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Caz counts it down

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  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    I've got to go into town tomorrow as my rear left tyre is looking rather flatter than all the rest - hope it gets me there :( I shall take it to see Sandy at the tyre centre to see if it's something that can be repaired, like a puncture, or whether it's terminal faulty valve and I need a new tyre. Fingers crossed it's a cheap fix.

    I have that problem with a tyre too, Cept its only flatter on the bottom, so im not worrying ! :rotfl::rotfl:
    Its just a bad day, Not a bad life .. :cool:
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Good news, it was just a puncture and Sandy sorted me out for the princely sum of £10.80 :D I filled the car up while I was in town, so that's fuel sorted for the rest of the month, but the current account is now more or less on £0. I've either got to get eBaying or dip back into the overdraft.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Get ebaying perhaps? I have been nicely surprised as on 3rd time of relisting some hard to shift stuffI finally have some bids..£50 in the bag so far

    Know how pleased u were at the OD going so hope u can keep it that way
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I did put some auctions on eBay today, but they were for the business rather than personal stuff :o It's a free listing weekend, so I shall do my best to get some stuff on then.

    I had two stock deliveries today and ordered another £500-worth from one of my UK suppliers - things I was low on or out of plus a few special order items for a regular customer. The deliveries arrived at 4.30pm but are all booked on already apart from 3 items which are new to me and need to be photographed and have listings created for them.

    Not much else to report I'm afraid....oh, the Egg card statement came through, £3.16 to pay in interest :D See you in the morning for scores on the doors.
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Friday seems to have come round awfully quick this week!

    (last week/this week/ + or - amount)
    Business
    Overdraft: -£-7374.92 / -£8050.63 +£675.71

    Business total: -£-7374.92 / -£8050.63 +£675.71

    Personal
    Overdraft: -£0.00 / £0.00 no change
    Egg card: -£3488.00 / -£3420.36 +£67.64
    Barclaycard: -£2655.00 / -£2655.00 no change
    Nationwide card: £2741.85 / £2741.85 no change

    Personal total: -£8884.85 / -£8817.21 +£67.64

    Grand total: -£16,259.77 / -£16,867.84 -£608.07

    An expensive week for the business account, with £1800 in supplier payments and £310 in eBay fees. The personal current account is *just* in credit at £21.61 and will go into the £50 'buffer zone' (no interest charged) after Tesco on Saturday, which is why I've left it on there.

    Good news, however, I checked the tracking on the test order this morning and it said it was loaded onto a van in Thurso at 6.55am. I rang the local shop (which is also our local sorting office) and asked them if they'd hold it there for me so I could collect it when I dropped today's orders off rather than having to wait for Billy to deliver it (he lives 4 doors down the road, so our village is always last on his round) - so I've got 9 orders to pack and then I shall be knee-deep in new stock :D:D:D:D:D:D
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    A bit off track today. Tesco was over £100 because we went to the big one in Wick and we didn't even buy the things we went to that one for because we couldn't find any we like. (The shelf in the crockery cupboard collapsed in the middle of the night a couple of days ago and dumped all our plates, bowls and various casserole dishes onto the tiled kitchen floor - we're OK for bowls and cookware, but we're down to six ginormous dinner plates that don't really fit into the dishwasher, so needed some new normal sized ones. Tesco didn't have any that weren't enormous!)

    Still, the box of stock got here in one piece, all the metal tested nickel-free, I've worked out the pricing on the new beads and charms (still got the flatbacks to do) and have photographed and listed the beads. The glass beads will be next, though the manufacturer's estimate of 5-7 days for delivery may be a bit off - they posted it on Tuesday and it had only got as far as Germany by 1am yesterday morning! If it keeps trundling onwards over the weekend then it may make it here for next Tuesday :)

    I think I'm going to have to give myself a small payrise. Mr Minx is paying for the increased electricity DD, but that goes into the NatWest current account and the DD gets taken from the First Direct account. With the extra going out, £1250 doesn't cover all the DDs and the minimum credit card payments, so I'm going to have to pay myself an extra £50 a month.

    I had a letter from NatWest yesterday saying that they're discontinuing Current Plus accounts from 12th July and my account will automatically be converted to a Select account. The only difference, as far as I can see, is that instead of a £100 buffer zone for my overdraft, I get a £10 buffer zone and a monthly charge of £6 if I use my overdraft on top of the 19.9% interest :mad: Another good reason to keep that account in credit, although the shopping today has pushed it back into the buffer and I don't think I'm going to get any eBaying done tomorrow, at least not personal stuff, as I need to get this stock order sorted before the next lot comes in. As long as I can keep it in credit from mid-July, it'll be fine.
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I spent the morning with 12 litres of broadleaf weedkiller strapped to my back doing my best Ghostbuster impression around field number 2 - our neighbour's ewes have finished lambing, so the field gets sprayed for docks, thistles and nettles and then has a 2 week quarantine period before the horses can come up onto it. This is actually a money-saving thing because the better the grass is in fields 1 and 2 (the summer fields - there are still some sheep in field 1, which is why it didn't get done today), the longer fields 3 and 4 (the winter fields) get to rest and re-grow and the less hay I need over winter. Simples! Last year the weather was so wet over summer that they had to go back to the winter fields early in September, whereas the year before I had Merlin grazing in the top fields full time until mid-October and occasionally right through into December. Fingers crossed we get to at least the end of September this year.

    As suspected, I haven't managed any personal eBaying today, but all the new charms are photographed and half of them are listed. Hopefully I'll find time to get the rest of them done tomorrow and start working on the flatbacks - I've only got 23 orders to go at the moment, though that's over £400-worth so at least they're reasonably-sized ones. No more update on the glass beads, they're somewhere between Germany and the UK, but the big Chinese order is due to dock at Felixstowe on Tuesday :D
  • hillside777
    hillside777 Posts: 357 Forumite
    You've been really busy. :)
    Do you ever get time to rest? I'm glad you've got orders coming in.
    Well done on sorting out the stock before the shipment arrives. :D
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    bonnington wrote: »
    Do you ever get time to rest?

    Not really! This is one of the things you'll find when you get your hotel - there is no switching off from it, ever. You can't just walk out of the office at 5pm and say you're done for the day; even if you're spending the evening slobbing out in front of the telly, it's always ticking away in the back of your mind - I must do X, Y and Z tomorrow, A needs paying, B needs ordering, I must talk to C about D.....I do worry slightly about Mrs Bonnington's future stress levels, as you've mentioned several times that she finds her job almost unbearably stressful. Self-employment may not be the solution she's hoping for :( I'm probably about the most chilled-out person you could meet, but even I've got a tic in my right eye at the moment as I wait to see whether these incoming stock orders are going to make or break my business.
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    £620-worth of orders posted out today :D I also got the rest of the charms listed, but haven't made a start on the resin flatbacks yet.

    It looks like I mis-read the shipping schedule. I thought I had an order docking tomorrow, but I rechecked the voyage timetable today and it's not actually due until the 22nd, it's going through the Suez Canal tomorrow. So that's both big orders arriving within a day of each other - it's going to be CHAOS here at the end of the month!
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