Can my mother cash a cheque for me?

Gungneer

mervyn11 wrote: »

What about that old favourite CASH

They won't give me cash.

SleeplessinScandinavia

Gungneer wrote: »

I tried opening a simple account with RBS not too long ago, but they wouldn't let me as I didn't have enough ID as like I said, I have a birth certificate in another surname, and that's all the ID I really have, so can you think of a way for me to open a savings account with next to no ID?
And as for a one-off electronic payment, they can do it to myself easily, but they won't put it into my mothers account, the reason I can't get it into my account is like I said, it's frozen.

People sometimes change their name - like for a woman getting married (in which case there should be a marriage certificate) or if you're changing your name by say, 'deed poll', you'd probably need a statutory declaration (both these documents would probably satisfy a bank).

I would contact a solicitor about such documentation - financial institutions are very twitchy these days about satisfactory ID

CKhalvashi

mervyn11 wrote: »

What about that old favourite CASH

Because, as I've learned the hard way, there's no proff that an employee has been paid with cash, despite the payment to HMRC for them.

CK

Gungneer

So just to sum up my situation, short of me getting another bank account opened, I'm a bit screwed and I have no other options?

xylophone

Because, as I've learned the hard way, there's no proff that an employee has been paid with cash, despite the payment to HMRC for them.

You get the recipient to sign and date a receipt, with signature of witness if this is felt to be necessary.

antrobus

Gungneer wrote: »

I tried opening a simple account with RBS not too long ago, but they wouldn't let me as I didn't have enough ID as like I said, I have a birth certificate in another surname, and that's all the ID I really have, so can you think of a way for me to open a savings account with next to no ID?....

Yes, you need some kind of evidence to confirm that it is your birth certificate. Read 'Evidence of change of name' at http://www.adviceguide.org.uk/england/relationships_e/relationships_birth_certificates_and_changing_your_name_e/change_of_name.htm

Gungneer wrote: »

Thanks, but no thanks, I know exactly why they're frozen, but it's more of a personal matter so for now, I would like to leave that.

Yes, but it might help. Otherwise how can anyone be certain that any new account you open won't get frozen the minute it's open?

McKneff

Get the boss to write the cheque with your mothers name only on it and your name on the cheque stub with a note to say it was made payable to your mother.

That looks like the only way you are going to get round it by the looks of things.

Gungneer

antrobus wrote: »

Yes, but it might help. Otherwise how can anyone be certain that any new account you open won't get frozen the minute it's open?

I understand what you're trying to get at there, but I will work out the whole new account thing as soon as I have this months wages in my hands, so that's a problem for future me to worry about, right now, I just need this money in my hands as soon as possible after pay-day.

duchy

Different banks ask for different combinations of ID -check what other banks and building societies need. Do you have an old savings book from a long fogotten account anywhere you could resurrect ? Doesn't need to be a current account an old savings passbook with a penny in it will do.

Gungneer

duchy wrote: »

Different banks ask for different combinations of ID -check what other banks and building societies need. Do you have an old savings book from a long fogotten account anywhere you could resurrect ? Doesn't need to be a current account an old savings passbook with a penny in it will do.

I have a Post Office account from when I was on benifits, but I signed off Jobseekers in April so I don't know if that would still be working or not.
Do you think it would still be active?