want to tax car, ex has logbook, I own the car

mikey72

The owner/registered keeper is all well and good, biut the registered keeper is responsible for the car. They tax it, they sorn it, they state you are driving without their consent if you are caught using it sorned. As to proving you own it, it's a civil matter, the police won't be interested, but it's still the registered keeper they will listen to. Same with insurance, they ask if you are owner and registered keeper, or if your spouse is. They pay out to the registered keepeer though. Owner is completely immaterial.

worried_jim

Easy. Stop paying your half of the mortgage until she gives you the documents. Simples.

caveman774

use your key to get the documents when she is out? lol

[Deleted User]

Who is the policyholder?

Sgt_Pepper_2

Bedsit_Bob wrote: »

Who is the policyholder?

That's not the issue is it?

[Deleted User]

Sgt_Pepper wrote: »

That's not the issue is it?

Could be a major issue, if she's the policyholder and has cancelled or not renewed the policy.

Notmyrealname

Rover84 wrote: »

No ? We both drove the car, lived at the same address etc, so there is no fraud whatsoever. Jog on.

If she was the lower risk, the insurance was taken out in her name but you drove the car more than her then yes there is fraud and its known as "fronting".

fivetide

Notmyrealname wrote: »

If she was the lower risk, the insurance was taken out in her name but you drove the car more than her then yes there is fraud and its known as "fronting".

Especially as you've been the main driver for 6 months....

That aside, you can apply for a V5 in your name, although the DVLA will write to her about it, you never know, she might not pay attention.

Beyond that, is it worth anything?

Is it worth bothering about? Dump the thing outside her house.

5t.

thenudeone

mikey72 wrote: »

the registered keeper is responsible for the car. They tax it, they sorn it, they state you are driving without their consent if you are caught using it sorned.

Rubbish.

http://www.legislation.gov.uk/ukpga/1968/60/section/12
Theft Act 1968 s12

"a person shall be guilty of an offence if, without having the consent of the owner or other lawful authority, he takes any conveyance for his own or another’s use"

It states clearly on every V5 that the keeper is not necessarily the legal owner. Someone other than the keeper may have a better claim to ownership depending on things like: whose name is the receipt in, whose bank account was it paid from, who is the policyholder on the insurance, whose name is any finance in, etc:

CKhalvashi

Notmyrealname wrote: »

If she was the lower risk, the insurance was taken out in her name but you drove the car more than her then yes there is fraud and its known as "fronting".

All 3 of our cars are in my name, with me as first driver.

Octavia is only used by me, as she doesn't have a Hackney Carriage license.

S-Max and XJ are more/less shared equally by the two of us; it would actually be cheaper to insure them in her name, it's just the arrangement that we have. She's got the S-Max this week, I've got it next week.

I do more miles in all 3, so not necessarily fronting!

CK