The Spend Free September NSD Challenge

freebyfifty

Good Morning

NSD #2 in the bag for me :T



Spoony - This is for you


And Rising this is for you




Have a great day everyone

bottleofred

Good morning folks:),

I hope everyone is well, as I've only skimmed over the posts so far. The wedding was fantastic and we had a great day, although I drank way too much Red:o. The Hotel actually ran out of big bottles around midnight and while I may have had enough by that point, had to make do with quarter bottles of wine;). Yesterday was a bit of a blur and the hangover was ridiculous, but worth it:).
I am pleased to declare NSD1 for yesterday please:).
Today definitely won't be an NSD, as I'm off to start my xmas shopping (if it wasn't for vouchers, I'd also finish it today, but don't like to buy them to early!).

Loubell83

I am so happy to say that yesterday I did not spend anything at all! It was a pyjama day in front of the couch with DVDs with my OH

So that is 1/10 :j

HOHOHOoffwegoKaren41

freebyfifty wrote: »

I have updated the August thread with your 9 NSDs. That's a great number to get so well done you. I've also given you a little prize

Oooo u spoil us ! Thankyou x

Can I declare 1+2+3 NSD for today too as in work till lunchtime then home for a flylady workout lol

Have a lovely day all, iv taken some of the fab advice from front page and now pop £10 in a tin on a Friday evening n that's our extras money for the wee bits n bobs that i take my purse to local shop for n spend a tenner a time, now i just grab a pound for bread or eggs etc it looks like a no brainer but actually until you do it you don't realise how much it can save...

flukeas

Bad day today had to go to work and through four toll gatesx chasing things up plus I posted some eBay items and postage was more than I thought

Heffi1

marmiterulesok wrote: »

Heffi,Ever The Optimist ,The Dragon and Giggles 86 I'm sure you'll all get one soon!:)


Wishing you all a good week ahead.Hope I've not missed anyone out.Sorry a bit rushed-I really need an early night.

I am determined today will be the day

flukeas

Heffi1 wrote: »

I am determined today will be the day

Good luck heffi !:D

Heffi1

Thanks Flukeas, i bet those toll roads put a bit of dent in your budget - not nice and unavoidable too, I hope the rest of the week is kinder to you

chris_debtfreewannabe

hi all, im pretty new to all the forums, but have been looking at the adivce alot! in fact i have been on the website nearly everyday for the last 3 weeks! id like to join the challenge on NSD'S!

i have to do a weekly shop tomorrow, but im going to go for 15!

thanks to all on here for the support!!

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!