Wonga

xgingerx

Yeah I too found wonga understanding and helpful as I did with quick quid and pdbuk, only problem I had was with minicredit, ooof rude and nightmare, luck I only owed the 130 quid but said if I didn't pay it in one month I would owe 800 quid, when I said I didn't have it they said I needed to find it, ruthless!!! Anyway ur lucky it's wonga, I paid em back over 6 months and they stopped interest immediately

Fay_elizabeth

Nameless121, did you send this email before they tried to take the payment from your account or did you let it default and then offer them this plan?

sharpy2010

ihateyes wrote: »

if you go to Payplan who are free and very helpful..... they will work your I&E leaving you money to live. the lenders wont.
Also my £400 loan with wonga is being paid off at the rate off just over £2 a month. i deal with payplan and wonga accepted their offer.

Thats going to take 20 years to pay back!!!!!

nameless121

Fay_elizabeth wrote: »

Nameless121, did you send this email before they tried to take the payment from your account or did you let it default and then offer them this plan?

The day the payment failed to go through.
got that reply the day after.

bailiff_advise

Some very rude members in here, wonga are very reasonable are they, well how much interest will they charge on miss payments and they wont stop... if you cannot pay for whatever reason then dont there is nothing they can do but sell it on to a bailiff and this is where the real fun begins, take back control of your life and put food in your home

Apples2

bailiff_advise wrote: »

Some very rude members in here, wonga are very reasonable are they, well how much interest will they charge on miss payments and they wont stop... if you cannot pay for whatever reason then dont there is nothing they can do but sell it on to a bailiff and this is where the real fun begins, take back control of your life and put food in your home

May as well cut out loans altogether and just steal food from the shops.

bailiff_advise

For your info Apples2 people are stealing food, have you seen the price on it, dont cut out loans cut out interest rates, why sell people money for a profit? And the way its done is fraud.

CKhalvashi

bailiff_advise wrote: »

For your info Apples2 people are stealing food, have you seen the price on it, dont cut out loans cut out interest rates, why sell people money for a profit? And the way its done is fraud.

How is it fraud?

The fees and charges are there for you, Wonga are reasonable in the case of money difficulties, there's no problem there.

CK

bailiff_advise

Where does the money come from CK?

RobertoMoir

bailiff_advise wrote: »

Some very rude members in here, wonga are very reasonable are they, well how much interest will they charge on miss payments and they wont stop... if you cannot pay for whatever reason then dont there is nothing they can do but sell it on to a bailiff and this is where the real fun begins, take back control of your life and put food in your home

With respect, I've got to question the financial acumen of someone using the username "Bailiff advise" who thinks that bailiffs get debts sold to them.

There are several things a lender can do if they are owed money. Which ones they actually tend to use and how effective those methods are is a whole other discussion; but do not confuse "don't" with "can't".