Job Fears: I am about to become part of the working poor?

nomadical

bankhater_1965 wrote: »

i have payed for your education till its paid back ! interest free am i correct ?
or have you paid £28,000 already in tax as you say ? rubbish
so you never got income support, housing benefit or council tax benefit while at uni?

I wish it was interest free! But no, it's steadily building up.
Students can't claim for housing benefit or income support or anything else, they're not eligible for paying council tax though.

Of course I didn't pay £28K of tax in those years! But you can't look at it like 'I pay for this, I pay for that' etc when it comes to tax. We all (ha) pay tax and it goes on various different things, the NHS for example. I can't remember the last time I visited an NHS doctor or dentist but I don't begrudge contributing towards it, it's just the way it is.

Speaking of doctors/medical personnel, should they also be paying for their education up front with no loans? I just think we'd be in a much worse state as a nation if that was the case.

nomadical

princessdon wrote: »

Ok - Maybe that poster is still paying his loan back - and to be honest there are many many graduates who will never work enough to pay it back, or go on to do more and more study - so I do get where you are coming from

Yes, I'm still paying it back (it's only been a year since I graduated!) but I expect it to be all paid off much, much sooner than the end of my working life. I'm very grateful for student loans, I don't see it as an entitlement but something we are very lucky to have in this country. If we didn't have them we wouldn't have anybody to fill the jobs that require such qualifications.

I am envious that you managed to pay it all up front, that must have taken years of saving! I hope that by building my career in this way and working hard I will be able to do the same for my children.

Anyway, I think I've brought the thread off topic with my original comment (I didn't expect it to cause so much controversy!) so I'll shut up about it now

HappyMJ

nomadical wrote: »

I wish it was interest free! But no, it's steadily building up.
Students can't claim for housing benefit or income support or anything else, they're not eligible for paying council tax though.

Of course I didn't pay £28K of tax in those years! But you can't look at it like 'I pay for this, I pay for that' etc when it comes to tax. We all (ha) pay tax and it goes on various different things, the NHS for example. I can't remember the last time I visited an NHS doctor or dentist but I don't begrudge contributing towards it, it's just the way it is.

Speaking of doctors/medical personnel, should they also be paying for their education up front with no loans? I just think we'd be in a much worse state as a nation if that was the case.

Think of the immigration figures that would create. Only 63.6% of all UK registered doctors were actually trained in the UK. 11% are Indian...etc...

nomadical

HappyMJ wrote: »

Think of the immigration figures that would create. Only 63.6% of all UK registered doctors were actually trained in the UK. 11% are Indian...etc...

Yes we'd have far fewer British trained doctors, but that wasn't the point I was making. Just that accessible education can only be a good thing, right?

I'm just a bit confused as to why I'm being slated for having taken a student loan (this bit isn't directed at you MJ), I don't know anyone at all that didn't. Some of us aren't made for the more vocational careers, and I think it this country would be a terrible place to be if we didn't have qualified people in the roles that need it. Same as if we didn't have anybody in the less-qualifications-based roles. We all have a purpose, we just need to get on and do it!

McKneff

bankhater_1965 wrote: »

thanks for your advice , iv got my state contributions in already at 47 and i have a sucsesfull business , and i talk wrong, well if thats wrong ill keep it thanks

Apart from this being total gobbledegook, which I don't understand, no capital letters, bad spelling, no punctuation, etc. etc.

God almighty, what kind of business is it that you do, I hope it doesn't rely on your English education.

Now I understand why you say what you say in earlier posts, it really speaks volumes.

McKneff

nomadical wrote: »

Yes we'd have far fewer British trained doctors, but that wasn't the point I was making. Just that accessible education can only be a good thing, right?

I'm just a bit confused as to why I'm being slated for having taken a student loan (this bit isn't directed at you MJ), I don't know anyone at all that didn't. Some of us aren't made for the more vocational careers, and I think it this country would be a terrible place to be if we didn't have qualified people in the roles that need it. Same as if we didn't have anybody in the less-qualifications-based roles. We all have a purpose, we just need to get on and do it!

Edit - I agree with you, the following is an endorsement of what you say.

Does anyone remember what England was like when there was a 'dustbin men' strike, in the 70's I believe.
If a CEO of a company took a 3 week holiday and a cleaner took the same 3 week holiday and they weren't replaced, who do you think would be missed first.

Everybody is important, some a matter a little bit more, in this case it would be the cleaner, yes?

nomadical

McKneff wrote: »

Edit - I agree with you, the following is an endorsement of what you say.

Does anyone remember what England was like when there was a 'dustbin men' strike, in the 70's I believe.
If a CEO of a company took a 3 week holiday and a cleaner took the same 3 week holiday and they weren't replaced, who do you think would be missed first.

Everybody is important, some a matter a little bit more, in this case it would be the cleaner, yes?

Absolutely - I get peed off about the skid marks the dirty !!!!!!s leave in the toilets at my office so can only imagine the horrors of 3 weeks without the poor cleaner

sniggings

dandelionclock30 wrote: »

How far exactly it is?
If its a cycling distance you could always get a road bike and these can go really fast.
One of the staff of my local bike shop used to cycle 120 miles in total to work and back every day. Thats a lot, but even an unfit person can easily do 10 miles there and back without suffering. I'd do this instead of paying extortionate bus and train fares.

for real? 60 miles one way would take about 3 hours! so 6 hours cycling, sorry but I think you may have got that wrong.

ska_lover

bankhater_1965 wrote: »

how does it work for people that dont have the oppertunaty like yourself to get a degree as to people that prob spend there lives on the same low paid job which may not pay aswell as beneifits ! the person in question is looking for work and prob has not paid much tax up to now ,them people you say would rather sit around all day that your taxes pay for is the same situation as me , i have paid my tax for your degree which i oppose to ,and you will only be liable to pay it back when you earn a comfertable wage far higher than nmw , if not i have financed you so far , which personaly i would rather go to some struggling family and could make far better use of £28,000 as a tax payer if you fail to pay it all back interest free , these low paid people have loaned you money so you can earn more money than them , but you dislike people on benefits that costs the country money and dont contribute taxes towards your education ! just like yourself

This bitter tirade gave me a lot of laughs. How ignorant

ska_lover

bankhater_1965 wrote: »

i have payed for your education till its paid back ! interest free am i correct ?
or have you paid £28,000 already in tax as you say ? rubbish
so you never got income support, housing benefit or council tax benefit while at uni?

Yet another ill informed post. Benefits are not payable whilst at uni. Living costs are paid for out of loan