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Tax credits down £280 per month

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Comments

  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I haven't blamed anyone on benefits I blame the system which is run by the government (both minimum wage and benefits) so not sure why you think I blame the people on benefits!

    Luckily, this government appear to be doing some stuff about it.

    I didn't say you did blame people on benefits it was a general point, that you can blame them or you can blame the Government take your pick, that is how it was meant.
  • carebear13
    carebear13 Posts: 402 Forumite
    sniggings wrote: »
    a helping hand would be daft if you didn't need the help.

    You say you are working but want help? why not ask for more wages, would that not make more sense? bet the people you work for are making a profit but you ask the tax pays to make up a wage you can't live on!

    No company should be allowed to make a profit if they pay heir employees less than a living wage.

    I am a tax payer thank you very much and so is my husband! i didnt say we couldnt live on our wage, i am saying generally that for those of 'us' who are out paying our way should get more of a helping hand. lots of people raise families on minimum wage and struggle to do it, shouldnt 'we' be helping those people rather than than those who choose a life on benefits.
    and dont forget peoples circumstances change. we have 4 kids but when i was pregnant with my youngest my hubby lost his job as a production manager,he is working again but not as well paid -for now.
    i think there does have to be a cut off for people to get benefits and i think a fair way should be one that is based on circumstances and no way should the cut off for a tax payer be anywhere near what a benefit claimant could get even if they were taxed too.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    carebear13 wrote: »
    I am a tax payer thank you very much and so is my husband! i didnt say we couldnt live on our wage, i am saying generally that for those of 'us' who are out paying our way should get more of a helping hand. lots of people raise families on minimum wage and struggle to do it, shouldnt 'we' be helping those people rather than than those who choose a life on benefits.
    and dont forget peoples circumstances change. we have 4 kids but when i was pregnant with my youngest my hubby lost his job as a production manager,he is working again but not as well paid -for now.
    i think there does have to be a cut off for people to get benefits and i think a fair way should be one that is based on circumstances and no way should the cut off for a tax payer be anywhere near what a benefit claimant could get even if they were taxed too.

    what has being a tax payer got to do with anything?

    If you are saying benefits are too high for those that don't work, surely then those that do work should be getting their wages topped up either, why would an employer pay a decent wage when he knows the government will step in to pay some of his wage bill.

    You say people on a min wage bring up a family! really! I bet they get CTC and maybe housing benefit and maybe child care costs too.

    The point I am making is it is not just those that don't work that are causing this problem but those that work and claim benefits too or as you prefer to put it "get a helping hand".
  • carebear13
    carebear13 Posts: 402 Forumite
    you mentioned the tax payer, i was replying to a comment you made.
    didnt say they dont get ctc or anything either- they do, and that is the helpng hand i mean.
    i understand what you are saying and i agree, that is why there should be cut offs for those who work and claim, and lower benefits for those who choose not to work, but a working family should never be on the same level of income that a family on benefits gets.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    carebear13 wrote: »
    you mentioned the tax payer, i was replying to a comment you made.
    didnt say they dont get ctc or anything either- they do, and that is the helpng hand i mean.
    i understand what you are saying and i agree, that is why there should be cut offs for those who work and claim, and lower benefits for those who choose not to work, but a working family should never be on the same level of income that a family on benefits gets.

    Yep the cap at 26k is said to be the average wage, why should it be set at the average wage for someone that doesn't work.

    The min wage has a lot to answer for, you would think it would be set at a level someone can live on without benefits but the fact is even a single person will struggle on min wage never mind a family.

    Simple solution to this whole mess.

    min wage set higher

    Set rent limits

    have only 2 benefit lvls one for people looking for work one for those that can't.

