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Butti's Journey: A matter of loaf and death

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  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    So the debts continue to plod

    CDL £10,000 = £4455 -213 + £220 interest = £4462
    MBNA £ 3,450 = £2568 - 26 = £2542

    So in total =[STRIKE] £7,023[/STRIKE] £7004

    ......so close.....may pay a fiver on just for the hell of it!


    The better news is the mortgage. Down from £92,000 in January to £90,438 . [STRIKE]1.3%[/STRIKE] 1.7% paid. As I'm clearing about £440 a month I should be into the 80's by next month.:j:j:j:j:j:j All neon colours, woolly leg warmers and curly perms as I remember it! (I'm not the only one with incriminating evidence.

    I have joined a club. Not one with willow plants in the front garden and keys in a bowl on the coffee table (I know I live in a village but really!!!:eek::eek::eek::eek:)
    A rowing club. They are from the club for the nearest town but the boathouse is 10 minutes from the house. They practice at the weekends at 10am NOT the ungodly hour of the last club I was in - 7.30am on a Sunday :eek::eek::eek::eek::eek::eek::eek::eek:

    They all seem very nice, it will keep me fit, keep my alcohol consumption in check and the fees are reasonable too. A WIN WIN WIN WIN. ......and it will make me sleep like a dead person.

    Off to sort my budget for the month :D
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Great news .Glad all is well in Butti land.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • beanielou
    beanielou Posts: 96,211 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you paid the fiver!!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    Hope you paid the fiver!!!!

    Paid a tenner in :D

    Chatted to the neighbours last night. Turns out the 'vicar' had found a house ages before I turned up but it was a probate property. For whatever reason the tw*t didn't feel he could just tell the truth!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    "We're all going on a Summer Holiday".

    Well when I say "All" I mean me.....
    and when I say "summer " I mean.........

    Who knows what I mean!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,211 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont leave us in suspense!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Go on - tell us more! I need to live my holidays vicariously this year! and its killing me!
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    I'm sure I've told you. Friday I fly into Belfast and pick up my ticket for The Who. :j:j:j:jOn Monday I go up to Bushmills to see The Giant's Causeway and stay at a pub. :beer::beer:On Tuesday it's Portstewart, my friend has a picture of the harbour in her kitchen, looks gorgeous. Wednesday back to Belfast for a couple of days. Back on Friday.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,484 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds fab, would love to see Giant's Causeway - DS went with his dad and got some fab photos. Will you be going on the scary bridge too?

    Have a great holiday x
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yes you did tell us and it sounds amazing! A tad jealous as I head to sunny Birmingham for a work conference!
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