40 months until debt free... musings and meanderings along the way.

laura2481

To do list for this week:

1. [strike]Cancel equifax[/strike] Done- hard work!
2. cancel santander CC
3. cancel Tesco CC
4. [strike]cancel HSBC CC[/strike] Done
5. do my christmas list (people asking me what I want)
6. Update my used/bought bath products list (not essential)
7. [strike]Do some more of my Noahs Ark cross stitch [/strike]Done
8. [strike]Cancel SO for bills as can
   guarantee wage will be in to cover it...will at elast mean I'm not charged a fee.to do a manual transfer[/strike]
   
   
   Done
9. [strike]Cancel regular saver to ISA. Again, no g'tee wages will be in to cover it. Will have to do a manual transfer.[/strike]Done

rosered1963

Great news laura.
I hope Harold is doing all right. We have just had our kitten neutered (female).

Things are all going the right way for you

laura2481

Didn't manage to pay in my £200 this month due to wage mess around so need to catch up when getting paid more next year. Not happy though

redstararnie76

Congratulations on the new job Laura, that's absolutely fantastic news. How did your boss take you giving in your notice? Has he now paid you up to date?

laura2481

Hi redstar

Did get all of november pay eventually, about 2 weeks after it was due. He has emailed us to say he 'should' be in a position to pay us in full next week, but I don't like the sound of that 'should', could easily turn into...'oh no, i can't' We got our wage slips yesterday and were particularly unimpressed by

1) He has left off the bonus we earnt last month by hitting target (no thanks to him)

2) He hasn't paid us £100 christmas bonus he promised for all the trouble (didn't expect to see it anyway, realistically)

3) some people haven't been paid overtime they worked.

Now bonus is discretionary, or whatever, but all he had to do is SAY that he was having to suspend it temporarily or permanently or whatever. But as usual, no communication :mad:

laura2481

laura2481 wrote: »

Hi redstar

Did get all of november pay eventually, about 2 weeks after it was due. He has emailed us to say he 'should' be in a position to pay us in full next week, but I don't like the sound of that 'should', could easily turn into...'oh no, i can't' We got our wage slips yesterday and were particularly unimpressed by

1) He has left off the bonus we earnt last month by hitting target (no thanks to him)

2) He hasn't paid us £100 christmas bonus he promised for all the trouble (didn't expect to see it anyway, realistically)

3) some people haven't been paid overtime they worked.

Now bonus is discretionary, or whatever, but all he had to do is SAY that he was having to suspend it temporarily or permanently or whatever. But as usual, no communication :mad:

Well, he surprised us all by paying us YESTERDAY. Even though we weren't supposed to be paid until monday. Like he thinks paying us early makes up for paying us late the last 2 months..3 months.. however long this rubbish has been going on for. Ah well, money in the bank now... shame that makes it even longer until next pay day...nothing more now until the new year!

laura2481

Ooh, thought I would share my mega MSE lunchtime pet food bargain- went to t*sco to buy a bit of a bulk shop on a few pet food essentials: bought:
4xlots of cat milk 3 pk £2.69 each
1x fancy cat pouches £4.69
1x small box wiskas £1.09

so should have been £16.54 (a LOT for cat food- but he's so fussy since having his teeth out that getting him to eat anything other than roast chicken is getting difficult and that's just as expensive!!)

Anyway, don't know if cat milk was reduced or the lady at checkout scanned it wrong but it came through at £1.09 each (can't tell from reciept, they all say 'cat food') So now it is: £10.14 but then they had 25% off pet food on so came out at: £7.61- saving £8.93! Bargain! :money:

laura2481

Having trouble updating my snail race... the passwords won't work for some reason. Anyway, currently Husband has £600 and I have £400 (as I didn't manage to save the £200 in Nov due to the wage problems..but it WILL get caught up in the new year) so £1000 down, £14,000 to go! 6.5% down!

[Deleted User]

Well done it is goin in the right direction!

Mine has somehow managed to go up AGAIN - Grrrrrrrrrrrr

Gonna get me a shiny new 2013 diary maybe that will help!

Dxxx

laura2481

Hi Dolly- maybe a new year and a new start is what you need!

Of course the new year is going to bring some big changes for me.. which will hopefully mean I can continue to make progress towards the DFD... and catch up o that missing £200 which is bothering me.