Janineh1982 MFW Chapter Begins :)
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Ooops, nearly a week since i updated you dear diary!
It wasn't quite the NSD week i had hoped for :mad:
I had a £209.00 dentist Bill which NOT expected :eek:. This means all additional savings (over and above normal)and ebay money has been used to pay this :mad::doh:
Very unhappy about it, buy hey ho, such is life!
I have been trying to resist looking on right move and houses and failing miserably! :cool: :rotfl:
On the pennies :money: front , nothing much to report, waiting with patience until pay day next Friday. My budget and cutting back on the 'non essentials' is working out great though :j:Tand i'm loving actually hitting my targets (instead of feeling like i'm failing all the time!!)
Estimated savings have eeked over the 30k barrier @ £30465 by 30th April 2013 :j:beer::T:A
DB and i do need to sit down and review his savings forecast after this months pay day though. He is owed alot of overtime, bonus and expenses so hopefully we will have a clearer picture soon of where he vs where he needs to be!
That said, he has just booked a snowboarding holiday with the guys, which in fairness they do go every year, but that's £795 and then he's decided he's going to get an iphone 5 (to replace his blackberry, which was a cheap replacment for loosing his iphone 4s earlier this year!) when we return from holiday :eek::mad:
I have voiced my thoughts :silenced: (i.e don't get one, that could be £500+ towards a deposit AND you already have a work iphone 4s) however at the end of the day it's his money and i cant stop him (much to my annoyance :whistle:!)
Anyhow enough ramblings for now, i must try and update daily this week!
j xApril 14 Deposit Target: [STRIKE]£31,660[/STRIKE] £35038/67,620 -[STRIKE] 46.82%[/STRIKE] 51.81% (£15582 to save + £17k from car sale)
2014 - Buy (hopefully) the 'Forever' Home :T
2024 - Be MF :eek:
Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln0 -
Haven't managed a NSD day this week yet
Popped to the village yesterday for a few bits of fruit & veg £4.8?
Then popped into the 'Chinese' shop in town today which was £9.20
Altho I have stocked up on Jasmine rice and egg noodles ( and a few other bits) which are cheap as chips and should keep us going for quite a while!
We are having beef and noodles tonight, can't wait, it looks yummy!
I also cooked up a big batch of butternut sq soup last night, about 10 portions, which should keep us going! And had one for lunch today with home made bread!
Budget is on target, except :cool: I ordered 2 x glow in the dark collars for the girls @ £14.99 each
However, I am a little concerned youngest (9 months) is much more boisterous than older pooch (3 1/2) and didnt want her wandering off in the dark when we are out walking :eek:! Especially as the nights are swiftly drawing in, boooo
DB is popping round to my bf's ( I re read and thought I had better clarify best friend, not boyfriend # 2 :rotfl: ) later to transfer the 4.5k he lent them this weekend..... They bought a caravan at the seaside, so many a girly wk end will be spent there next summer :T
Anyhow bf didn't sign the form properly and needed the money for Sunday, DB kindly lent it to her as I couldn't access my savings at such short notice!
Right it's beef in noodles time, ttfnApril 14 Deposit Target: [STRIKE]£31,660[/STRIKE] £35038/67,620 -[STRIKE] 46.82%[/STRIKE] 51.81% (£15582 to save + £17k from car sale)
2014 - Buy (hopefully) the 'Forever' Home :T
2024 - Be MF :eek:
Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln0 -
just stopping by to say hi!!
like the sound of the glow in the dark collars...very cute!!
keep up the good work!x2019 Totals: Savings: £929.53 / Mortgage OP - £746.32
Grocery challange April: £130.17of £500 target remaining0 -
Sorry to hear about the dentist bill, thats rubbish. I had an unexpected opticians appt for £30 and that annoyed me!
I find with my manfolk, it is slowly slowly catchy monkey when it comes to savings. I've had to let lots of things go and just let him do what he wants. It has taken a few years but he is finally coming round to my way of thinking in terms of savings and seriously thinks about purchases nowadays instead of going out and getting them on a whim.
For a moment I was thinking "collars for the girls?? I've never seen children in collars!" ........dogs...of course they are dogs not children they sound cute!0 -
I'm back, alive, from Butlins!!! :beer:
A minor miracle let me say :cool: :eek:
@ Laura W - hope you had a great hol!
@ Ammonite - re slowly catcha da Monkey, i think that is going to have to be the way tbh BUT i think it may work (if not already!) if i have the patience :rotfl:
And yes i have realised my updates may be a tad confuddling with 'the girls' = pooches and 'the girlIEs = girlfriends and 'the girls' to most people would mean daughters (i have no children lol)
A little more on 'slowly catcha da monkey'....- Baiscally DB said he was getting an i phone 5, i voiced my displeasure quite alot, he dug his heels in saying he was getting one.
- Mid week last week, i decided to say no more about it. Fri morn, whilst en route to butlins, DB text asking how annoyed i would be if he got one at the weekend. I responded saying it's up to him as it's his money to do with as he pleases, but it's alot of money we could put towards the deposit instead.
