Preparedness for when

RAS

The top drawer in the filing cabinet has a section called "When I die" and family know it is there. I do need to gut it as I suspect some of the docs are rather old now.

[Deleted User]

We've talked 'being left' through thoroughly and both daughters have all details of finance, insurance, list of addresses to contact in the event, pension change phone numbers etc. even to DH having written me a letter to notify anyone necessary which is in a file I can access with ease. We have talked through what we want or rather don't want by way of funeral arrangements and where we would like to be put afterwards. It gives great peace of mind to know all is in hand for either one of us in the case of us dying. Having said that I hope we have tens of years still left, but it is a practical step that costs nothing to do and will really help either one of us in a time of upset and stress, Cheers Lyn xxx.

boultdj

Got to admit it was usefull that Mum alway's told me & bro what she wanted funeral wise, it made it easer for us both. And what I want is writen down inc. the music- Nickleback + Sissorsisters:D, seeing as there's no next generation to sort it,I'm also the youngest,and I fully intend to terrorise the nusing home I end up in, in 4-5 decade's time [evil:D]

bossymoo

I agree with all this talk of finances being organised. My husband passed away 14mths ago, and thankfully we had wills, I sorted all our bills and paperwork, and we had our own accounts as well as a joint one. It did make practicalities a lot easier at an otherwise very tough time.

They don't tend to freeze joint accounts anymore as they just pass directly to the survivor.

I now have a new will outlining guardianship for the children (amongst other things), kept together with a list of all mine and the kiddies accounts, policies and other useful information.

My inlaws also do this and tell me where it is regularly, and my dad calls every time he goes abroad to tell me where his chequebook is. Although I'm not sure what I'm supposed to do? Forge his signature?

VJsmum

boultdj wrote: »

Sissorsisters:D,

Filthy Gorgeous, i hope!! :rotfl:

Ooh or "I don't feel like dancing" "comfortably numb"

boultdj

It's 'Lovers in the back seat', 'The Other Side' for the sisters and If Everyone Cared' by Nickelback, but I will admit VJ, I was tempted by 'comfortably numb'

2tonsils

We have had two earthquakes today in Corfu, thankfully small ones. The first came during the early morning (around twenty to five) and was 2.4 on the Richter scale....I could hear the doors and wooden floors creaking but blamed the wind blowing and went back to sleep.

The second came around 11 this morning and I was in Corfu town. It sounded and felt like several planes taking off at the same time. We do get them when its cold and dry like it is now. It usually feels like a cradle rocking from side to side rather than shaking like they show on the movies. The larger one was very close to Corfu, closer than normal and at a depth of 5km so fairly shallow.

nuatha

Goldiegirl wrote: »

BUT, what happens if the SHTF? If one of us was in hospital ( or worse )' the one left at home would find it very difficult to cope.

So, we're now going to make sure we 'train' each other on our roles. Mr GG will be paying the next bill online and writing his letter to the taxman, and I'll be rewiring that plug and adjusting the central heating timer.

We are good team, but we also need to be able to cover everything on an individual basis too

We also have each other recorded as authorised to deal with accounts. Basically whenever anything moves to a new company, the company is phoned and asked to add an additional authorised person to the account. It means regardless of whose name is on the account we can each deal with queries and problems. The only company who has ever refused to do this was British Gas, who changed their tune when we told them they were losing our business.

Being able to cover each others roles is important.
Another thought is each others important phone numbers, I didn't have Herself's boss's phone number (or surname) when I needed it end of last year or her best mates new mobile number.
HTH

suburbanwifey

Well, there are only two of us and I look after everything financial, he hates anything to do with money, but loves earning it (one of his plus points when I met him lol) so whenever I have tried to tell him what bills we have, what the mortgage cost when we had one or where we even save our money he shrugs me off and says I don't want to know, that's your job. However, we both made wills (at my instigation over a decade ago now) so that all our assets and money go where we want it to etc. as we have no kids so I don't want the Govt. getting their paws on it should we both die etc. I do worry what he would do if I died but feel somewhat assured that in the short term everything I do with money is automatic so he wouldn't have to do anything for a while and with our will all our savings (which are all in my name as I look after the money and he is a very high rate tax payer, so its more sense to be in my name) would automatically go to him anyway as we are married. Its impossible to get a husband who does not want to be interested in money interested. He was interested in getting wealthy during our marriage and always said I was the brains and he's not wanting to be involved as money can only have one boss. It has worked for us, we are both in 40's now and pretty much set for life, but if I died, hell knows what would happen. He doesn't even know what our council tax bill is or who our internet is with etc.

GreyQueen

Nice to see you posting again, nuatha, I'd been wondering if you were around and hoping Herself is doing OK.

I saw first hand the chaos caused by a relative dying without a will (single childless property-owner aged 73). Dunno if he thought he was going to be the one person on the planet who was immortal, but he went to the bathroom early one evening and had a massive heart attack whilst enthroned, as it were.

I've had a will for yonks and it and the parents' wills are stored with the same firm of solicitors' in the hometown. Mine is in an envelope labelled Copy of Will. Hope that's clear enough.

I asked the parents (70 this year) if they'd want to be buried alongside Dad's people in the ancestral village's churchyard, which would have been my instinct, but they expressed the opinion that they thought you should be buried where you lived so I guess it'll be the cemetary in the hometown.

My instructions to my next of kin are blunt; cut me up for spares and plant me under a tree in the natural graveyard. For giggles, I'd like to be interred with a lead plaque embossed with the legend If you can read this get out of my freaking grave! as I'd like to make some as yet unborn archaeologist laugh so hard they'd wet themselves. But it would be a waste of useful materiel so not compatible with my green(ish) core values.

As a single householder, my pal and neighbour SuperGran holds a spare key (as I do for her) and we each have next of kin contacts, as does my employer and social landlord. Parents also have my door key as I do them. SuperGran has been a trusted friend and keyholder to a number of people at the Towers over the years and this has enabled at least one life to be saved and a few sadly-deceased persons to be discovered sooner than they would have been otherwise.

Lawdy, grim in here, tonite, innit? I see an interesting overlap between the Hoarder thread and this one; being efficient and uncluttered helps prepperish matters along.

Righ, reckon my meal is cooked so toodle-pip for now.