Well done everyone who got one today!:j:money:
  • Hi everyone,
    Pleased to report I'm straight back on track and nsd #1 is in the bag.
    Thanks for the welcome back marmite - it was my wedding last week. Lovely in every way, we all had a fantastic day. By typical wedding costs it was a fairly budget wedding, and I'm thrilled that we paid for it without getting into any more debt at all - but it was quite a lot of money for us, and now I have both kids birthdays this month and Christmas coming up.
    x
    Ninja Saving Turtle
  • First NSD yesterday :D

    Deffo not one today, DDs, bit of food shopping & ice cream.
    PAID OFF FEB 2014 - £62.00
    PAID OFF MAR 2014 - £53.54
    PAID OFF APR 2014 - £47.00
    PAID OFF MAY 2014 - £62.80
  • Hello everybody! Met a friend for a coffee at lunchtime, but she treated me so today is an unexpected NSD 2, yay x
  • Hi everyone,
    Pleased to report I'm straight back on track and nsd #1 is in the bag.
    Thanks for the welcome back marmite - it was my wedding last week. Lovely in every way, we all had a fantastic day. By typical wedding costs it was a fairly budget wedding, and I'm thrilled that we paid for it without getting into any more debt at all - but it was quite a lot of money for us, and now I have both kids birthdays this month and Christmas coming up.
    x

    Congratulations!I'm glad that you had a lovely day.:)

    A lovely bonus for you not to be in any more debt because of it!:cool:

    Oh and well done on #1!:j
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    edited 3 September 2012 at 8:13PM
    beanielou wrote: »
    Dog thingy was a great bargain rising :grin:
    Happy new handbag :grin:
    Fabby bargain on the doggy purchase rising and the bag sounds fab too and happy new car. Hope your foot improves with the automatic:A Do we get to see a piccy of the bag?
    And Rising this is for you th_bag91.gif

    Awww you guys :D I still love it (which is good:cool:) and it's been admired at work. I asked someone how much they thought it'd cost and they said £25 ;) (honestly still can't believe how cheap it was!).

    Decided on balance not to count yesterday as a NSD - felt wrong as even though I've covered it out the treat fund, it was an impulse buy and the type I need to stop :o (but def worth it ;)). Spoon I will get a pic posted ......

    ETA
    P1000178-001.jpg

    P1000179-001.jpg
    Not very clear from the pic, but there's a wee pocket either side of the main bag bit (which the strap handily secures!), which are really handy (and quite big as my make up bag fits in there!)

    Did manage to get No 2 today tho' :D

    Hope it's been as lovely where you are as it has been here today - must fly, just back from the beach with Maisie & need to make sure I've got everything out of the car ready for tomorrow (you wouldn't believe what's in there :o). Have a great evening everyone:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • thanks marmite

    this month is going to be the killer month for NSD as I have my OH birthday, my sisters birthday (same day) and my youngest sister is coming up to celebrate with us.

    My road tax is due, i have to get my car bonnet resprayed from an accident at the car cleaners :mad: - tip dont get your car power spray washed, do it yourself with a sponge.

    our 7 year anniversary is also this month

    our friends are having an emigrating party in a pub, i have another friends birthday party which i have been invited too

    but all of these finally gave my my LBM. as for once the money had actually run out, nor more overdraft to spend, no more savings to splurge etc!
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    NSD number 2 for me today. I think I'm going to try get right through to Saturday without spending. The aim for this month is to still be out of my small overdraft come payday, so the less I fritter away the better chance I had of managing it!
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





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