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Butti's Journey: A matter of loaf and death
Comments
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"Operation Balaclava" completed
:D:D Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Woooooooooohooooo Beanie where are you?
Just thought you'd like to know, I've posted off my tax claim....all £360 quid of it :beer:. Next time Dave 'The Chameleon' Cameron wants to know what makes me happy I shall know the answer.
Feeling on a bit of a roll at the moment so I'm going to do a letter to the tax man tonight to see if I can claim back my £60 from the 2011 European elections. I'm a bit slow but the nice man I spoke to the other day said I could go back to the 2010/11 tax year. Worth a try.
Payment has gone out to M&S so total has changed (How often am I allowed to update this before you all get bored?)
CDL £10,000 £5740-213 = 5527 new total
M&S CC £1188 £947 - 30 + 10 (interest) = £927 new total
HBOS CC £1336 - 80 = 1256
New Total[STRIKE] £7730 [/STRIKE]£7710
Dad £7000 £0 100% paid off
Friend £280 £0 100% paid off
Virgin CC (MBNA £3350 £-7.47 new total 100+% paid
HSBC CC £4404 £0 100% paid off
I have checked and the £25 payment to HBOS comes off on 7th.....so the middle of next week (say 10th) I shall transfer that to 0% MBNA.
Overdraft hits the max on 14th so will transfer that right on pay day on 15th.
Payment from the taxman will go to M&S and I'll set up a minimum payment on the MBNA and supplement it with whatever I can afford.
Right need to go and see if anyone has responded to my balaclava appeal :T.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
:T:T:T:T Result from Operation Balaclava :j:j:j:j
May need to move the money transfers forward.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Once I've started it seems I like to finish! (must have watched too much mastermind!)
This morning have moved Halifax and O/D to Mbna 0% deal. Next week will reduce limits or sooner if the transfers are quicker.
Ringing owner of potential house tonight Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
House viewing next Monday!
From my 5 minute conversation with the owner (or two actually cos we had to rearrange when she remembered her daughter's birthday!!) I am starting to believe there is a God and he's with me rather than the Vicar!) Good vibe...I hope it's a true vibe!Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Hope it goes well for you Butti, it would be good for both parties.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
House viewing next Monday!
From my 5 minute conversation with the owner (or two actually cos we had to rearrange when she remembered her daughter's birthday!!)
:rotfl:
"Hmmm...think there's something important that day..." :think:I am starting to believe there is a God and he's with me rather than the Vicar!)
Are you implying God "gets around"?
Good vibe...I hope it's a true vibe!
Have you ever had a vibe you didn't like?
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Good work Butti
On all fronts I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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