Butti's Journey: A matter of loaf and death

ZTD

beanielou wrote: »

Iz thick.

Not at all. Also stands for "Computer Driving License" - just not in this context.

Also perhaps "Copious Drooling Lessons", "Can Dance Legless"...

Knit_Witch

ZTD wrote: »

Not at all. Also stands for "Computer Driving License" - just not in this context.

Also perhaps "Copious Drooling Lessons", "Can Dance Legless"...

Shouldn't speed read after a bottle of white wine! I read the last one as "Can Do Legolas"!! :eek:

ZTD

Knit_Witch wrote: »

Shouldn't speed read after a bottle of white wine! I read the last one as "Can Do Legolas"!! :eek:

In vino veritas...

That's just projection...

Orlando Bloom your thing then?

Butti

Is Orlando Bloom with Legolas? Does Lego man know?

ZTD

Butti wrote: »

Is Orlando Bloom with Legolas? Does Lego man know?

He does, but he's too scared - #leg-o-chicken

Butti

ZTD wrote: »

A woman going shopping without touching anything? That's plausible...

Still haven't got to grips with this multiple quoting milarky!!!!
I can shop and not buy....or shop and touch things* (things as in objects offered by retailers for purchase, not other people's husbands, children, wallets, ice lollies etc. [well ok, maybe their ice lolly if I think they aren't looking or I can distract them and they haven't already licked it!]) and not buy **.....or shop and come out with two hair accessories for £4 in total

I take it that the difference between £650 and £450 is your CDL?

More or less....CDL is £213

How about...

1. Minimum payments on the "new" MBNA
2. £400 ish onto M&S until November (or thereabouts). Balance should then be about £0 at the point.
3. Then £450ish for the remaining term off the MBNA card - you should pay it off with time to spare.
4. Obviously, I don't have all the figures, so a bit of arm-waving rounding is here.

The main motivator here is fear :eek: and money :eek: and fear AND money. Not sure I should admit that! Anyone else? Anyone?

Basically I KNOW I have a much better chance of taking chunks out of the debts while I am still living with my lovely housemates in the house with inclusive rent of £270. In September next year the MBNA minimum payment will leap through the stratosphere if I haven't taken significant chunks out of it. M&S stays at a steady Eddie 6.5%

In addition I have the unknowns assuming I move into the house with the immovable owners. I don't know how imperative the lack of central heating will be until I am in the house. I may move in and spend large portions of my time doing this:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j just to keep warm.

So....given that I respect your opinion Mr Z. I do really.:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: (I know that my overuse of sarcasm is my undoing, nobody believes me when I tell the truth!)

How about we hit the middle ground. £200 on the M&S and £200 on the MBNA. After 5 months (January 2015 - about the time I'll be moving in if things go well :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: £400 on MBNA.

Job's a good un' by May and if I decide to visit my Bruv in America in say April the balance should be cleared by Sept anyway.

p.s. Went past the 'other' house today, the one I was due to view but was "Sold". Really just to check the Estate Agents weren't fibbing, which they weren't (and just to pick fault really!!). Two points;

* it is at the bottom of a slope - think torrential rain/ flash flooding /Noah's Ark
* planes come in to land over the town. I remember thinking before............. I should really check how low they are.
Low enough to make eye contact with the Captain :rotfl:

** Sarcasm, it really will be my undoing!

beanielou

My head hurts~never mind yours :eek:

Butti

Sorry Beanie...bit loud for you.

ZTD

Butti wrote: »

Still haven't got to grips with this multiple quoting milarky!!!!

You've been on here *years*...

Butti wrote: »

I can shop and not buy....or shop and touch things* (things as in objects offered by retailers for purchase, not other people's husbands, children, wallets etc.) and not buy.....or shop and come out with two hair accessories for £4 in total

But I bet you can't go into a shop and say "Ooh, that looks nice" without grasping and prodding and poking the item in question. You know...that age-old thing of only looking with your eyes...

Butti wrote: »

The main motivator here is fear :eek: and money :eek:

...our two motivators are...

Butti wrote: »

and fear

...and surprise!

Our four motivators are...

Butti wrote: »

AND money. Not sure I should admit that! Anyone else? Anyone?

It's natural - it's those with no fear who usually end up coming a cropper.

Butti wrote: »

Basically I KNOW I have a much better chance of taking chunks out of the debts while I am still living with my lovely housemates in the house with inclusive rent of £270.

Not merely lovely - gorgeous... I'm sure you were thinking that...

Butti wrote: »

In September next year the MBNA minimum payment will leap through the stratosphere if I haven't taken significant chunks out of it. M&S stays at a steady Eddie 6.5%

In addition I have the unknowns assuming I move into the house with the immovable owners.

Nuke them for orbit. It's the only way to be sure.

Butti wrote: »

I don't know how imperative the lack of central heating will be until I am in the house. I may move in and spend large portions of my time doing this:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j just to keep warm.

Or since you're improving your social life - you'll have company to keep you warm...

Butti wrote: »

So....given that I respect your opinion Mr Z. I do really.:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: (I know that my overuse of sarcasm is my undoing, nobody believes me when I tell the truth!)

That's right.

Butti wrote: »

How about we hit the middle ground. £200 on the M&S and £200 on the MBNA. After 5 months (January 2015 - about the time I'll be moving in if things go well :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: £400 on MBNA.

Seems fair enough.

Butti wrote: »

Job's a good un' by May and if I decide to visit my Bruv in America in say April the balance should be cleared by Sept anyway.

p.s. Went past the 'other' house today, the one I was due to view but was "Sold". Really just to check the Estate Agents weren't fibbing, which they weren't (and just to pick fault really!!). Two points;

* it is at the bottom of a slope - think torrential rain/ flash flooding /Noah's Ark

Not a good place round there to be at the bottom of any slope.

Butti wrote: »

* planes come in to land over the town. I remember thinking before............. I should really check how low they are. Low enough to make eye contact with the Captain :rotfl:

Eye-contact is fine. Bodily contact is not...

Butti

ZTD wrote: »

But I bet you can't go into a shop and say "Ooh, that looks nice" without grasping and prodding and poking the item in question. You know...that age-old thing of only looking with your eyes...

I can prod and poke all I like :rotfl:
Even try on if I'm feeling brave :j
But if I'm going into one of my danger zones;

• Per Una
• Monsoon
• East
• Accessorize

I go in on an NSD :D:D:D:D:D:D:D:D:D

It's all about knowing how to fool yourself Z

Or since you're improving your social life - you'll have company to keep you warm...

I did think that