Two Pennies Left

unhappy_shopper

I love this painting the most :-)

beanielou

Beech huts or ladies smock I think.
How much do you think they will be?
Excited.com

gallygirl

unhappy_shopper wrote: »

I love this painting the most :-)

Now you see, if I had ever managed to paint something as beautiful as that (which is never going to happen :rotfl:) and then tried to artistically arrange it with paints and brush I'd discover the bottom had wet paint on it and I'd drop some water or paint off the brush .

Tilly_MFW_in_6_YRS

Morning Fortune, just sticking my oar in :rotfl:

I think we need sets of themes please

Seaside
Flowers
Creatures :):) this way a ladybird may appear somewhere :T


The cars would be difficult as they are so personal and may not sell in a set.

I'll shuffle off and make a cuppa

Tilly x x x

Fortune_Smiles

Thank you everyone for your votes - keep them coming. I think the Beach Huts are the front runners so far. Great ideas about sets and stuff too. This is my first venture into cards and a bit of an experiment. The designs I've chosen so far people have been asking me to produce as cards so I'm hoping I'll recoup my costs on then. Most cards on Folk$y are priced around the £2 mark but I'm going to wait until I get mine printed before I decide on the price - just want to check they're good quality first.


And the bad news. I ordered some oil through the 0il Club to take advantage of the current low costs. However, when the delivery guy arrived he found a crack in the oil tank :eek: and couldn't fill it up. Fortunately the crack is at the top of the tank so nothing is leaking but we'll need to replace it as soon as possible. I've arranged to get some quotes on Monday but it's likely to cost at least £1,500 :eek: Apparently oil tanks have a life expectancy of 10 - 15 years and ours is about 11 and not protected from the elements at all.


Two steps forward, two steps back. Thank goodness I'd concentrated on getting some savings together.


Fortune x

rtandon27

oooo - gotta love a vote!

The three click beetles in a row are my favourite!

beanielou

Boo for oil tanks.

greent

re oil tank


My vote would be the 'Rainbow' picture under the butterflies section


x

Fortune_Smiles

Always dangerous. I've been having a play with the mortgage overpayment calculator and found that, if we pushed ourselves to the limit, we could pay off our current 16 year mortgage in 3 :eek: And save ourselves £11k in interest :eek:


Sounds like a no-brainer doesn't it. However, I'm not sure either Mr F or I are prepared to sacrifice as much as it would need to make it happen.


It has made me re-think the whole savings, home-improvement, overpaying mortgage balance though and we've agreed to split our efforts between the three from now on.


There's the thorny issue of the oil tank to overcome first though. I've had three companies come out to have a look and the first quote is in - it will be over £2k :eek:


Soul destroying to have put the effort into saving only to have it wiped out by a single event. I am very grateful though that we have the money saved to pay for it. Isn't that what emergency savings are for after all.


Mr F and I have been paid so the monthly money shuffle has taken place. This month's budget key points:

• £25.40 saved on the fuel budget
• £121.01 saved on the food budget
• £105.98 overspent on the entertainment budget :eek: Largely due to buying tickets for Goodwood Festival of Speed tomorrow
• £1.30 MOPs - just a couple of Tillytidies but it's a start

So a balanced budget overall which I'm happy with.


£15 has arrived from HMR&C! It's a tax rebate for me That can be the next MOP.


Hope all is well with you guys. Don't stand under any trees now.


Fortune x

beanielou

How would 6 years be then?