Can I pay in this cheque?

pvt

JuicyJesus wrote: »

You can't.

Rightly, the cheque shouldn't be accepted, because for all the bank knows the "Mrs A Whatever" on the cheque is actually a completely different person from the OP and the OP is trying to take what is rightfully theirs.

Except that she is Mrs A Bloggs as well as Mrs E Bloggs, as she points out in her OP, it was very common convention in years gone by that married women were frequently and correctly addressed using their husband's initials. So when Miss E Jones married Mr A Bloggs she was often addressed as Mrs A Bloggs.

I am sure banks would still acknowledge this convention, and if they know her husband's initial is A then accept the cheque.

pmduk

themull1 wrote: »

Take the 's' off Mrs and put in husbands account.

Please ignore this advice. Altering the cheque will cause many more problems than it solves.

mazza111

It's an interesting dilemma, as pvt says this was the accepted form of addressing a woman in days gone by.

Personally I'd try to pay it in as standard. Then face any come back if/when it should arrive. Although it would probably be more acceptable going into a joint account.

I remember bank statements from years ago were ALWAYS written to Mr and Mrs A Bloggs, instead of the now common Mr A and Mrs B Bloggs.

missile

Miss_Havisham wrote: »

I don't think you can endorse cheques like this anymore.

I think you are getting confused. You can no longer sign over a cheque to a.n.other person.

You can endorse a cheque and post it to be credited to your own account.

Paying cheques into your account by post
You can pay cheques into your account by posting them to Lloyds TSB Bank plc, BX1 1LT with a completed Bank Giro Credit slip. You’ll find these slips in your cheque book or paying-in book. For your security, please don’t send us cash by post. Please note that we are not responsible if we do not get the payment, so we recommend that you keep a note of what you’ve sent to us in case of any subsequent queries.

To avoid the queue and out of hours I have often signed a cheque and deposited it in the slot using their pay in envelope @ LTSB.

Buzby

Although a different issue, I never use the deposit envelope systems since a friend's deposit went AWOL and refused to accept the unspecified receipt as validating his claim. I only use the counter.

jonesMUFCforever

Amazing the tangents this thread has gone on - but until OP comes back and tells us how much the cheque is for we won't get anywhere.

barak

mazza111 wrote: »

It's an interesting dilemma, as pvt says this was the accepted form of addressing a woman in days gone by.

Many would say it still is, and widows can continue correctly to call themselves "Mrs David Bloggs" . The banks probably don't much like that, although it does identify the person.

BobQ

pmduk wrote: »

Please ignore this advice. Altering the cheque will cause many more problems than it solves.

True but I doubt the bank would notice/question the "s" if paid into Mr Surname's account.

themull1

pmduk wrote: »

Please ignore this advice. Altering the cheque will cause many more problems than it solves.

No it won't, ive done it before with no problem at all.

System

A few years ago administering my father's will I had to close and cash in lots of accounts, shareholdings, unit trusts, etc, and cheques from different organisations often had a variety of names.
Some made cheques payable to A Bloggs as if he were still alive. Others said A Bloggs, deceased, others Executors of A Bloggs, others were payable to me, others to A Bloggs Settlement Trust, or A B C Bloggs, Alexander Bloggs, Mr and Mrs A Bloggs, etc.
The bank accepted all of them without question, paid into A Bloggs Executors Account.