Preparedness for when

jk0

COOLTRIKERCHICK wrote: »

The previous dank of England guy did say it would take about 10 years for any signs of true recovery ( so that would make it approx. 2018) but I think its that amount of time for us to get used to the state of the economy?

Dank of England. LOL. Not sure if that was a deliberate funny or a typing error, but it made me chuckle CTC. Good job you didn't hit 'W' by mistake rather than 'D'.

[Deleted User]

I would use the market regularly for certain things, particularly greengrocery but for me to be able to do so the stalls have to be there trading or I am forced to use the discount shops. It's a swings and roundabouts situation isn't it?

Frugalsod

boddy wrote: »

Just seen a share on FB which says the HSBC bank is on the verge of collapse. Not been able to find anything more about this or verify it.

I'm a lurker but love reading the thread and getting tips.

Sorry egg on face. Just caught up with previous page.

I think that HSBC has been having issues with people withdrawing large sums and people being refused their money. That might be the reason for the rumours. The big banks are all insolvent if they revalued their assets correctly but that is not even being addressed right now. Though you should take out anything above the deposit protection figure of around £83 000. In fact get your accounts down to levels that are substantially below that incase the government decide to lower the level arbitrarily at the first sign of trouble. Also be aware that you could stick money in another company but they might be sharing the cover amongst all the subsidiaries. So you could inadvertently go over the limit.

Frugalsod

BitterAndTwisted wrote: »

I wonder how much it's going to take before people start thinking about lobbing bricks at coppers on the streets? By the time most wake up it's probably going to be too late. Sleepwalking back into servitude or similar.

Why do you think that police chiefs have asked for permission to buy Water cannons?

thriftwizard

elisamoose wrote: »

If we are shopping at pound land and discount supermarkets there are no customers for the market!
Why would a trader get up at the crack of dawn to drive to another town , set up his stall and spend his day off trying to get stock to sell for less than the huge multinational discount chains.
We can't have it all ways.The stall holders/shop keepers have a living to make and our hunger for the lowest price means that they find it harder to make a living and many either give up or go bust!

Hear hear! That's why I decided in the end not to do the month without spending challenge; I have very little doubt I could have done it, but I don't want to hurt my trader friends. Speaking as a trader, albeit not a food trader, huge swathes of the public sadly believe that stuff from a market is somehow inferior to stuff at a supermarket or department store. I've even had conversations with non-customers who think it's all "off the back of a lorry" and you've got no comeback if it's not good. But I've raised my family on market food, I even exchange Christmas cards with some of the traders, and our kids went to the same schools. One friend is a Trading Standards Officer & I know (and so do the food traders) that they patrol the local street markets regularly & rarely find anything to worry about; she buys her family's food there, too.

Can't get round the "yuck, that's not from T*sco" factor easily, though...

COOLTRIKERCHICK

jk0 wrote: »

Dank of England. LOL. Not sure if that was a deliberate funny or a typing error, but it made me chuckle CTC. Good job you didn't hit 'W' by mistake rather than 'D'.

HAHAHA typo.... But Just add 'ers' to your W and I think this would sum them up...lol

BigMummaF

elisamoose wrote: »

If we are shopping at pound land and discount supermarkets there are no customers for the market!
Why would a trader get up at the crack of dawn to drive to another town , set up his stall and spend his day off trying to get stock to sell for less than the huge multinational discount chains.
We can't have it all ways.The stall holders/shop keepers have a living to make and our hunger for the lowest price means that they find it harder to make a living and many either give up or go bust!

But not all of us have access to H0me Bargins or A1di. Even our 'cheap' places are more expensive, once you cross the Watford Gap I've been asking if anyone knows of the asian-type stores that have the amazing spices & things but even those are about an hour from us by car.

The closest thing to a proper butcher has their meat delivered in shrink wrap the same as the counters in the supermarkets & you still need a king's ransom to get the best deals, while a highly recommended patisserie closed for good last weekend, even though they used to supply many popular outlets. The business rates & landlord's increases were just too much to allow them to continue trading

Our farmers markets are few & far between & so incredibly expensive that only the 'little place in the country' brigade can afford to browse, likewise the farm shops & two of those are being eyed up for 'development'

The current government diversionary 'issue' is obesity & how the populous are growing larger but really, is it any wonder when the majority of us can only afford to buy from bog-standard, lower mid-range grocery stores where "fresh" food has been stored to within a millimeter of 0 degrees C, "chilled" has been ever-so-small-writing frozen & the meat & fish injected with water or worse :mad:

siegemode

Another one here that hurles expletives towards the television on a regular basis. I get so angry when they spout bull****, especially with their use of statistics and percentages :mad:. I truly believe that with sliding standards in education that so many people are unable to see the lies and misleading information presented. I'm frequently astounded by the lack of basic maths skills possessed by people of various ages and employed in a wide range of employment types.
It alarms me that so many are so absorbed in survival or the pursuit of entertainment and are taken in by the opinions and rubbish peddled by the media. Constant reality TV and entertainment programmes with their barrage of what to think or believe, what we should strive towards or think, it's never ending. Yes there's occasionally something good that comes up, but so much is centred around crime or negative subjects. Then we have those programmes encouraging consumerism and keeping up with the jone's etc. and those that will stir up ill feeling and resentment to certain groups of people. Even the adverts often disturb me as I ask myself "do people really get taken in by or actually buy this carp?" Well as I look around, yes they clearly do ! :eek: It's a frightening world.

I rarely admit to watching Big Brother because it's a reality show that so many see as being rubbish but it intrigues me to see the reactions and behaviour of these handpicked wanna bees or celebs trying to rekindle their careers for the money or audience fix they so desperately crave or need. I watch it because I don't see it as entertainment but as an experiment and fairly indicative of society in general. I've watched it from year one and in the first series they were given a blackboard and a pricelist and 1hr to choose and write a shopping list for the week ahead. If they overspent then they only got items that came within their budget and anything at the bottom of the list wasn't delivered. As the years have progressed it's become evident that most participants lacked basic maths and now with technology advances they are given a tablet and I guess it adds prices up for them. The lack of general knowledge and common sense is shocking.

Since studying marketing and advertising at college many many moons ago and dealing with both previous partners mental health as well as friends and my own issues I've become more and more interested in psychology and sociology. For those who rule or wish to it's such a powerful tool and has been used by all guberments and corporations to change and mold public opinion. When the majority are taken in by all of this I wonder what our future holds.

Recently I came across a few more interesting u toob films which maybe of interest to some here. Apologies if links have already been posted here before, but I've lost track on where I originally discovered them.

http://www.youtube.com/watch?v=p8ERfxWouXs&list=UUEHsSWvrGVSIA63OV3J6vhA&feature=c4-overview

I try and follow both the msm and alternative sources and am thankful for all the links posted here. It's also nice to share opinions and thoughts without the strange looks, rolling of eyes and generally ridicule or mickey taking from those who have been sucked and can see no further than what the msm tells them.

Right off to hunker down with my tin hat aka colander once I've done a stock take of TP,:rotfl: I do like at least 100 in reserve and another 40ish in the bathroom cupboard:o I seem to have acquired rather a lot of kitchen roll too and wet wipes.

grandma247

Paul O'Grady ad on you tube

Frugalsod

GreyQueen wrote: »

I really dread a banking collapse. Not because I have much money in the banking system; the end of the week it'll be all of £150. But because of the aggro with not being paid your wages in proper cash and having to go thru the banking system whether you want to, or not.

The problem is that the risk of another banking collapse is increasing all the time. Though it could be several years before all the chickens come home to roost, and whether this time the markets actually believe what the central banks are doing will solve the problem.