    Why DLA is not means tested is a joke, I watched a disabled MP talk about how when she claimed for her DLA it was not an easy process, sorry but someone on an MPs wage should not be getting DLA!
  • carebear13
    carebear13 Posts: 402 Forumite
    oh god -dont even get me started on how much mps earn.
    nmw should be higher defintely £6.08 is not enough- it it was set higher more people would think it was worth it, (i dont agree with that though, working should always be a better option), therefore earning more, paying tax,and still getting a bit of help.
    cant comment on rent rates as we pay a mortgage, but if what everybody says is true then yes they should have a limit, but i think is being done anyway isnt it?
    agree- average wage?? how can someone not working/never working/no intention of working be paid that, and it actually works out more cos thats not taxed. then take into account free prescriptions,dental etc.
  • BurnleyBob
    BurnleyBob Posts: 368 Forumite
    The NMW is set to be increased in October by less than the CPI inflation rate for the third successive year. That means the most poorly paid workers will be slogging for less in real terms yet again.

    Working families are now known as hard working families by mealy-mouthed politicians who happily steal the value of their labour to hand to their banking chums. And the real joke is that so many of the victims of this scam are so brainwashed by media propaganda that they always point downwards when looking for scapegoats for their plight when it's those at the top who are making off with the vast majority of their former wealth.

    Dumbing-down and wall-to-wall mindless junk on the box has a lot to answer for.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    carebear13 wrote: »
    oh god -dont even get me started on how much mps earn.
    nmw should be higher defintely £6.08 is not enough- it it was set higher more people would think it was worth it, (i dont agree with that though, working should always be a better option), therefore earning more, paying tax,and still getting a bit of help.
    cant comment on rent rates as we pay a mortgage, but if what everybody says is true then yes they should have a limit, but i think is being done anyway isnt it?
    agree- average wage?? how can someone not working/never working/no intention of working be paid that, and it actually works out more cos thats not taxed. then take into account free prescriptions,dental etc.


    the cap is 26k but to earn that as it's tax free you would have to be earning around 35k :eek:

    Remember though there are loads of exceptions, if you work 16 hours then the caps doesn't apply, disabled I would think is in there too and probably a load of other exceptions.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    BurnleyBob wrote: »
    The NMW is set to be increased in October by less than the CPI inflation rate for the third successive year. That means the most poorly paid workers will be slogging for less in real terms yet again.

    Working families are now known as hard working families by mealy-mouthed politicians who happily steal the value of their labour to hand to their banking chums. And the real joke is that so many of the victims of this scam are so brainwashed by media propaganda that they always point downwards when looking for scapegoats for their plight when it's those at the top who are making off with the vast majority of their former wealth.

    You speak a lot of sense...well only if you don't watch Britain's got talent and the like, if you do then look no farther than yourself for the ruin of this country ;)

    Dumbing-down and wall-to-wall mindless junk on the box has a lot to answer for.

    You speak a lot of sense...well only if you don't watch Britain's got talent and the like, if you do then look no farther than yourself for the ruin of this country ;)
  • banner188
    banner188 Posts: 134 Forumite
    edited 20 July 2012 at 5:11PM
    sniggings wrote: »
    Yep the cap at 26k is said to be the average wage, why should it be set at the average wage for someone that doesn't work.

    The min wage has a lot to answer for, you would think it would be set at a level someone can live on without benefits but the fact is even a single person will struggle on min wage never mind a family.

    Simple solution to this whole mess.

    min wage set higher

    Set rent limits

    have only 2 benefit lvls one for people looking for work one for those that can't.

    Why DLA is not means tested is a joke, I watched a disabled MP talk about how when she claimed for her DLA it was not an easy process, sorry but someone on an MPs wage should not be getting DLA!



    Setting the minimum wage higher will not work, it will just drive the prices up for low cost goods.

    I think some people may be barking up the wrong tree by saying working people shouldn't have their wages topped up.
    We live in a complex mixed economy where a lot of competing factors make up the system.
    Take the fact that the majority of businesses in the uk are small and have a very small turnover. Most of their customers will be low or middle earners. Increasing minimum wage will just get passed back to us when we buy.

    A better regulated progressive tax system is what is needed. People on better incomes need to pay their fare share and that wealth transfered to those on lower incomes. Why? Because they need us and the system needs us just as much as it needs doctors, lawyers etc.. it cannot be separated apart. Dustbin men are absolutely vital to the system and should have the dignity of a living wage and if it takes benefits raised through taxation to achieve this, then so be it!!
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