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The Spend Free September NSD Challenge

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  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Thanks for the welcome back marmite - it was my wedding last week. Lovely in every way, we all had a fantastic day. By typical wedding costs it was a fairly budget wedding, and I'm thrilled that we paid for it without getting into any more debt at all - but it was quite a lot of money for us, and now I have both kids birthdays this month and Christmas coming up.
    x

    :smileyhea:smileyhea:smileyheaCongratulations wannabe:smileyhea:smileyhea:smileyhea
    :happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear:happyhear

    I'm so pleased you had a lovely day and well done for not getting into any more debt paying for it, you should be really pleased with yourselves x
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi lovely people :wave:

    Here comes Monday’s update and, by the looks of it, it’s going to be a ginormous one, stand by your PCs :D:D

    Welcome to:

    :hello:thriftylass - 15 NSDs it is for you, good luck with getting to your target.
    Hope you had a good holiday and fingers crossed for NSD no 1 tomorrow

    :hello:Loobeyloop - and 15 NSDs for you as well, good luck to you as well, I like your determination. I’ve no idea where the year has gone, it’s frightening really.....

    :hello:chris_debtfreewannabe - and 15 NSDs for you as well, that’s a popular number this month.
    Welcome to the challenge and good luck with making your target. If we can help at all, please just ask

    :hello:citizenkitten - hi and welcome, yes of course you may join in, all welcome here.
    Did you want to set yourself a target for the month, if so could you please post it so that freeby can add it to the first page, thank you
    Well done for NSD no 1 for you, that’s a great start

    :hello:muffin man 7 - good luck with your 10 NSDs and 5 in a row, you can do it! Hope to see you back more often soon, sorry about your laptop

    Off the starting blocks with NSD no 1:

    :j:j:jRed - yay for you, no 1 nabbed now, that’s brilliant. Glad you enjoyed the wedding and hope the hangover has receded to just a memory by now...
    I’m not going to mention the shopping, you know that word is banned here until at least November:rotfl:

    :j:j:jLoubell83 - and yay for you as well, no 1 in the bag now. Yesterday sounds very relaxing

    :j:j:jFae - and another yay for you as well, no 1 nabbed, that’s brilliant. Keep going now

    :j:j:jJCG - and another yay to no 1, you’re on your way now. Hope college went OK tonight, kept my fingers crossed for you x

    :j:j:jemsloves - and another yay to no 1, you’re on your way now. Pleased your jacket was found and hope the banana bread turned out well. The Sherlock figures are really good

    :j:j:jwannabee_in_credit - and another yay for a fabulous first NSD for you, that’s brilliant.

    :j:j:jrubyinamountainofrocks - and another yay for you as well, no 1 nabbed, that’s brilliant. Fingers crossed for tomorrow and hope today’s spends weren’t too serious

    Round the first bend with NSD no 2:

    :j:j:jfreeby - no 2 nabbed, I see you’re leading by example again, well done you!!

    :j:j:jHiddenidentity - and you’ve nabbed no 2 as well, that’s fab. Keep going!

    :j:j:jRachel021967 - yay to no 1, you’re on your way now. Hope the kiddies are eating the home-baked goodies, they’re much better for them than sweeties anyway
    And no 2 nabbed as well now, that’s brilliant. Keep going!

    :j:j:jmf0u1098 - no 2 in the bag for you as well, that’s brilliant. I love being surprised by an NSD, it makes my day!!

    :j:j:jstripeyjumpergirl - no 2 in the bag for you as well, that’s brilliant. What a lovely friend treating you to coffee today

    :j:j:jrising - and you’ve nabbed no 2 as well, that’s brilliant. I love the bag, especially the colour, purple is one of my favourite colours. And I love pockets on bags... only problem is that I spend ages looking for things as I can never remember where I’ve put them

    :j:j:jdebtbegone - and yay to no 1 for you as well, that’s a great start. Fingers crossed for a no spendy week for you
    You’re doing well on the no spendy front so far, no 2 nabbed now as well, that’s brilliant!

    :j:j:jflubberyzing - no 2 in the bag for you as well, that’s brilliant. Hope you enjoyed your day with the comps and the Paralympics

    :j:j:jpenny73 - and you’ve nabbed no 2 as well, that’s brilliant. Grrr to being back to work today, hope it wasn’t too painful, though well done for planning lunch

    :j:j:jbeanie - no 2 in the bag for you as well, that’s brilliant. Well done for being organised with the SW supplies

    :j:j:jxKazi - no 2 in the bag for you as well, that’s brilliant. Hope tomorrow’s spends aren’t too serious. Re ebay postage, most people don’t include that as the buyer pays postage

    :j:j:jVictoria Ke - and you’ve nabbed no 2 as well, that’s brilliant. Keep going now!

