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Butti's Journey: A matter of loaf and death

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  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Well ........I was to have helped my general irritation with life by going to a beginners yoga class......but the teacher has cancelled the whole course.
    Which has left me somewhat irritated. :mad:

    Off to check out how much warmer the pub is than my house! :beer:
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Butti wrote: »
    Well ........I was to have helped my general irritation with life by going to a beginners yoga class......but the teacher has cancelled the whole course.
    Which has left me somewhat irritated. :mad:

    Off to check out how much warmer the pub is than my house! :beer:


    :rotfl: :rotfl: :rotfl: Sorry.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    Well ........I was to have helped my general irritation with life by going to a beginners yoga class......but the teacher has cancelled the whole course.
    Which has left me somewhat irritated. :mad:

    If only there was some sort of class you could take...
    Butti wrote: »
    Off to check out how much warmer the pub is than my house! :beer:

    Depending how far south you are, you can check how much warmer the beer is than my house... :beer: :rotfl:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    ZTD wrote: »
    If only there was some sort of class you could take...

    Ha ha ha :rotfl:
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    So........:o on to the debts..........DRUM ROLL PLEASE

    This is where they were at on 3rd October :D


    Barclaycard £2314 - £60 = £2254
    CDL £3387 - 426 + 103 = £3064
    Total = £5318

    This is where they are at now


    Barclaycard £2314 - £60 = [STRIKE]£2254[/STRIKE] £2074
    Tesco £1920
    CDL £3387 - 426 + 103 = [STRIKE]£3064[/STRIKE] £2315
    Halifax £2152

    Total = £8461


    So what can I tell you.....it's cost me a bit but at least I got a great holiday out of it :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    So ....the Halifax is the priority as that is at 22%. I aim to clear the credit cards by the end of the year, which is a bit of a lofty ideal, but we'll aim for that.

    As has been pointed out to me at work......I do have a tendency to allow things to get in the way. So the statement "I'm not going abroad" becomes "I'm not going abroad apart from that 10cc concert in Amsterdam which I have to go and see". So I'll just try my best.

    Right, have to go as my cousin's husband is coming to fit another curtain batten and my curtain rails, which means tomorrow I'm making a front door curtain and as a result making my living room much warmer. I have the fabric so that is now just going to cost me time

    :j:j:j:j:j:j:j
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    edited 20 January 2016 at 10:30PM
    Butti wrote: »
    ĺ

    Right, to report on mortgage. Down from £92k to £88,341. 4% paid. Will be under my target for the year £88k by 20th November :T:T:T:T:T
    .

    Not a bad day. Insulated the cat flap this morning while my toast was cooking. Only needed gaffer tape and one square of padding and two squares of bubble wrap. Seems to have done the trick.

    Checked on the mortgage today. Down from .....


    £87489 to £87,068
    That's 5.4 % paid off

    Quite pleased how that's progressing. :T
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good mortgage news :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    Not a bad day. Insulated the cat flap this morning while my toast was cooking. Only needed gaffer tape and one square of padding and two squares of bubble wrap.

    Did you also disable it, or do you have a cat now?
    Butti wrote: »
    Seems to have done the trick.

    Was it draughty?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    ZTD wrote: »
    Did you also disable it, or do you have a cat now?


    Was it draughty?

    I have no cat.
    I'm allergic to cats.
    yes it was disabled, yes it was draughty, but no more :D
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    I have no cat.
    I'm allergic to cats.
    yes it was disabled, yes it was draughty, but no more :D

    It's always wise to check - the last thing you want is to come home and find a cat doing its business inside your house...

    fatcat-16-9-large2.jpg
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
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