Preparedness for when

siegemode

COOLTRIKERCHICK wrote: »

Just watched the news, and there is a banking blip today with people trying to use their debit cards.. I heard Lloyds bank is one of them..


It seems as though this type of thing is happening with most of the banks....


This will just add to the problem for the banks that people will want to keep as much of their money out of the banking system as possible.


Wish I now has my mother's old metal tea caddy lol...

:eek::eek::eek::eek::eek:

Thanks for the heads up. OH just talking to FIL who banks with Lloyds and we are trying to explain our worries and concerns. He has no idea and didn't think things were bad enough to be concerned. We are really worried for him and would like him to move his money. but where too ? Are building Societies a safer bet and should we buy a fire/water proof safe. Trouble is where to put it if we got him one. We are so worried for him and although he accepts our advice I still think he believes it's not as bad as we paint. What to do, any suggestions ?

herbily

How are things up-country? Fairly grim, in that jobs are still being shed left right and centre, foodbanks are proliferating, the local papers are full of tales of people struggling to find work despite decades of experience... My own workplace is restructuring yet again, and four of us will have to go. It's all a horrible game of musical chairs, and I have no idea if I'll survive this round. I've been lucky so far.

As I live near a tourist city, it's not immediately obvious in the town centre that anything is amiss, but on the fringes, there are more payday loan companies, cash for gold, etc type of outlets, fewer actual shops. Charity shops tend to get stripped bare.

I'm glad it's not just me that finds Mr T is overdoing the prices - had to put some tinned soup back on the shelf last week, I thought, I'm not paying that, when did soup become that expensive? (I normally have a few tins for powercuts, it heats up quickly - otherwise I make my own.)

In today's paper it said that since 2011 electricity has gone up 21% - my salary hasn't gone up at all. I don't know where the government has managed to find a group of people whose wages have gone up, let alone saying it applies to "most people". No one in the public sector has had payrises, but round here the private sector isn't going out on a limb either, it's still trying to save jobs.

I'm afraid the levels of creative fiction are only going to increase between now and the elections.
http://www.telegraph.co.uk/news/matt/?cartoon=10593708&cc=10545545

COOLTRIKERCHICK

seigemode......


here is a link to what happened today




http://www.bbc.co.uk/news/business-25907000

GreyQueen

Somebody else in local gubbermint got 1% this past year?! Wah!.
I've had the following pay in the past 5 years; nil, nil, nil, nil and 0.5%.

Which worked out at £6.54 extra per month.

Dahlings, I cannot begin to tell you how much difference to my circumstances a whole extra £1.51 a week has made. Think of all the extras I could buy. Not.

This is why I own two pairs of shoes and one pair of trainers. This is why I was yellow-labelling this aft and why tomorrow's pack-up will be sarnies reduced to 10p. This is why I'm wearing some of Mum's cast-off clothes and a friend's cast-off shoes. And loads of c.s. stuff.

ginny, Mum has suffered all her life with hammer toes. Caused by having to wear shoes too small for her as a slum child in London's East End. And my Nan (1923 vintage and from a very poor family) says she has never seen it so bad in her life as it's now.

Several ladies I know teach in various high schools across our region. They have kids collapsing at school because they haven't eaten for days. One of them told me of a convo with Social Services, expressing grave concerns about one of these famished youngsters.

SS "How old are they?"
Teacher "Thirteen."
SS "Well, they'll have to manage for themselves, then."

The teacher takes it that SS are so overwhelmed by trying to intevene in families with very young children that they have no time to look out for the older children. If the parents are incompetant, or there's neither food nor money to buy food available to the child, I guess they expect them to shoplift for their suppers.

And we're talking children living in prosperous-seeming villages in prosperous-seeming southern England in the 21st century.

Karmacat

GreyQueen wrote: »

Several ladies I know teach in various high schools across our region. They have kids collapsing at school because they haven't eaten for days. One of them told me of a convo with Soc Services, expressing grave concerns about one of these famished youngsters.

SS "How old are they?"
Teachers "Thirteen."
SS "Well, they'll have to manage for themselves, then."

The teacher takes it that SS are so overwhelmed by trying to intevene in families with very young children that they have no time to look out for the older children. If the parents are incompetant, or there's neither food nor money to buy food available to the child, I guess they expect them to shoplift for their suppers.

And we're talking children living in prosperous-seeming villages in prosperous-seeming southern England in the 21st century.

Oh my god. I popped back online to prattle about having just spent a happy ten minutes on ebay going through the mangles - there are quite a few for £10 - £20, as well as the mad stuff for £200, though because they're all collection only they're no good for someone like me without a car. I still think the instructable is the best bet ...

But, children are fainting in school, and thats how Social Services are responding? Never mind *if* tshtf, we're already there, with that going on

siegemode

COOLTRIKERCHICK wrote: »

seigemode......


here is a link to what happened today




http://www.bbc.co.uk/news/business-25907000

Thanks, have just read it and searched for other info. We are so grateful you posted when you did. We speak to FIL every day as he is 200 miles away. We look out for him and deal with any issues as they arise and visit for 4 or 5 nts every 6 to 8 wks. We have been trying to explain our worries and concerns about the economy and the effects on both him and ourselves for the past 3 yrs or so and I think he finds it all a bit much to understand. Like many older people he trusts what he hears on the bbc or reads in the Mirror or Express etc. Although we have talked to him about leaving Lloyds and not trusting the Banks he like many is frightened of change. The timing of your post was perfect and we were able to get him to seriously take on board the severity of the possible implications of doing nothing to protect his hard earn't savings. He lives in his own little bubble with carers twice a day and no other visitors or people to talk to. Hopefully now we have got through to him and can take steps to safeguard his money. It's well within the guaranteed limit and slightly under the max amount of savings allowed under the benefit/care limits but to us and him it's a massive amount.

Nargleblast

GreyQueen - you made me want to cry, talking about thirteen year olds going hungry. What in Heaven's name is this world coming to, when you have good teachers (and we are always ready to slag off teachers when they don't do what we want them to) who spot a problem and report it to the appropriate people, only to get a response like that? Where the f e c k does the theory and the yattering stop and the doing starts? What price human compassion?

I think I'll go and give my DS (age 15) a hug. I'll probably get monosyllabic grunts but I don't care - we struggle financially, and are paying off big debts, but at least nobody goes hungry in this house, thanks to OS ways.

[Deleted User]

Witless wrote: »

How much do they charge for the four?

Four will cost £3.

Butterfly_Brain

It has affected Halifax and TSB customers as well.
I am going to empty my Halifax account tomorrow over the counter

It is heartbreaking to hear that children are collapsing for lack of food in one of the richest countries in the world, what the hell has happened to a once just and compasionate country?

[Deleted User]

katep23 wrote: »

Looks fab but would it work on an open fire burning coal and wood rather than a stove?

Yes, it'll work fine, so long as you don't let it boil dry.

BTW, make sure you use an oven glove, or similar, when taking it off the fire.