A stay at home mummy who wants to be a mfw - Yes I can and Yes I will!

I_want_a_baby

Thanks nollbolla. You are actually a stage ahead of us then as we are trying to overpay the mortgage as quick as possible so that we can buy the forever home and then start all over again!

I really don't think I am inspirational, everything I do everyone else could do, people are saving lots more than I am, I am just doing what I can do. But I do really appreciate comments like yours as they keep me motivated.

Further update for today:
Received £30 for one blog post!!!! :D:D (will update totals later as not at PC).
Spent approx £40 on holiday clothes for the kids.
Spent approx £22 in mcdonalds
Had a lovely day with the kids though and lots of fun had. All have budgets to come out of so no unbudgeted spends but will definately be keeping a close eye on the purse for the rest of the month!

Off to entertain the kids and start tea!!

Stacey x

I_want_a_baby

Hello everyone!!

So glad to be back to a normal day after spending time with hubby & the kids the last 5. I absolutely love our family time when we are together, but I lose all sense of routine and suddenly the blinkers go on, spending starts and all hell breaks loose (in a mfw way!).

So good things that have happened today:

• Received the £30 for blog post in paypal and withdrew it to bank.
• Received £3 luncheon voucher in the post & changed PC payment method to paypal.
• Withdrew £15 to paypal from swagbucks.
• Looked at meal plan and will do some 'using up what we have' batch cooking tonight to make sure I have some quick meals to hand.

HF online banking system is annoying me a bit. It says the mortgage statement is correct as at yesterday yet it is missing a £40 overpayment from the middle of last month and the regular standing order from the 1st! Not sure whether to keep ringing up each time or just wait and see if it gets sorted. The £40 OP was made on the 23rd April and when I phoned he said he could see it and it was definately in the account their end.

This weeks savings so far

Cash sealed tin:
£6.00 O/Bal
£6.00 total

Online sealed tin:
£0.95 O/Bal
£10.50 trf'd from contingency
£11.45 total

£17.45 grand total.
(Paypal £30 not recorded yet as not in my bank account)

I am liking my new system of keeping track of my savings weekly and OP'ing once a week. However I feel I need a goal to keep me on the straight & narrow and not spend my wages earmarked for OP'ing.

So my goal for the month of may is to save £300 (to be split 80:10:10).

£300.00 May Target
£32.83 Less Week 1 Savings
£17.45 Less Week 2 Savings
£249.72 To go!

Stacey x

Muser1

I've just found your Blog Stacey, looks fab. Guess what I will be doing tonight when the kids are tucked up! Keep up the great work. xx :T

I_want_a_baby

Thanks Muser1!

I really enjoy blogging, it lets me share what I am doing and often give my opinion on things. I feel really motivated to stick to our goals and save money as I have to report back to you guys and write about my progress on my blog!

Really hoping I can meet my target this month, off to read a few inspirational diaries on here x

Needhelpsaving

Hi Stacey,

I am looking to reduce my grocery budget and have seen you mention luncheon vouchers - which survey site do you get these from please?

linz

Sorry to butt in but its probably P1nec0ne research, they pay in lv's aswell as paypal. Its normally invite only but it seems theyre recruiting at the mo

Theres a link on the freebies board, sorry, cant paste it, my tablets having a hissy fit and wont let me :rotfl:

Needhelpsaving

Thanks Linz- off to have a look now

joedenise

Pinecone have stopped paying in LVs they're now allocating it as points. Haven't worked out how to access the points as money yet!

Denise

I_want_a_baby

Hi all,
Yes it Is pine cone and they are recruiting if anyone want to join pm me your email address and I'll forward you the invite email I received so you can sign up. Joedenise if you go into your account settings using your pine come login you can put your PayPal email address in which is what I've done this week x
Stacey x

I_want_a_baby

Update - This weeks savings so far

Cash sealed tin:
£6.00 O/Bal
£6.00 total

Online sealed tin:
£11.45 O/Bal
£4.01 leftover food budget online (all cash budget from now)
£7.43 difference between BT budget & bill
£4.50 round down contingency budget to £5
£20.00 night out money not needed as staying in & friends cooking.
£3.10 round down fuel budget
£0.90 round down nappy budget
£3.46 round down days out budget
£54.85 total

£60.85 grand total.

(Paypal £30 blog post payment not recorded yet as not in my bank account)
(Paypal £15 swagbucks not recorded yet as not in my bank account)

£300.00 May Target
£ 32.83 Less Week 1 Savings
£ 60.85 Less Week 2 Savings
£206.32 To go!

Must go kids are wanting their breakfast!

Stacey x