Can my mother cash a cheque for me?

badger_

If you've not closed it then I can't see why it wouldn't be?

Gungneer

badger_ wrote: »

If you've not closed it then I can't see why it wouldn't be?

I was led to believe that as soon as I signed off Jobseekers that the Post Office would be informed and that would lead to the closure of my account?

McKneff

No, an account is only closed when you physically close it your self.

So, promblem solved, just pay it into the post office account.

greyteam1959

McKneff wrote: »

Get the boss to write the cheque with your mothers name only on it and your name on the cheque stub with a note to say it was made payable to your mother.

That looks like the only way you are going to get round it by the looks of things.

Thats what I said in post 9..........

thenudeone

Gungneer wrote: »

Also, isn't it possible to "sign over" the cheque to my mother?

All banks now pre-print "Account Payee" on all cheques, which has the effect of them no longer able to be "signed over" to someone else, as a result of this law:http://www.legislation.gov.uk/ukpga/1992/32/section/1

It probably still goes on to a small extent (how many children get cheques from distant relatives for their birthday but don't have an account?) but I'd expect the banks to be more careful about it the more money

JuicyJesus

McKneff wrote: »

No, an account is only closed when you physically close it your self.

So, promblem solved, just pay it into the post office account.

Post Office card accounts don't accept cheques.

I'm confused as to why the OP's bank accounts are frozen though...

Plxply

JuicyJesus wrote: »

I'm confused as to why the OP's bank accounts are frozen though...

Maybe the infamous suspected money laundering? OP never mentioned whether he had multiple accounts so it could just be the one account he is having problems with. Just another example of why having multiple bank accounts is always useful.

Although as others have said, the only way you can get a cheque paid in is to an account in your name. Failing that you'll have to get your employer to write the cheque out to someone else or perform a bank transfer to a different person. As others have mentioned you can even sign a statement for them to acknowledge you are being paid through a proxy to prevent any future disputes.

Macca83_2

I don't know of any banks that would take a birth certificate for anyone over the age of 18, even if you have the proof to show that you've had a name change. Different banks have different criteria for identification and address verification, i suggest that you get a New account open because no bank is gonna let your mother cash it for you. You're bound to have something you can use for id purposes, bank statements, utility bills, benefit letters, hmrc correspondence, gun license, blue badge, tenancy agreement.. The list goes on...