Any single mortgage free wannabes?

Danni-R

@Bodmil

I could but he was a 'friend' so I didnt feel so bad. I think I'd need to finish decorating if I were to find someone knew and that takes money and time and both I seem to not have much of at the moment.

Once I've done the majority of the work I'll get rid of him. And my plan is after a year to put it up anyway in line with the bills and the three showers a day....

bodmil

Danni-R wrote: »

@Bodmil

I could but he was a 'friend' so I didnt feel so bad. I think I'd need to finish decorating if I were to find someone knew and that takes money and time and both I seem to not have much of at the moment.

Once I've done the majority of the work I'll get rid of him. And my plan is after a year to put it up anyway in line with the bills and the three showers a day....

Oww that's rubbish I'm sorry. I'm also concerned about having a friend to lodge and it being more awkward than a stranger when money gets involved! He may be totally unaware of the pressure he is putting you under. I hope you get it sorted, it should be an added bonus with a lodger in your home not make things harder.

Danni-R

Ha ha ha ha. The number of people that have suggested that I ask him to leave.... His room stinks.I cant figure out what it is. there is a massive long list of reasons to ask him to go but I never do. I need to do the flat up and then I can get some proper rent coming in.

Ahhh well. It could be worse. I could be single, have no money and a stinky house mate.... oh wait!

I kid. Like someone said earlier I know I am lucky. As much as its tough when I get MF it will have been because of me and only me.

michelle2008

This thread is great! I am single no kids seven years into mortgage. I have started overpaying in the last year - bit late to the party - and sm now up to £350 pm.

I find it hard to get the balance right between saving, overpaying and enjoying the money now!!

I earn a good salary but with no one to share the house cost with my lifestyle is considerably below that of my colleagues.

Oh well - that's life!

bodmil

Well you're in a good place to get things done cheaply, I'm sure there are things you can do yourself, have a look at the old style and DIY boards maybe? I can't wait to get stuck into doing up my flat, I'm sure that will fade once I actually start!

heavenfire

ultrarunner wrote: »

Know what you mean about this :-)

I thought I was the only one! I am confident and quite able to make decisions in all aspects of my life but when it comes to my home I find it so difficult.

You don't know how long it took me to decide on electricity provider....I swear I could have actually powered my flat with the amount of energy it took for me to think through all the possibilities :rotfl: If only I could harness the power of thought as an energy supply.....how green would that be!

heavenfire

Danni-R wrote: »

Does everyone on here have a will yet?

No Danni I don't have one yet. It just seems like another expense that I don't have the money for right now. Have you?

Danni-R

I am will less. I have a few pages I wrote whilst I was procrastinating from the house work about what I want done with my stuff. More like an expression of wish (I think thats what its called)

They're usually about £100 all in. But I just always find more things to spend the money on. Like petrol. or gas and electric!

I know what you mean about dithering. I cant decide between sky and bt and bt are now charging me a fortune cos I cant decide!

We should have a thread 'what should I do' and the first person to reply to your question you have to do what they say!

heavenfire

Have you read The Dice Man by George Cockcroft? I might try making decisions based on the roll of the dice at this rate. Would sure make it quicker and less stressful!

bodmil

Haha, I got an earful from Plus Net when I tried to move the service from my old house then found out there was a charge so I said I'd like to spend a few days deciding and get back to them confirming my wishes. The operating was very rude about it and thankfully I did have someone cheaper so I could tell them where to shove it!