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  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I hope 2013 is a great year :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All the best for 2013 Fortune, enjoy the party this evening xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • Happy 2013 FS - enjoy the party (and the food you're cooking for it sounds yummy! ;))
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy new year fortune family! Xx
  • We had a fabulous time at the Casino night - I won the Poker, the Blackjack and got the high score on Wii Dance 4 (don't ask). We took it easy on the alcohol because Mr F had been invited to go flying today with a friend (no cost :)). So I took the opportunity to have a PJ day on the sofa and caught up on some of the Christmas films I'd recorded. MS today:
    • used up lots of leftovers for meals today (croissants, cheddar, mushrooms, stilton, mince pies and brandy butter)
    • an NSD
    • got Mr F to agree to a relatively dry January - alcohol only on social occasions.
    I'm hoping my Zumba class will be on tomorrow. Mr F wants to go to the gym so we could travel together to save on the fuel costs. There is some Festive damage that needs undoing :eek:

    I may need to do the weekly on-line shop later - there is a definate dearth of toilet rolls in the house. Might have to pop over to Tillys :rotfl:

    Hope you've all had a good start to the year.

    Fortune x
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    A Happy New Year to you & Mr FS.

    Looking forward to reading your diary in 2013

    Megela
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 January 2013 at 8:24PM
    Not a bad start to 2013:
    • OP'd a 1p Tillytidy yesterday (is that a record?)
    • planned meals for the week based around the festive leftovers
    • did the weekly online Waitr04£ shop - £11.46 under budget so far but I might get some freebies when they deliver. The plan was to OP any savings on the food budget but I'm going to leave this until the end of the month as we're a bit short of cash in the current account at the moment
    • Venison Sausages, Potato & Parsnip Mash and Peas for supper yesterday. The sausages and peas were left over from a meal I cooked for friends on Sunday and the parsnips were from Christmas
    • went to Zumba this morning
    • Mr F went to the gym at the same time so we could travel together and save fuel
    • £5.39 OP'd to the mortgage today - a Tillytidy of 39p and £5 for a $wagbuck$ voucher earnt
    • booked to see The Hobbit on Friday with a friend and her children. I'd promised to take them in return for her looking after the chickens last time we went away. I paid £9.99 just before Christmas to join 0d£0n as a member. So with that, and by booking a family ticket, the cost was £26.80 and I have enough points for 2 free tickets next time we go. I really want to see the Life of Pi or Great Expectations so that will be a good no spend treat for Mr F and I during austerity January
    • got £25's worth of Waitr0$£ vouchers in the post today :T. This was from their December promotion where you had to shop with them for four weeks to quality. They are for each of the four weeks left in January so £10 off the next shop and £5 off the next three
    • Jamie's Pancetta and Parsnip Tagliatelle for supper tonight (using up more leftover parnsips)
    • it's been an NSD so far but I'm watching some Cliniqu£ face scrub on Fleabay. I'm nearly out and, if no one bids, it will be a good price.
    We haven't done quite so well keeping off the booze. Some neighbours turned up unexpectedly this afternoon so we opened a bottle of red :o We have exempted social occasions so are playing by the rules - just weren't expecting a social occasion so soon!

    Mr F goes back to work tomorrow so that's the end of the lie-ins. I'm gonna miss them.

    Fortune x
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 3 January 2013 at 9:18AM
    Hi Fortune, well done on your a/c tidies. It's quite good for the soul I think :):)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    • Jamie's Pancetta and Parsnip Tagliatelle for supper tonight (using up more leftover parnsips)

    Do you need any onions to go with it :o?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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