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Two Pennies Left

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  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning Fortune, your Kindle comment made me laugh. That happened to DD as she settled herself on a train, ready for a long journey. Not a happy bunny.

    Have a good day and enjoy your lilies.

    Best wishes Tilly x x

    I still haven't started this book Tilly. It's 'The Letter' by Kathryn Hughes and the more I'm delayed in starting it, the more excited I get about reading it.
    Karmacat wrote: »
    Thats bad news on the fish offer! And very cheeky of them to substitute full price! Good for you for noticing straight away. Hope your day today goes well.

    They are usually quite good about putting things right Karma. In the meantime, I've had a veg box delivery full of delicious, fresh produce that should keep me going for a while.

    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I couldn't have picked a better day to take a tour out. Fabulous weather and the Kent countryside looked amazing in the sunshine.


    Money Saving
    • an NSD
    • made a sandwich to take to work with me
    • leftover Courgette Pasta Bake for supper.
    Money Making
    • did a tour this morning and stayed on for a couple of extra hours
    • booked in a couple more dates.
    Health
    • on my feet for most of the day and my back held up
    • ate healthily.
    Lilies
    • feeling smart in my new (bargain) cardigan
    • lunch made with freshly baked walnut bread, local cheese and salad from the garden - it was delicious
    • the chance to walk through beautiful countryside on an English summer's day
    • popping over to have a chat with Across-the-Lane-Neighbour
    • an unexpected invite to meet for lunch with a friend today.
    Feeling blessed to have so many lilies in my life and many don't cost or cost little in terms of money.


    Hoping lilies are blooming in your life too


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 June 2015 at 9:22PM
    We've just had the most amazing storm - real monsoon weather. So glad it's happening today and not tomorrow when I have two tours to take out.


    Today's efforts:


    Money Saving
    • do I dare put this down under money saving? :o I've just booked my big birthday trip for next year! It seemed so expensive my hand was shaking as I pressed the 'confirm' button. However, I got a 0.5% discount for early booking and a whopping 6% cashbook through an exclusive, short term offer on Quidc0. We have saved up the money for it so I could pay on a debit card and avoid the extortionate charge for using a credit card. Soooo exciting!
    • met a friend for lunch and used my staff discount at the Estate pub - 35% off :)
    • cancelled my professional membership - £168 a year better off
    Home Improvement/Maintenance
    • finished cleaning the bathroom
    Health
    • went for a walk through the countryside with my friend before lunch
    • just fruit for supper as my lunch was so filling
    Lilies
    • having an exciting trip to look forward to and knowing I'll be celebrating my 21st (ahem) in style
    • realising that we'll also be away for Mr F's birthday so he gets to celebrate in style too
    • having some intelligent conversation and a meal out with a lovely friend
    • sending friend away with a gift of salad from my garden
    • posting a gift to a poorly friend to help cheer her up
    • getting things rolling with the WI Book Club.
    There's still spending money and clothing to save for but at least the biggest chunk of the holiday cost has been met. I feel relieved ... and a bit scared :eek:

    Don't stand under a tree now


    Fortune x
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooooh - a big hols for your birthday sounds fab :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The storms cleared by the time I got to work today. I've been so lucky with the weather so far.


    Money Saving
    • took a sandwich into work for lunch today
    Money Making
    • did a whole day at work
    • withdraw a whole 82p from TCB :rotfl:
    Health
    • took two tours out today - 2 miles/5000 steps each
    Lilies
    • Mr F and I went out for dinner tonight. He's going to be away with work for most of the summer so we've decided to make the best of the time when he's home.
    Have that tired feeling that comes from lots of fresh air and exercise. I'll be sleeping well tonight.


    Sleep tight all


    Fortune x
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds absolutely lovely - and yes, planned expenditure to *minimise* expenditure on something is definitely mse :)

    Loving your description of the tiredness - thats just right, isn't it!
    2023: the year I get to buy a car
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Karmacat wrote: »
    Sounds absolutely lovely - and yes, planned expenditure to *minimise* expenditure on something is definitely mse :)

    Loving your description of the tiredness - thats just right, isn't it!


    I certainly did sleep well Karma.


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I took Mr F to Ik£a yesterday for the first and only time in the 12 years we've known each other. I think he's still in shock :rotfl:

    Money Saving:
    • bought our planned items from Ik£a. I'd shopped around and found them to be the cheapest even with a long trip and road tolls involved
    Home Improvements/Maintenance:
    • we have a new kitchen tap to replace the current leaky one
    • and boxes for the wardrobe so I can do some more Kondoing :)
    Health:
    • chose a healthier option for lunch whilst we were out - we won't talk about the cake we had for desert :o
    • just a light supper to compensate - Carrot Top Soup with walnut bread
    Lilies:
    • shared a bottle of red with supper
    • watched a couple of GOT's episodes
    Up with the lark this morning to see Mr F off to HQ - he still looked a little stunned :rotfl:


    Happy Monday!


    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mr F is off on a work trip again tomorrow for a couple of weeks :( He is packing as I type :( There aren't even going to be presents to look forward to this time as he's been to the country before and we've agreed he's only to bring me back a present if he's visiting a new country :( I will have to occupy myself with MS activity:

    Money Making:
    • finalised a response to FO$ about the PPI claim
    • took a provisional booking for another tour
    Money Saving:
    • contacted JL about a missing item in my last delivery
    • baked apple muffins to use up some sulky fruit and save on buying snacks
    • cancelled this week's veg box. I won't need as much with Mr F being away
    • a neighbour popped by to let us know he's bought some felled trees from a local farmer at a really good price. If Mr F helps with the cutting and loading, we can have some logs for the same money
    • Lentil & Tomato Salad with grilled halloumi for lunch
    • Sausage, Peas & Horseradish Dauphinoise for supper
    Home Maintenance/Improvement:
    • a little gardening. I'll be going on a slug hunt later to see if I can save the dwarf runners:eek:
    Clothes:
    • bought a brand new t-shirt from Fleabay for about a third of the usual price
    Health:

    • a routine visit to the dentist. All is well :D - see
    Lilies:
    • having all the windows open in the house with the scent of the flowers and herbs from my garden drifting through
    • realising that I have spring onions in the raised bed that are ready for eating. It's the first time I've grown them :)
    • looking out over the wild flower meadow that abuts our back garden
    • starting a book club and getting to suggest the first book.
    Happy hump day all. Finger crossed the good weather stays with us until the weekend.


    Fortune x
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to Mr F being away so long :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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