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A Payment A Day - The Lucky 13th Chapter!
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£24 for me today please JayjayPAD Maker0
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evening all
£1 for me again today pleaseMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Hi all:j
Popping in to PAD £149 refund to M&S cc - tks JayJay - fantastic PAD also, well done you!! :T:T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders
Another ebay sale provide a nice £13.77 PAD to Opus :T
Fantastic PAD JayJay :j
Have a super Saturday everyone
LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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Yesterday's Pads were£2917.230
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£3 to the nominated CC please Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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Hello :wave:
£1041 please JJ.
Thank-you
xxCurrent debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
A late one for me, but £1.55 paid today please JaySPC #1813
Addicted to collecting Nectar Points!!
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Not able to report a successful PAD (actually haven't done any PADding since Oct 12) but confused today... all my past PADs have been to Barclaycard as that's my highest balance and highest interest rate. All PADs made at any time during any month have been added to the fixed monthly direct debit when the statement is done on the 1st of next month. Noticed today my (new) Nationwide CC statement reads "Your Direct Debit of £xx, less any interim payments, will be collected on April xx, 2013". I rang them, and also rang my other card issuer (Santander) and they both confirmed interim payments will only be credited IN ADDITION to the usual monthly direct debit if they are made during the window of 5 days between the direct debit being generated to my bank, and the payment due date. Spoke to Barclaycard and they don't have this restriction. Anyone else been caught out thinking they were paying more than a usual month, only to find the total paid was the same when the card issuer deducted the interim payments from the regular direct debit?0
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Hi all:j
Popping in to PAD £593 refund to M&S cc plz JayJay - tkyou:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0
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