    Over the first hurdle with NSD no 3:

    :j:j:jHOHOHOoffwegoKaren41 - no 3 nabbed, that’s brilliant, well done you!! Hope the flylady workout wasn’t too exhausting!


    Hello to:

    Heffi1 - fingers crossed for NSD no 1 today

    If - love the pics, please keep posting them, they make my day

    optimistic-mummy - not too bad at all today, well done for resisting any other unnecessary spends. Fingers crossed for tomorrow

    marmite - pleased it’s a lot cooler now, it must have been unbearable earlier. Grrrr to the dds today, fingers crossed for tomorrow

    kerri - the bananas I’ve frozen stay the same colour as they were when I put them in, they don’t go any blacker. I do put them in the fast freeze compartment though and always in a container rather than a freezer bag so that may help.

    L2B - oh dear, sorry about today but, on the positive side, you have made a good saving. It’s definitely a good policy to leave the purse at home, no money = no spends

    Melaniep101 - glad you enjoyed the biscuits, they sound yummy!


    Phew...... if you've managed to read to the end of that, you deserve a medal.

    freeby, hope that's OK for you to update from, I thought it might be clearer for you as there's a lot to update.

    'night everyone. Back tomorrow for Tuesday's update:D


    PS: Sorry, I couldn't resist the Olympic themed titles........
    :) The time you enjoy wasting is not wasted time :)
  • ^^^ it was DP's fault but he did well, normally he'd come home with a load of *treats* spent with the left over money .... :T well done to DP :rotfl:

    i didnt mind treating LO to an ice-cream .... he doesn't get one everytime.... we have two come round this time of year at least once a day each... but he understands they are a treat and he just caught lucky today i had the money in my purse xxxx
    200 weeks £25,000.00 / £700
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    1 NSD please :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    NSD #3 for me yesterday :T I actually put money in the bank instead of taking it out :)



    Have a great day :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Sorry i'm late joining in can i go for my usual 10 nsd and 5 in a row please
    will keep reading on my phone and will update when i can i so miss my little laptop




    May I join?

    today NSD number 1!!!

    I am now raiding my handbag for what i am saving £5.56 for PAD
    hi all, im pretty new to all the forums, but have been looking at the adivce alot! in fact i have been on the website nearly everyday for the last 3 weeks! id like to join the challenge on NSD'S!

    i have to do a weekly shop tomorrow, but im going to go for 15!

    thanks to all on here for the support!!


    You are all on the front page. Welcome :D
    :beer:


    Citizenkitty - Can you let us know what target you are aiming for please.
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Morning all hope all is well?

    Not a NSD here today, need to get a fridge/freezer, so gathered I might as well do it today when I need to pay other things too :) x
  • flukeas
    flukeas Posts: 68 Forumite
    Heffi1 wrote: »
    Thanks Flukeas, i bet those toll roads put a bit of dent in your budget - not nice and unavoidable too, I hope the rest of the week is kinder to you :)
    There is a way
    Around the tolls but it adds fourty mins on the trip :mad: thank god I work from home and only have to go in every now and then ! Did you get your nsd yesterday/ today ?
    Another spending day for me today :(:o but the rest of the week I'm set for nsd
    cc................................7500/11000...........14%
    tax................................5225/7000............0
    overpayment...................8575/8700.......... .0
    car repairs......................1500............ 0
    Total debts $ 25200 now $22800
    aim $9500 by xmas 2016!
  • nat21luv
    nat21luv Posts: 3,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Cashback Cashier
    I was hoping for a NSD but I have to pop to town so need to pay for parking, bummer.
    2025 Mortgage start £378K 2025 Overpayment £103 Savings Challenge 2025 **MONEY MAKES ME HAPPY**
  • This will be NSD 1. Got the online leccy bill today, they want another £30 :mad:. Hopefully it will be cheaper with the new provider, plus I should really try to save more leccy in the house (not sure how though, we have energy saving bulbs, only telly is on at night, oven hardly used and hob is gas, one electric shower a day, well I guess fridge freezer is ancient and eating loads, plus WM). But I won't be paying that just yet, I'll wait till the final bill that they should send me in the post once the switch over is totally complete. God knows how much they want yet for the final gas bill, got a degree so not stupid but never quite get their billing system.
    DEBT 02/25: total £6100 Debt free date 12/25
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