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Job Fears: I am about to become part of the working poor?
Comments
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bankhater_1965 wrote: »you preach to others but i am 100 % sure yourself would not take a 38 hour job that pays £40 a week (£1.05 per hour) ! just be honest
That is absolute bull carp. The job does not pay £40 per week, that is what the OP will be better off, after they have taken waway their benefits and had to pay all their own bills, rent, etc.
That is £180 a month to be better off, thats quite a tidy sum not to be sniffed at. Why can a person not afford to save and have a holiday or a car on that I do not know.
The sun newspapers do holidays for £60 you know, that leaves £120 out of the first months wage to save towards a car.The opposite of what you know...is also true0 -
bankhater_1965 wrote: »its very negative purley down to working for £40 a week ! do you expect this person to work for £40 a week over a 38 hour week (1.05 per hour)??
you say what more motivation do you want ,and fight for it,with the average time of 3-5 years between each job down to redundancy, please tell us ?
It isnt working for £40 its working for a wage, you shouldnt compare it to benefits.
For the last 25 years I worked at a company with arthritis, osteoporosis, permicious aneamia, if I had been off sick and collected benefits (which I could just as easily have done) I would have been actually working for a few quid a week. But I chose to work and be responsible for me and mine, simple as that really.
Those who can work should work, if they can and choose not to then they are benefit scroungers.
With all due respect to those who cant work and have no choice goes without saying.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
bankhater_1965 wrote: »you preach to others but i am 100 % sure yourself would not take a 38 hour job that pays £40 a week (£1.05 per hour) ! just be honest
I did (well after childcare) - knowing that in a few years the childcare wouldn't be part of the equation and that the wage would reflect.
How does OP know what the future is? He could be placed on training courses that will enhance his employability no end, this could be the start of a really successful career and what is preventing him. £160 a month over benefits!
If he can walk to work - why not cycle?
And yes benefits ARE to high - Cost of Living doesn't mean mobile phones, sky, booze, take aways, socilising, they are luxury not living. For many on benefits it is now a way of life - an alternative to work without working leaving many like OP in the workless cycle. (and I know this isn't all - some are not given a huge amount of money - Eg under 25's, single etc).
There is a post on the benefits board where they get £1K a month after rent and CT - he too is wondering if worth working - and with benefits like that you can see why!0 -
I have a solution.
You blame the government for the benefit system, fine,
Let us petition the government to cut the benefits in half then.
You would soon take the job then eh !!
Or could you think of some different excuses for not taking the job, for which you havent even had an interview for yet.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
That is absolute bull carp. The job does not pay £40 per week, that is what the OP will be better off, after they have taken waway their benefits and had to pay all their own bills, rent, etc.
That is £180 a month to be better off, thats quite a tidy sum not to be sniffed at. Why can a person not afford to save and have a holiday or a car on that I do not know.
The sun newspapers do holidays for £60 you know, that leaves £120 out of the first months wage to save towards a car.
so you would work for £180 a month ? which according to you would give you running a car with insurance, road tax, maintanance, and fuel at £7 a gallon really !! and you have not bought it yet, o and a holiday , according to you everyone should be very well off if you have £180 a month spare, £180 =£45 a week =£1.18 per hour, you cannot convince me0 -
You only get to have more spare money by working your way up - which you can't do if you don't start in a job.
Honestly OP I'd be keen to take a job I was interested in and happy to have money left after all the essentials are covered. You will be able to apply for other jobs with more experience and work towards buying clothes, holidays etc. Most of us in work have to work up the career structures and save to get those things.
I don't understand why anyone would want to stay on benefits if they could provide for themselves and their family by working.
My OH and I worked our way through having too much month and not enough money. If I'd not got a job and worked hard I'd not be where I am now. I don't think I'm exceptional so, OP, I've been able to work hard and see the results - I am sure you can too, so go for it. You aren't going to get to spend on holidays etc on benefits after all.Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
That is absolute bull carp. The job does not pay £40 per week, that is what the OP will be better off, after they have taken waway their benefits and had to pay all their own bills, rent, etc.
That is £180 a month to be better off, thats quite a tidy sum not to be sniffed at. Why can a person not afford to save and have a holiday or a car on that I do not know.
The sun newspapers do holidays for £60 you know, that leaves £120 out of the first months wage to save towards a car.
Someone on minimum wages can not afford to run a car but many try by cutting back many other expenses. A cheap car (maybe costing £500) costs at least £200 a month to run travelling 10 miles to work every day taking into account all costs including depreciation according to the AA and the HMRC assumes £375 a month travelling 10,000 miles a year or about 20 miles to/from work (HMRC calls it a client for the self employed who can claim mileage).:footie:Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
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Where is this £180 a week coming from.
The OP only says it is £40 a week more, can we actually have details then.
Minimum wage is more than that, then arent there tax incentives.
Maybe overtime,
Too many negatives and not enough detail about incomings and outgoigs to be honest.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
bankhater_1965 wrote: »you preach to others but i am 100 % sure yourself would not take a 38 hour job that pays £40 a week (£1.05 per hour) ! just be honest
Well you would be 100% wrong then wouldn't you? I have got kids to feed and a roof to keep over my head, if i lost my job I wouldn't have the luxury of saying 'shall I take this job? It's really quite hard work and I won't be able to afford a car and a holiday, so perhaps I won't bother'
For the record, after I have paid my half of the domestic bills, my mobile, credit card, travel to work, put some money aside for car costs eg insurance, and saved some money, I have £200 a month to do as I please with. I mostly shop in charity shops, we don't often go on holiday and I certainly have no intention of buying a new car. Next year I will be in a position to find employment elsewhere for more money, but for now, this is the best solution for me and my family. What I have, I get off my backside and work for.
Oh, and that is for 36 hour week and I commute for 5 hours a day in total by coach, because that is cheaper than the train. So thereI have had many Light Bulb Moments. The trouble is someone keeps turning the bulb off
1% over payments on cc 3.5/100 (March 2014)0 -
Well you would be 100% wrong then wouldn't you? I have got kids to feed and a roof to keep over my head, if i lost my job I wouldn't have the luxury of saying 'shall I take this job? It's really quite hard work and I won't be able to afford a car and a holiday, so perhaps I won't bother'
For the record, after I have paid my half of the domestic bills, my mobile, credit card, travel to work, put some money aside for car costs eg insurance, and saved some money, I have £200 a month to do as I please with. I mostly shop in charity shops, we don't often go on holiday and I certainly have no intention of buying a new car. Next year I will be in a position to find employment elsewhere for more money, but for now, this is the best solution for me and my family. What I have, I get off my backside and work for.
Oh, and that is for 36 hour week and I commute for 5 hours a day in total by coach, because that is cheaper than the train. So there
:rotfl::rotfl:
You nearly made me spit tea all over me laptop..........
Aside from that it's al down to work ethic, and your parents before you and their parents, ad infinitum.make the most of it, we are only here for the weekend.
and we will never, ever return.0
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