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Preparedness for when

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  • Bedsit's been cheeky on the "Is your heating on" thread

    http://forums.moneysavingexpert.com/showpost.php?p=63471563&postcount=10073

    Enjoy the view girls :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Blessed are the cracked for they are the ones that let in the light
    C.R.A.P R.O.L.L.Z. Member #35 Butterfly Brain + OH - Foraging Fixers
    Not Buying it 2015!
  • mardatha
    mardatha Posts: 15,612 Forumite
    Good for you pineapple, I would as well.
    Re this govt fuddle, I wouldn't believe them if they told me my name was Mardywotsit. They're all out to line their own pockets, finance their fancy lifestyle into retirement, and they think we're just here to pay for it.
    Don't get me started lol :mad:
  • MAR I think that comes under 'Nothing new under the Sun' I think it's always been like that, cynic that I am!!!
  • ALIBOBSY
    ALIBOBSY Posts: 4,527 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 17 October 2013 at 3:43PM
    So the US have delayed the end for a bit longer. Was reading the Archdruid report, good article yesterday about this and why it can only end in tears.

    Basically for the last 2-3 hundred years western economics has been use short term borrowing/boost the economy measures when things go down and eventually the economy will go back into growth and things will be sorted. But growth cannot go on for ever, but no western government would day say that yet.

    There is no backup plan as far as I can see. The fact is most western countries are in effect bankrupt and borrrowing just to make the interest payments on the debt. The US spend twice what they take in a year, and we are only a bit better-current estimates are around 610bn in, 720bn out in the UK.

    No private person or business could ever continue forever like that without ending up bankrupt.

    I think the recent job figures are very telling. There are more "jobs" as such but they are lower paid. In effect then the wage "pool" hasn't changed so the taxes etc won't be increased and as a nation the economy hasn't changed.

    If the growth of the past is over-and most of us here and many around the world believe peak oil has gone and with it that ever advancing growth, then the wage "pool" will never increase. So you may get more of us working for even less (serfdom anyone?) or alot more people without work.

    Interesting in the above article I mentioned he talks about the fall of the roman empire and in some places people actually stopped taking coinage. Things went back to exchange of goods and stuff being made/grown/produced locally.

    Ali x
    "Overthinking every little thing
    Acknowledge the bell you cant unring"

  • fuddle
    fuddle Posts: 6,823 Forumite
    short_bird wrote: »
    OK, I've had to think about this one; here's my initial thoughts.

    In theory, it's a good idea; I can see that they've had their lightbulb moment about underlying debt and the resulting interest payments. However, the way the debt is being repaid - if it actually is being repaid - is somewhat suspect and the measures to "reduce" the debt appear to have a disproportionate effect on some people living in the UK i.e. those least able to afford it. At the moment, I believe it's a sleight of hand card trick with Peter's bank account being emptied to pay Paul. They're taking it out of the envelope destined for house insurance or car tax to pay the rent.
    I'm not a political animal in any sense and I think no politician is these days there to 'serve' thier constituents or thier country entirely selflessly. I do however understand that this country and most of the other countries on the planet are in a place of very high risk and that fairly drastic measures need to be taken, no matter how unacceptable to the nations concerned, to try to sort out the messes we all now find ourselves in. Regardless of who is to blame, regardless of which party was in the ascendant when mistakes were made and no matter how many people disagreed with what was done, we are in the mire NOW and no amount of ragging the past over will change that and all we can really do is to assist whoever is in government to try to pull us all through these turbulent times!!! It is not possible for everything they do to meet with universal approval but some days it feels as though for most people it's not possible for anything any of them do to meet with even tepid approval from even a very small minority of the nation. It's not something you can leave either. I don't have any answers to the worlds problems I just think those trying to do something deserve a little support for at least trying!!! No? Lyn xxx

    Thank you for putting some thought into it. Being a miner's grand-daughter it should be 'in my blood' where my vote lies but truth is I'm my own person :o Regardless of my feelings about individual issues I do admire the tenacity and resolve of the government for setting out and trying to achieve a solid future for us all. Whether I'm happy about the way they go about it, I'm not sure and some issues I really cannot support but... they are trying surely and are we not in a much more stable position for what they've done so far?
  • Wyre
    Wyre Posts: 463 Forumite
    Part of the Furniture
    edited 17 October 2013 at 3:47PM
    Not happy at the energy price increases, not happy at all. We don't use much down to no heating but if we did have a boiler that worked, we wouldn't be able to afford to use it anyway!

    Started two draught excluders today. Cut the legs off a pair of trousers and sewn up one end. I just need to find bits to stuff them with and then I think I will pick up some velcro to do the other end. Then I get to rinse and repeat to make another pair hehe.

    ETA: btw I heard somewhere (possibly on the employment part of this board) that folks on JSA that are sanctioned are taken off the jobless figures. Anyone know if this is the case?
    Spam Reporter Extraordinaire

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  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    edited 17 October 2013 at 4:33PM
    A useful factlet I picked up the other day,very relevant in the flu, cold and general lurgi season.

    Ordinary washing up liquid is more effective than sanitizing hand wash and 100X more effective than ordinary soap at killing germs, during hand washing.

    Very money saving too.

    Forgot to say we would have enough money to pay our social security bill for 40 years with the money the banks required to bail them out.

    Each and every financial transaction that led to the demise of said banks paid a handsome commission . They got the profits and we got the bill.

    I sometimes wonder if maybe I should have just run up the credit cards and loans to the max and let them sing for it. I would have done if I could have lived with it.
  • mardatha
    mardatha Posts: 15,612 Forumite
    Would believe the govt more if they stopped sending billions abroad.
    Have just done an asda online big shop for winter. Now off to find more cheap wool. Oh and reading a fabulous book, "Whiteout" by Duncan Kyle. Polar ice cap getting me in the mood and making me knit faster LOL
  • Mardatha did you get that book in the library?
    Do a little kindness every day.;)
  • mardatha
    mardatha Posts: 15,612 Forumite
    No Marg, in the depths of my cupboard where it lives with about 50 thousand other books. I buy them on Amazon for pennies :)
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