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Butti's Journey: A matter of loaf and death

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  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Why am I waiting? Cos the estate agents is closed!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ZTD
    ZTD Posts: 24,327 Forumite
    Have you checked your mobile coverage?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounding good Butti :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fab news, hope the offer is accepted. Had a look at the FB link, it does look prefect :)
    :j Proud Member of Mike's Mob :j
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    edited 4 May 2014 at 8:38PM
    ZTD wrote: »
    Have you checked your mobile coverage?

    I haven't this weekend so will check it Tuesday morning (can't do that on my phone!) Have been checking them all as standard! You could check it for me Mr Z and report back.:D

    Have cycled near to the house today and freewheeled down the hill to the floodplain and then dropped the gears and cycled back up...so provided there is no sort of biblical event with giraffes and zebra`s floating past I should be okay.

    Worryingly they are building houses at the bottom of the hill.:eek:

    The bus stop for the thee major cities in the area is about 5 minutes walk away.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Snagggles
    Snagggles Posts: 434 Forumite
    I have got everything crossed for you. The house looks lovely.
    I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.
    The pain you feel today is the strength you feel tomorrow.
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    I haven't this weekend so will check it Tuesday morning (can't do that on my phone!)

    Que? What's wrong with your phone?
    Butti wrote: »
    Have been checking them all as standard! You could check it for me Mr Z and report back.:D

    I would have, but I don't know which provider you use. Here's the landing page http://ask.ofcom.org.uk/help/telephone/mobilecoverage

    Your ADSL should be sparkling though.
    Butti wrote: »
    Have cycled near to the house today and freewheeled down the hill to the floodplain and then dropped the gears and cycled back up...so provided there is no sort of biblical event with giraffes and zebra`s floating past I should be okay.

    Worryingly they are building houses at the bottom of the hill.:eek:

    I had a bit "wander" around, cross-referencing the Environment Agency map with Google Street View. A *lot* of people are in for a lot of heartache not far from there.
    Butti wrote: »
    The bus stop for the thee major cities in the area is about 5 minutes walk away.

    And how many of the minor ones? ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    edited 5 May 2014 at 1:31AM
    Yes I think it's broadband rather than mobile coverage I usually check. May have a trip out tomorrow evening to check the area and the signal.

    In other good news the bank have sent me a 0% balance transfer offer which is good news because Mr Branson is about to increase the other one from 0% to 32%!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 5 May 2014 at 7:45PM
    DO the BT quick!!!
    32% :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    DO the BT quick!!!
    32% :eek:

    Well wrong on two counts.

    I've rang up MBNA and had a nice chat with a nice man. I found out that I've paid more than I thought I had so the balance is £1514 rather than £2004.

    The nice man from MBNA was asking me whether I had balances on other cards (yes you can see where this is going too!) They are offering 0% on balance transfers. See how nice they are?!!!!!:rotfl:

    So I said "But if I transferred money to your card there is still an existing balance at 32% APR". This is where he corrected me (Hope you're sitting down Beanie!). The APR is their standard 34.9%.

    But I'm not going to do anything sudden this week. This week I'm going to concentrate on getting my mortgage through. Next week I'm going to transfer £1514 from MBNA (was Virgin) to the HSBC card. After the next pay day I shall pay £500 off the new HSBC balance.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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