- DB replied saying ok, how about he 'saves' £100 a month out of his budget or does additional overtime and buys it that way
Suffice to say JH was pretty impressed and think slowly catching da monkey is the way forwards (i just need to learn to keep my mouth zipped and be a little more sly!)
Ammonite et al, i am relying on you for tips
Anyhow, despite butlins 90's reloaded with the girlies this weekend, the budget is looking pretty healthy :T in as much as i didn't overspend :j
I spent very little there, we shopped/cooked (apart from chips and gravy around 3am one morning, which i am classing as an essential and definite NEED ) and drunk (copious amounts) before we went out - hence a grand total of £35 spent, including food, fuel and and a few sticks of rock :beer:
I literally have no budget left for this week though:eek:
However, we have plenty of freezer food to use up, DB has kindly filled my car up , plus he's off to Helsinki for a week on Wednesday (rather him than me, think it will be a mite cold there :eek:) so that will reduce food needs somewhat :j
Saving the best till last......It's PAYDAY on Friday :T:eek::p:D:money::j:beer:April 14 Deposit Target: [STRIKE]£31,660[/STRIKE] £35038/67,620 -[STRIKE] 46.82%[/STRIKE] 51.81% (£15582 to save + £17k from car sale)
2014 - Buy (hopefully) the 'Forever' Home :T
2024 - Be MF :eek:
Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln0 -
[QUOTE=janineh1982;56069605
Saving the best till last......It's PAYDAY on Friday :T:eek::p:D:money::j:beer:[/QUOTE]
Me too....:j:j:j:j:beer::beer::beer::beer::beer::beer::T:T:T:T:T:T
wooohooo!!!
glad you enjoyed butlins..i went a few years ago on an 80's one for a hen dooo.....it was wonderfully tacky!!! fab weekend of far too much booze and i think i may too have had the gravy and chips at 3am!!!!
:D2019 Totals: Savings: £929.53 / Mortgage OP - £746.32
Grocery challange April: £130.17of £500 target remaining0 -
Currently sat wishing my life away waiting for payday and jollidays :cool:
2 sleeps until pay day
12 sleeps until St. Lucia :j
15 sleeps until i turn [STRIKE]30[/STRIKE] 21 :rotfl:
NSD yesterday
NSD today
pretty much has to be a NSD until Friday as have no $$££$$££ :wall:
Thankfully my meeting has been cancelled today, which means i don't have to ensure a 6 hour round trip :j
I'm also trying to think what else i can sell/do to earn a little extra ££$$
I know quite a few on here do surveys etc. however i'm unsure which are any good and worth my time :undecided?! If anyone has any good pointers, feel free to share
JH xApril 14 Deposit Target: [STRIKE]£31,660[/STRIKE] £35038/67,620 -[STRIKE] 46.82%[/STRIKE] 51.81% (£15582 to save + £17k from car sale)
2014 - Buy (hopefully) the 'Forever' Home :T
2024 - Be MF :eek:
Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln0 -
i went a few years ago on an 80's one for a hen dooo.....it was wonderfully tacky!!!
I think that may be the politest way to describe it :rotfl:
I had an amazing time with the girlies, giggling and dancing etc, but my lord there were some awful people there (i use the term people, implying they are human, loosely!)
The girls and i have been to Butlins the previous two years, and it seems to get progressively worse each year, or so it seems......It really is no wonder the country is in such a state of dissaray, both morally and economically :mad:
Anyhow - mini rant over :T:o
JH xxApril 14 Deposit Target: [STRIKE]£31,660[/STRIKE] £35038/67,620 -[STRIKE] 46.82%[/STRIKE] 51.81% (£15582 to save + £17k from car sale)
2014 - Buy (hopefully) the 'Forever' Home :T
2024 - Be MF :eek:
Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln0 -
janineh1982 wrote: »
I'm also trying to think what else i can sell/do to earn a little extra ££$$
I know quite a few on here do surveys etc. however i'm unsure which are any good and worth my time :undecided?! If anyone has any good pointers, feel free to share
JH x
I only do Valued Opinions....I have signed up to other but found there were too many sent through and would be screened out of pretty much all of them!
Valued opinions is great...I have been doing it (not that strict with them if i cant be bothered) and already up to £18.50!
:money:2019 Totals: Savings: £929.53 / Mortgage OP - £746.32
Grocery challange April: £130.17of £500 target remaining0 -
Voicing displeasure one or twice, letting them think about it and then not banging on about it seems to work. If I nagged and said "no" I'd get told where to go and I'm sure Mr A would do it just to prove that he could. This way, he thinks about it, realises I'm probably right and thinks he'll be in my good books if he comes up with a solution :rofl: Its like PS3 games, he loves to buy them when they come out...I've said a few times "why dont you wait a few months as they are often half the price"....anyway after many years of him buying them on release day he's suddenly realised if he waits a few months they are half price. *cue shaking head smilie*
St Lucia sounds fab by the way! Happy 9th anniversary of your 21st for 2 weeks time
I do DooYoo for review writing. You'd need a few pointers to get the most out of it, I almost gave up early on but once I'd got the hang of it, I think it is worth my while. Happy to give you pointers if you need them0
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