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Caz counts it down
Comments
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Sounds like a very good idea
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well, I had an estimated budget of £250 for a 90,000 mile service and an MOT....
.......
.......
They charged me £180
:D:D:D:D:D:D:D:D
Add on £61.95 to fill the tank up and it's really not been too expensive a day. Lunch was fabulous and I managed to kill two hours there with my Kindle before walking up to the vet to get some worming tablets, all the way across to the other side of Thurso window shopping and then back to the garage via Tesco to pick up the Jaegermeister miniature with bright orange Jaegermeister bobble hat that Mr Minx was admiring on Saturday for his stocking.
23 posted out today and a respectable £221 banked, but at the moment I only have 5 to go tomorrow so I think my Christmas rush is finally over. That gives me a couple of days to sort the house out before my brother in law and his partner arrive
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The Christmas tap has finally switched off - I've sold 2 cabochons since 6am this morning for the grand total of £1.48! But I've sold enough in the last 3 months that my Powerseller status got upgraded to Gold for the first time since before I started selling on Amazon
Don't think I'll keep it after next month's assessment, but nice to know that I'm heading towards that kind of sales volume again.
All presents are wrapped, anything that needed posting has been posted and all I need to do now is tidy up and clean the house before family arrives.0 -
How are you surviving the weather Caz ? Its just a tad blustery across the big pond.
I wish Christmas was wrapped up, I'm sitting surrounded with wrapping paper, curling ribbons, lovely real ribbons, gift bags and gift tags ... And Im mesmerised, cant start, cant even think .... I think that now I made piles of stuff, I just might wander off downstairs, pour myself a dram and look at it again in the morning .. Gave myself a day off work to get the tree up and house cleaned. Ha and they call it a days holiday ! Bumfluff !!Its just a bad day, Not a bad life .. :cool:0 -
It's not been too bad this side - Wednesday night was pretty horrible, it was a southerly wind gusting to about 60-65mph and it had hail in it. All our windows are south-facing, so we got absolutely no sleep at all! My cousin on Sanday posted the revised Orkney Ferries on Facebook the other day - the Sanday boat had a departure time from Sanday of 11.40 and an arrival time in Kirkwall of 'no sure', so I think you guys have definitely got it worse than us!
The Friday before Christmas is never going to be a pretty day for scores on the doors and so it proves...
Business
Overdraft: -£-4711.30 / -£5796.36 -£1085.06
Business total: -£4711.30 / -£5796.36 -£1085.06
Personal
Egg card: -£5450.00 / -£5450.00 no change
Barclaycard: -£2370.00 / -£2330.00 +£40.00
Nationwide card: -£2510.00 / -£2510.00 no change
Personal total: -£10330.00 / -£10290.00 +£40.00
Grand total: -£15,041.30 / -£16,086.36 -£1045.06
Over £2k paid out of the business account this week to a supplier and Royal Mail and only just over £1000 banked. In fact, this morning's banking was a paltry £25, though someone has spent £67 on a credit card which will be deposited on Monday.0 -
Mr Minx has given me an unexpected extra Christmas present - a stinking cold

The pre-Crimble Tesco shop was an astronomical £208 :eek: Mr Minx offered to pay for the whole thing, but I negotiated him down to him paying 2/3rds of it
Tomorrow we find out if he's got rid of enough of his cold to be admitted into Raigmore for his operation. Fingers crossed it goes ahead, as he just wants it to be over and done with now.0 -
We appear to have another Friday already, so...
Business
Overdraft: -£-5796.36 / -£5248.64 +£547.72
Business total: -£5796.36 / -£5248.64 +£547.72
Personal
Egg card: -£5450.00 / -£5450.00 no change
Barclaycard: -£2330.00 / -£2330.00 no change
Nationwide card: -£2510.00 / -£2510.00 no change
Personal total: -£10330.00 / -£10290.00 no change
Grand total: -£16,086.36 / -£15,538.64 +£547.72
Mr Minx had his operation this morning and is fine (or as fine as you can be when your epidural is wearing off and you're zonked up to the eyeballs on liquid morphine!) - hopefully I'll be able to pick him up on Monday. He's got to convince the physio he can safely negotiate stairs on his crutches before he's allowed home.
Work-wise I posted out 15 today and had a VERY nice email from Australia this morning to tell me that an order which had been lost in the post and I'd replaced for the customer had finally made it to her and please could she have my PayPal address to send me the money for it? She got a 10% honesty discount, but that's still a very welcome extra £140. At the moment I only have enough in the bank to pay myself £200 if I want the big supplier bill to get paid on the 2nd. I need £900 to cover all the direct debits coming out of the First Direct account on the 5th, but I can borrow the 'spare' £400 from the tax bill savings and the NatWest account will be up to just over £1000 so I can use some of that to tide me over too. Apart from this supplier bill and the Royal Mail bill (which will be big, but hopefully not as big as the last one!) there shouldn't be too many business outgoings for January (I haven't ordered any stock for a fortnight and won't be until after new year, so no supplier bills) and I can get some cash stashed.
I have also realised that I have a way to do 0% transfers from a credit card to my bank account any time I like - apply for a credit card with 0% on purchases, place a dummy order through my website, pay for it with the card, the cash arrives in my business account 2 working days later! Probably not strictly legal I suspect :rotfl:
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Happy new year everyone

Mr Minx was released from hospital on Monday, which threw my schedule completely out because they'd told him he'd get at least 24 hours' notice of his release - I was pootling around the office at 11.30 packing orders and planning to go to Tesco later in the afternoon and I got a call to say I could pick him up between 4 and 6 that day! It's nearly 3 hours' drive, so it was a case of SCRAMBLE! and supper from the freezer.
I know it's traditional to do a new year's day post containing goals for the year ahead, but to be honest, I've spent the last 48 hours on full-on nurse duty, including getting up several times in the night, I'm knackered and I haven't had a moment to think about it, so that's going to have to wait for a few days.
Orders are still trickling in, but only sufficiently to pay myself half the usual amount today. I'm going to transfer £300 of the £650 Mr Minx pays into the NatWest account each month for his share of the bills into the First Direct account and then when I pay myself the other half I'll put £300 into the NatWest account.
One bonus of having a nearly immobile husband is that I'm temporarily in charge of all the shopping and cooking - yesterday's Tesco bill was £43 instead of the usual £80+
January might be quite a cheap month from a food point of view :rotfl: 0 -
It's lovely to 'see you' again. Happy New Year.

Glad Mr Minx is home and he had his op. I hope sales pick up for you as I'm sure one of your targets will be to increase your turnover from last year's figure.
I remember your put your goals in a post the other week on the business side.
Don't overdo things with the business, the horses and running around as nurse maid for Mr Minx.
Why is it Carry On Nurse has just popped into my head and Mr Bigger (sp?) :rotfl:June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
The only thing in flower in the garden is a rose bush and I don't think Mr Minx would be appreciative :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:0
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