Whiplash Claim - How much to expect & how to claim?

emmaur1

My girlfriend was invlolved in an accident recently. She was driving along a main road at approx 25 - 30 mph when a car pulled out of a side street straight into the drivers door. She wasn't hit at high speed, but did suffer whiplash which was confirmed by the nurse at the drop-in centre. She has had discomfort when sitting and trying to sleep for about a fortnight, is taking pain killers etc

Neither her nor I know anyone who has had compensation for this before so was wondering if anyone has had a similar experience.

Dont know how much she should be claiming for and how to go about it. Is it best to go to a solicitor or can you claim through your car insurance?

Any thoughts are greatly appreciated.

Thanks

forgotmyname

£20 ? Or whatever she has lost due to the accident?

Sorry but these silly payouts are crippling everyones quotes.

When she renews she will wonder why her premium has shot up, Its because of whiplash claims.

Not having a go at you. So dont think that. Just putting the point across.

sarahg1969

You may as well look online, and find a solicitor who will pay you a referral fee. Some are offering ipads and things like that, as well, at the moment.

They're easy enough to find on google.

glasgowdan

You really think you deserve money for a bad accident that left two people stressed and scared? What price would make you happy? How about NOT doing this, assuming your girlfriend has not been hospitalised and can continue with work?

The system is twisted, whiplash claims are pure greed and have turned the whole industry into even more of a rip-off than before.

McKneff

forgotmyname wrote: »

£20 ? Or whatever she has lost due to the accident?

Sorry but these silly payouts are crippling everyones quotes.

When she renews she will wonder why her premium has shot up, Its because of whiplash claims.

Not having a go at you. So dont think that. Just putting the point across.

You're generalising too much, there are some genuine whiplash claims.
Her premium wont go up becuse of the whiplash claim, it may go up because of the accident even if it wasnt her fault, some companies do and some dont.

Friend of mine is still having ongoing pain in neck and shoulders 2 years ago, physio doesnt seem to be working and it looks as if she will be on strong painkillers for the foreseeable future. She still hasnt received anything because of this, the case is still ongoing.

I think the amount average is about £1,500 but Im happy to be corrected.

LittleMissGiggles123

You shouldn't generalise all whiplash claims as being fake & about greed. Somebody drove into the back of my car in Feb , I was stationary at traffic lights & got thrown forward, still get pain in my neck, shoulders & upper back now when I am sat at my desk in work for longer than an hour. I have to keep getting up to move about for 5 minutes, something I never had to do before.

A friend of mine also had somebody go into the back of her in January & she couldn't even walk for 3 days because she was in so much pain!

Anyway, back to the OP. My sister had a claim a few years ago & she was told a ange between 1500-1900 but not sure what she ended up with once it was settled.

Hope your girlfriend is ok anyway. It can be a real shock, even the smallest of bumps!

thefishdude

i belive the standard sum is between 2k and 2.5 k for a basic whiplash claim with soft tissue damage. but obviously will depend on the exact injuries. not sure how to go about it though car insurance done mine for my gf when she was passanger in my car when it was rear ended by a complete idiot who shoudl never be allowed on the roads if he is unable to see a red traffic light and a waiting queue of 6 cars before hitting the last one ie me

garriec

Friend how was involved in an accident with a drunk driver is receiving £14k I believe it is. Caused some permanent damage to his ribs though, as well as the whiplash so that might be why it's so high.

chanz4

This people are on about everyones policy rising for whipcash claims, hence why they are trying to introduce measures to catch the just want cash claims

Skinto_7

IMO any claim you have should be based on any loses actually incurred as a result of the accident, from the sound of things that doesnt seem to be very much.

Why people think that every accident must be folllowed by a claim is beyond me, i know times are tough but this country is getting embarassing.

I was hit by some plonker a few years ago who smashed into the back of me while i was stationary, i managed to crack a few ribs and my back was a bit dodgy for a few months, however as i was on annual leave from work at the time, i didnt miss any days pay and the only monetary costs i had were the cost of someone's petrol picking me up from the hospital, hardly something i felt the need to sue for.

Its amazing how many peoples "distress/nightmares/back pain" all seem to be solved by a cash payout!!!

InsideInsurance

Whiplash can be anything from a few hundred to a few hundred thousand depending on many many factors.

Part one is she needs to concentrate on getting better. Why did she a nurse at the drop in centre rather than going to her GP?

Part two is that if she has legal expenses insurance on her car insurance then she can ask them to appoint someone to assist her. If she doesnt, or doesnt want to use them, then she can find her own solicitor (though she must tell them if she does have LE cover)